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  • Joint home loan application: For higher amounts and increased tax benefits Apr 19, 2021 10:30 AM IST

    Joint home loan application: For higher amounts and increased tax benefits

    As the income of the co-applicant is also considered while evaluating EMI affordability, it can also help you get a bigger loan amount

  • Why there is nothing constant about fixed interest rate home loans Apr 15, 2021 10:52 AM IST

    Why there is nothing constant about fixed interest rate home loans

    The fixed rates chosen would be valid only for the first few years, after which borrowers will have to repay the home loans at the revised interest rates

  • Kotak Mahindra Bank, HDFC offer the cheapest home loans Apr 14, 2021 02:34 PM IST

    Kotak Mahindra Bank, HDFC offer the cheapest home loans

    State Bank of India's rate back to 6.95 percent as special offer ends on March 31

  • Home loan interest rates unlikely to fall any further: Godrej Housing Finance Mar 22, 2021 02:02 PM IST

    Home loan interest rates unlikely to fall any further: Godrej Housing Finance

    Manish Shah, MD & CEO, says that the more credit worthy a customer, the lower will be the home loan interest rate offered

  • Kotak Mahindra Bank and State Bank of India offer the lowest rates on home loans Mar 10, 2021 02:20 PM IST

    Kotak Mahindra Bank and State Bank of India offer the lowest rates on home loans

    Home loan rates touch record lows of 6.65-6.7 percent in March

  • How women can make the most of lower rates on home loans and stamp duties Mar 08, 2021 10:41 AM IST

    How women can make the most of lower rates on home loans and stamp duties

    Even a small concession on home loan interest rates will add up to a huge sum over a 15-20-year period. Registering a property in the name of a woman will help in saving significantly on stamp duties.

  • Cheaper home loans from SBI, Kotak Mahindra Bank: Switch lenders to benefit from lower interest rates Mar 05, 2021 11:51 AM IST

    Cheaper home loans from SBI, Kotak Mahindra Bank: Switch lenders to benefit from lower interest rates

    Home loan balance transfer can reduce the interest burden and knock EMIs off your repayment schedule

  • Cheapest Home Loan Rates: Here's what SBI, Kotak Bank and others have on offer Mar 02, 2021 08:57 AM IST

    Cheapest Home Loan Rates: Here's what SBI, Kotak Bank and others have on offer

    The private lender said the interest rates are linked to borrowers’ credit score and the Loan to Value (LTV) ratio. The bank said the rates will be applicable for both the salaried and self-employed customer segments.

  • Kotak Mahindra Bank reduces home loan interest rate to 6.65% till March 31 Mar 01, 2021 10:10 PM IST

    Kotak Mahindra Bank reduces home loan interest rate to 6.65% till March 31

    Kotak Mahindra Bank said this is a special rate that is applicable till March 31, 2021, across all loan accounts.

  • Kotak Mahindra Bank, State Bank of India and HDFC offer the cheapest home loans Feb 26, 2021 02:40 PM IST

    Kotak Mahindra Bank, State Bank of India and HDFC offer the cheapest home loans

    As many as 17 banks and housing finance companies charge interest rates as low as between 6.75-6.9 percent a year

  • Shapoorji Pallonji Real Estate and SBI sign MoU to offer faster home loan approvals to homebuyers Feb 25, 2021 03:43 PM IST

    Shapoorji Pallonji Real Estate and SBI sign MoU to offer faster home loan approvals to homebuyers

    The new tie-up will cover Shapoorji Pallonji Real Estate's existing housing projects across key markets.

  • Explained: All about the home loan provisional certificate Feb 25, 2021 11:40 AM IST

    Explained: All about the home loan provisional certificate

    The document is required for claiming tax deductions. You can apply for the certificate online and offline.

  • Despite RBI’s status quo on interest rates, here are 4 ways to reduce your home loan EMIs Feb 16, 2021 11:48 AM IST

    Despite RBI’s status quo on interest rates, here are 4 ways to reduce your home loan EMIs

    Opting for a longer repayment tenure would reduce your EMI burden and also improve your home loan eligibility

  • State Bank of India crosses Rs 5 lakh crore mark in home loan business Feb 10, 2021 03:48 PM IST

    State Bank of India crosses Rs 5 lakh crore mark in home loan business

    The bank is also working on various digital initiatives to improve the efficiencies in home loan delivery, including a unique integrated platform Retail Loan Management System (RLMS) which will provide an end-to-end digital solution, Khara added.

  • Affordable housing: Low ceiling on value limits income tax benefits from home loans Feb 04, 2021 10:42 AM IST

    Affordable housing: Low ceiling on value limits income tax benefits from home loans

    The Rs 3.5 lakh of deduction available for affordable housing made sense when the interest rates on home loans were 8-9 percent

  • Budget 2021: Interest deduction on loans for affordable housing extended till March 2022 Feb 01, 2021 05:47 PM IST

    Budget 2021: Interest deduction on loans for affordable housing extended till March 2022

    This deduction is over and above the deduction of Rs 2 lakh for interest payments available under Section 24(b) of the Income Tax Act, 1961

  • Aggressive home loan prepayment can hurt other money goals Jan 19, 2021 09:29 AM IST

    Aggressive home loan prepayment can hurt other money goals

    There should be a balance between trying to prepay your loans quickly and other aspects of your financial life

  • Kotak Mahindra Bank, Punjab National Bank offer the lowest interest rates on home loans Jan 12, 2021 10:03 AM IST

    Kotak Mahindra Bank, Punjab National Bank offer the lowest interest rates on home loans

    Home loan rates of the top 15 cheapest lenders range between 6.75 and 6.95 percent

  • How reverse mortgage helps senior citizens increase their monthly income Jan 08, 2021 09:53 AM IST

    How reverse mortgage helps senior citizens increase their monthly income

    The maximum amount most banks offer is Rs 1 crore, even if your property is worth much more

  • Home loan transfer: Factors to consider before shifting lenders Jan 07, 2021 09:47 AM IST

    Home loan transfer: Factors to consider before shifting lenders

    Falling interest rates on home loans have prompted many borrowers to shift lenders. Here are some key factors to consider before doing so

  • How taxation on housing transactions changed under the Modi government Jan 06, 2021 11:18 AM IST

    How taxation on housing transactions changed under the Modi government

    While the intention has been to help middle and lower-income sections buy houses by giving sops, tax benefits have been pruned systematically

  • Kotak Mahindra, Punjab National Bank offer the lowest rates on home loans Dec 07, 2020 01:35 PM IST

    Kotak Mahindra, Punjab National Bank offer the lowest rates on home loans

    Interest rates on home loans start at 6.75 percent.  LIC Housing Finance, Bajaj Finserve and Tata Capital offer home loans at 6.9 percent

  • Factors to consider before making home loan prepayments Dec 01, 2020 09:44 AM IST

    Factors to consider before making home loan prepayments

    While a reduction in the loan tenure will result in greater savings in interest paid, opting for the EMI reduction option will lead to higher disposable income

  • Secured loan book back to pre-COVID levels: Axis Bank Nov 30, 2020 11:57 AM IST

    Secured loan book back to pre-COVID levels: Axis Bank

    There has been a fair bit of activity on balance transfers in the home loan segment

  • Why LIC Housing Finance merits a look Nov 19, 2020 10:24 AM IST

    Why LIC Housing Finance merits a look

    LICHF is trading below its trailing (FY20) book value despite the fact that home loans are the safest and most secured of all categories of retail loans

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