Pramit Jhaveri, CEO, Citibank India, Debabrata Sarkar, CMD, Union Bank of India, Gunit Chadha, Co-CEO-Asia-Pacific, Deutsche Bank, Chanda Kochhar, MD and CEO, ICICI Bank, Pratip Chaudhari, Chairman, SBI and Aditya Puri, MD, HDFC Bank, share their view about the environment in which the banking sector is headed.