Public Provident Fund

A simple guide to choosing between two of India’s most popular long-term savings plans

PPF loan vs personal loan: Understanding the smarter borrowing option

PPF loans and personal loans offer quick cash, but differ in costs and benefits. PPF loans are cheaper but have limits, while personal loans offer flexibility at higher interest rates.

Govt keeping PPF interest rate lower than what formula says due to tax benefit

The interest rate on the Public Provident Fund, one of the most popular small savings schemes of the government, has been left unchanged at 7.1 percent for more than three-and-a-half years

Public Provident Fund (PPF) vs Fixed Deposit (FD): Know which is a better tax saving option

PPF vs FD: Individual’s contributions to PPF are qualified for tax deductions under Section 80C of the Income Tax Act, which can help cut your tax liability

Four tax-saving tools for your investment portfolio

Although there are many such financial investments available, not all would suit your risk profile and requirements. Investing in the wrong instrument just to save on taxes is like boarding a wrong train

Small-saving schemes turn attractive after March-end rate hike: Here’s what you should do

The Senior Citizens Savings Scheme remains a low-risk lucrative debt investment option for those over 60 years of age. For non-senior citizens, the 3-year and 5-year post office Term Deposits will now give stiff competition to FDs from leading banks.

Big boost for small savings schemes in higher interest rates for June quarter

Small savings schemes interest rates have been hiked by 10-70 basis points for the latest quarter. But the interest rate on PPF has been left unchanged at 7.1% .

Rate hike in small savings a reason for cheer, but more such moves unlikely in short term

The need to ensure effective monetary transmission and lack of fiscal space could keep small savings rates at current levels. Though small savings schemes serve as tools for resource mobilisation, there are signs the government may reduce its dependence on them

Govt keeps interest rates unchanged on small savings schemes for September quarter

The interest rate on small savings schemes has not been revised since the first quarter of 2020-21. The interest rate on small savings schemes has not been revised since the first quarter of 2020-21.

Simply Save | How should you select ELSS mutual fund for tax-saving?

Moneycontrol’s Jash Kriplani interacts with Rushabh Desai, founder of Rupee with Rushabh Investment Services

Govt keeps interest rates on small savings schemes unchanged for 3rd quarter of FY'22

Public Provident Fund (PPF) and National Savings Certificate (NSC) will continue to carry an annual interest rate of 7.1 per cent and 6.8 per cent, respectively.

PPF investments for FY19-20: What you need to do before the extended deadline of June 30

Here are the things PPF deposit holders can do before June 30

Here's how the new PPF rules will affect you

PPF has long been a popular savings and investment scheme among the masses for accomplishing goals such as children’s higher education, marriage, and even retirement.

Celebrate womanhood, invest smartly on International Women's Day

A woman's financial plan must be aimed at creating long-term financial stability. Their emotional needs must be factored into the financial plan.

Still undecided on tax saving? Here's the best option for you

Financial planners and experts seem to be in agreement that Equity Linked Savings Schemes (ELSS) is the best investment avenue under Section 80C of the Income Tax Act since it outscores other options in terms of liquidity and returns.

COMMENT: Why EMIs haven't fallen sharply despite RBI's easing cycle

Since January 2015, the Reserve Bank of India (RBI) has cut the repo rate by 175 basis points or 1.75 percentage points from 8 percent to 6.25 percent.

Budget 2017: Is NPS a good retirement plan despite withdrawals being taxed?

Experts feel NPS continues to be a good retiral product for the salaried segment since it is market-linked and professionally managed.

Interest rates on small savings schemes cut by 0.1%

Interest rates on small savings schemes have been reduced marginally by 0.1 per cent for the October-December quarter of 2016-17, leading to lower returns on Public Provident Fund, Kisan Vikas Patra, Sukanya Samriddhi Account, among others.

Cut in small savings rates 'win-win' for govt, banks: Nomura

According to the Japanese financial services major, lower small savings rates, along with marginal cost-based pricing of loans from April this year should facilitate an improvement in monetary policy transmission from April-June period onwards.

DMK chief Karunanidhi opposes cut on savings interest rates

"By slashing the interest rates on these small saving schemes, the interest among the poor and middle-class people to invest in such schemes will decline," he said listing schemes like the Public Provident Fund (PPF), National Savings Certificate and Kisan Vikas Patras.

Will RBI, banks follow govt's cut on small saving rates?

Individual savers will regret the fact that rates have come down, but this is only correcting an aberration, says Ananth Narayan of Standard Chartered Bank

Six ways women can save money for their golden years

It is time to channelize some of that financial management to saving for the future.

Are the salaried second class citizens of the country?

Budget proposals about EPF taxation have either been drafted in a hurry or have deliberately been made to be unjust to salaried people.

No tax on PPF withdrawal; only interest to be taxed in EPF: Govt

Hasmukh Adhia also said that only the interest accrued on 60 percent contribution to Employee Provident Fund (EPF) after April 1, 2016 will be taxed while the principal amount will continue to remain exempted from tax.

Budget 2016: Survey backs EET taxation system for savings

Currently, a deposit in 15-year Public Provident Fund is exempt from taxes both at investment stage, at the time of getting interest as well as withdrawal.