Home Loan

Move only when the rate cut beats all fees and you keep (not stretch) your remaining tenure—early in the loan is where the big wins are.

Home loan vs. self-funding: Which is better for buying property?

Balancing financial comfort and long-term gains depends on your liquidity and investment goals

Save lakhs on home loans: Compare best rates from top banks

Top banks offer competitive home loan rates, with Canara Bank and Union Bank of India starting at 7.3 percent interest, while HDFC Bank starts at 7.4 percent interest for a 20-year loan tenure.

What happens if you miss an EMI on your home loan?

A single slip can feel harmless, but it has ripple effects on your money and your credit history.

HFCs offer competitive home loan rates: Top picks with interest rates from 7.45%

Housing finance companies offer home loans at interest rates starting from 7.45% with EMIs starting from Rs 40,127 for a Rs 50 lakh loan.

RBI holds rates: Lower your EMI smartly with these steps to ease the home loan burden

Internal balance transfer to a lower interest rate for a home loan is always the easiest path, with less paperwork and without the need for a property revaluation, according to experts.

Home loans: Top NBFCs that offer the lowest interest rates

Bajaj Finserv and LIC Housing Finance top the list of non-banking companies that currently offer the cheapest home loans, with interest rates starting at 7.35-7.5 percent.

RBI keeps repo rate unchanged: Check home loan rates of top banks

Home loan rates range from 7.3% to 9%, with Canara Bank and Union Bank offering lowest rates at 7.30% for Rs 50 lakh loan.

Buying insurance with a home loan is not compulsory. Should you still get it

Understanding the role of home loan insurance can help you make an informed decision about protecting your family’s financial future.

Home loan rates fall below 7.5%; here is what top banks are offering

Home loan interest rates have dipped below 7.5% following RBI's 100 bps repo rate cut this year, with rates ranging from 7.3% to 8% for a Rs 50-lakh loan

EMI versus tenure: How to optimise your home loan repayment strategy

When repaying a home loan, borrowers must choose between lowering EMIs for more liquidity or reducing tenure to save interest, considering their financial goals and cash flow situation.

Should you take a home loan? What to weigh before deciding

Home loans allow you to buy assets but also come with long-term money ties—understanding both sides can lead you to make smarter choices.

Best home loan interest rates in India – July 2025

Looking to buy your dream home? These are the top lenders offering the most competitive home loan interest rates in India right now.

Home Loan: Should You Prepay Your Home Loan When Interest Rates Fall?

Is it wise to prepay your home loan when interest rates are dropping? This video breaks down the benefits, risks, and strategic considerations of early repayment. Learn how prepaying can reduce total interest, increase cash flow, and help you become debt-free faster. But also discover the hidden costs—like prepayment penalties and opportunity costs—and how to align your decision with long-term financial goals. Whether you're a homeowner or planning to be one, this guide will help you make smarter money moves.

Home loan dilemma: Should you prepay or invest after repo rate cut?

Home Loan Prepayment Vs. Investment: RBI's 100 bps repo rate cut this calendar year benefits home loan borrowers with lower interest rates. Existing borrowers must decide between prepaying loans at lower rates or investing savings in equities, considering their financial goals and risk appetite

Tax implications of borrowing money from a top-up home loan by your homemaker wife

Whether you earn tax benefits or encounter tax implications depends on how you utilize the money from top-up loan.

Is home loan insurance worth it? What you need to know before saying yes

Lenders can recommend purchasing insurance along with your housing loan, but is it really worth it?

Is A Top-Up Home Loan Better Than A Personal Loan? Check Key Details

What's better between a top-up home loan and a personal loan for urgent funds? Understand the comparison between the two and choose smartly.

Need lower EMIs? Follow these smart home loan strategies

Too high EMIs can strain your monthly budget, but with some smart strategies, you can lower the burden and save a lot in the long term.

Why a home loan balance transfer can be the smartest money decision you'll ever make

A home loan balance transfer will permit you to transfer your loan to a different lender with better interest rates and terms, possibly saving you gazillions of dollars in repayments.

How to reduce your home loan EMI without stressing your budget

You can reduce your home loan EMI through smart strategies like extending tenure, making prepayments, switching lenders, or negotiating better interest rates.

6 uncommon reasons your home loan application might get rejected

Even with good credit and income, your home loan can be rejected due to lesser-known reasons like job instability, co-applicant credit issues, or property title disputes.

Maharashtra ready reckoner rate hike: Here’s how average 3.9% increase will impact you

The hike in Maharashtra’s Ready Reckoner Rates (RRR) will impact property purchasers due to increased stamp duty, registration costs, and possibly overall property prices. Learn more about RRR and its impact.

How women can leverage credit scores for financial independence

Happy International Women’s Day! In today’s video, we celebrate women’s progress in achieving financial independence and discuss how women can leverage their credit scores to unlock the doors to homeownership. From understanding the importance of a strong credit score to practical tips on building credit—whether you're a homemaker or a working professional—we share simple steps to help you start your financial journey and secure the best home loan terms. Join us as we highlight the growing number of women borrowers and explore how you can use financial tools to create lasting financial freedom.

These banks have revised personal loan interest rates after RBI repo rate cut: Check full list

The RBI’s recent repo rate cut to 6.25% is expected to lower borrowing costs for personal and home loan borrowers. Several banks have already revised their interest rates, making loans more affordable for consumers.