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Apr 19, 2021 10:30 AM IST As the income of the co-applicant is also considered while evaluating EMI affordability, it can also help you get a bigger loan amount
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Apr 15, 2021 10:52 AM IST The fixed rates chosen would be valid only for the first few years, after which borrowers will have to repay the home loans at the revised interest rates
- Apr 14, 2021 02:34 PM IST
State Bank of India's rate back to 6.95 percent as special offer ends on March 31
- Mar 22, 2021 02:02 PM IST
Manish Shah, MD & CEO, says that the more credit worthy a customer, the lower will be the home loan interest rate offered
- Mar 10, 2021 02:20 PM IST
Home loan rates touch record lows of 6.65-6.7 percent in March
- Mar 08, 2021 10:41 AM IST
Even a small concession on home loan interest rates will add up to a huge sum over a 15-20-year period. Registering a property in the name of a woman will help in saving significantly on stamp duties.
- Mar 05, 2021 11:51 AM IST
Home loan balance transfer can reduce the interest burden and knock EMIs off your repayment schedule
- Mar 02, 2021 08:57 AM IST
The private lender said the interest rates are linked to borrowers’ credit score and the Loan to Value (LTV) ratio. The bank said the rates will be applicable for both the salaried and self-employed customer segments.
- Mar 01, 2021 10:10 PM IST
Kotak Mahindra Bank said this is a special rate that is applicable till March 31, 2021, across all loan accounts.
- Feb 26, 2021 02:40 PM IST
As many as 17 banks and housing finance companies charge interest rates as low as between 6.75-6.9 percent a year
- Feb 25, 2021 03:43 PM IST
The new tie-up will cover Shapoorji Pallonji Real Estate's existing housing projects across key markets.
- Feb 25, 2021 11:40 AM IST
The document is required for claiming tax deductions. You can apply for the certificate online and offline.
- Feb 16, 2021 11:48 AM IST
Opting for a longer repayment tenure would reduce your EMI burden and also improve your home loan eligibility
- Feb 10, 2021 03:48 PM IST
The bank is also working on various digital initiatives to improve the efficiencies in home loan delivery, including a unique integrated platform Retail Loan Management System (RLMS) which will provide an end-to-end digital solution, Khara added.
- Feb 04, 2021 10:42 AM IST
The Rs 3.5 lakh of deduction available for affordable housing made sense when the interest rates on home loans were 8-9 percent
- Feb 01, 2021 05:47 PM IST
This deduction is over and above the deduction of Rs 2 lakh for interest payments available under Section 24(b) of the Income Tax Act, 1961
- Jan 19, 2021 09:29 AM IST
There should be a balance between trying to prepay your loans quickly and other aspects of your financial life
- Jan 12, 2021 10:03 AM IST
Home loan rates of the top 15 cheapest lenders range between 6.75 and 6.95 percent
- Jan 08, 2021 09:53 AM IST
The maximum amount most banks offer is Rs 1 crore, even if your property is worth much more
- Jan 07, 2021 09:47 AM IST
Falling interest rates on home loans have prompted many borrowers to shift lenders. Here are some key factors to consider before doing so
- Jan 06, 2021 11:18 AM IST
While the intention has been to help middle and lower-income sections buy houses by giving sops, tax benefits have been pruned systematically
- Dec 07, 2020 01:35 PM IST
Interest rates on home loans start at 6.75 percent. LIC Housing Finance, Bajaj Finserve and Tata Capital offer home loans at 6.9 percent
- Dec 01, 2020 09:44 AM IST
While a reduction in the loan tenure will result in greater savings in interest paid, opting for the EMI reduction option will lead to higher disposable income
- Nov 30, 2020 11:57 AM IST
There has been a fair bit of activity on balance transfers in the home loan segment
- Nov 19, 2020 10:24 AM IST
LICHF is trading below its trailing (FY20) book value despite the fact that home loans are the safest and most secured of all categories of retail loans
