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  • RBI tightens rules for NBFC-P2P lending platforms

    The banking regulator said the platforms shall not assume any credit risk, provide credit enhancement or guarantee, shall not cross sell any product except for loan specific insurance products

  • CRED Mint allows you to lend money and earn 9% interest: Does the return compensate for the risk?

    For the inherent risks entailed in P2P lending, the return rate looks modest

  • Why do millennials flock P2P platforms?

  • P2P Platforms: Millennials are the ones to come on board to lend or borrow

    An analysis done by LenDenClub from the annual data of four lakh users of its platform

  • Budget 2018: 10% Long Term Capital Gain tax to benefit P2P lending players

    The government is also committed to taking special policy measures to enable startups to attract foreign capital through hybrid instruments

  • Peer-to-peer lending final norms to be out soon: RBI

    The much-delayed peer-to-peer (P2P) lending guidelines have been finalised and will soon be released by the Reserve Bank of India (RBI) once it is notified by the government.

  • Clocking an average of Rs 3 crore a month in lending, says Faircent's CEO

    In an interview with Moneycontrol, Rajat Gandhi, CEO and Founder of peer-to-peer lender Faircent, expects a light touch set of guidelines for the P2P lending industry.

  • You can soon pool your private car, if Uber has its way

    Uber India representatives are seeking an amendment to the Motor Vehicles Act, 1988, that would make it possible to introduce ride sharing using private cars, reports the Mint today.

  • How blockchain can transform finance, even eliminate jobs

    The technology underpinning digital currencies, blockchain, has the potential to transform several aspects of the financial industry -- one of the being how brokerages carry out the clearing and settlement process for trades.

  • Rajan: 28 days left in my term, which I intend to fully use

    Raghuram Rajan will be busy give finishing touches to a host of policy decisions he has already announced before.

  • Faircent.com aims at Rs 2,000 cr biz in 3-4 years

    "We are looking at closing this financial year with business transactions at Rs 50 crore. Next year, we are looking at around Rs 200 crore (2017-18). And then we are looking at around Rs 2,000 crore of business transaction. In next three to four years we want to reach there," Rajat Gandhi Founder and CEO Faircent.com said.

  • Peer-to-peer lending: Easier and faster but is it safer?

    The Reserve Bank of India has kicked off efforts to regulate peer-to-peer (P2P) lending in India. The move is believed to help the funding gap in the market which banks haven‘t been able to service sufficiently well. But what does the model offer?

  • In China, P2P lenders offer relief to small entrepreneurs

    Despite repeated cuts in China's official interest rates to boost the slowing economy, local banks appear reluctant to lend to potentially high-risk small companies, a trend similar to the credit crunch that plagued Europe during its own slowdown.

  • The state of Internet connectivity in India

    A decade ago Internet connectivity may have been considered a luxury, but the world's outlook on what I like to describe as the repository of collective

  • A social storage revolution: Transporter

    A privacy-centric file sharing and network storage device in the offing has raised $2.6 million from about a 1000 funders on a crowdfunding platform. It also won an award at CES 2013. Here is a look at it.

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