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  • How to deal with costlier home loans? Aug 03, 2022 06:55 PM IST

    How to deal with costlier home loans?

  • What is a home improvement loan? Jul 20, 2022 04:19 PM IST

    What is a home improvement loan?

  • As people return to cities post-COVID-19 to work, demand-supply mismatch pushes up rentals 12%: Report Jul 05, 2022 09:31 AM IST

    As people return to cities post-COVID-19 to work, demand-supply mismatch pushes up rentals 12%: Report

    The report by NoBroker, an online platform that helps people find rental houses, says that while companies raised their headcount in the last two years, construction of housing projects has been delayed due to various reasons, which has contributed to the rise in rents.

  • Four ways to shorten your home loan approval time Jul 05, 2022 07:27 AM IST

    Four ways to shorten your home loan approval time

    Assess your EMI affordability before applying for a home loan, make a higher downpayment, and improve your credit score.

  • Bajaj Housing Finance Announces Home Loan Interest Rate Change; Offers One of the Most Competitive Rates Starting at 7.20% Jun 22, 2022 04:11 PM IST

    Bajaj Housing Finance Announces Home Loan Interest Rate Change; Offers One of the Most Competitive Rates Starting at 7.20%

    A modification in interest rates for Bajaj Housing Finance's products has been announced. For salaried and professional applicants, the company's house loan interest rates currently begin as low as 7.20 percent * p.a., making them one of the most competitive on the market right now.

  • Home loan demand likely to moderate as borrowers brace for higher EMIs, say experts Jun 10, 2022 05:48 PM IST

    Home loan demand likely to moderate as borrowers brace for higher EMIs, say experts

    Home-loan borrowers are bracing for higher interest rates as inflationary pressure prompts the Reserve Bank of India to tighten monetary policy. On June 9, HDFC increased its retail prime lending rate by 50 basis points. It was the fourth time in a month that HDFC hiked its home loan rate

  • HDFC increases retail prime lending rate on housing loans by 50 bps Jun 09, 2022 09:42 PM IST

    HDFC increases retail prime lending rate on housing loans by 50 bps

    Kotak Mahindra Bank and ICICI Bank have also hiked their interest rates recently.

  • Why did RBI raise co-op banks’ home-loan limits? Jun 09, 2022 11:17 AM IST

    Why did RBI raise co-op banks’ home-loan limits?

  • Managing home loans during a rising interest rate regime Jun 03, 2022 09:10 AM IST

    Managing home loans during a rising interest rate regime

    Home loan lenders allow borrowers to prepay their entire outstanding balance or part of it. On making prepayments, borrowers can either opt for EMI reduction or tenure reduction.

  • SBI home loan, Axis Bank charges, car, bike insurance: Key rules that change from today Jun 01, 2022 08:52 AM IST

    SBI home loan, Axis Bank charges, car, bike insurance: Key rules that change from today

    Here are the Key Money and Operational Changes that will Come into Effect from June 01, 2022:

  • Revisiting home truths: Given current conditions, should one buy a house or stay on rent? May 31, 2022 08:59 AM IST

    Revisiting home truths: Given current conditions, should one buy a house or stay on rent?

    The perpetual debate is rekindled in the wake of better regulations and low-interest rates, but it should be a financially driven decision rather than an emotional one.

  • LIC Housing Finance ups home loan interest rate by 20 bps for select borrowers May 13, 2022 12:49 PM IST

    LIC Housing Finance ups home loan interest rate by 20 bps for select borrowers

    For borrowers with CIBIL score of 700 and above, the rate hike has been limited to only 20 bps, LIC Housing Finance said in a statement, adding that the revised rates are applicable from Friday.

  • High interest rates may not dent housing loan demand in India, say experts May 11, 2022 05:36 PM IST

    High interest rates may not dent housing loan demand in India, say experts

    Despite the probability of continued rate hikes in the coming months, home loan rates are expected to be cheaper compared to pre-Covid levels and could be attractive for borrowers

  • How will the repo-rate hike affect home loans? May 05, 2022 05:08 PM IST

    How will the repo-rate hike affect home loans?

  • What is the retail prime lending rate or RPLR? May 05, 2022 05:06 PM IST

    What is the retail prime lending rate or RPLR?

  • Expected but unscheduled. What does RBI’s rate hike mean for investors and borrowers? May 05, 2022 10:03 AM IST

    Expected but unscheduled. What does RBI’s rate hike mean for investors and borrowers?

    The interest rate hike will also impact equity markets, which thrive on liquidity. How the US Fed treats its own interest rates will further determine which direction the equity markets will go

  • RBI hikes repo rate by 40 bps: How is it going to affect borrowers and depositors? May 04, 2022 06:52 PM IST

    RBI hikes repo rate by 40 bps: How is it going to affect borrowers and depositors?

    Borrowers would feel the implication of the repo rate hike across all categories of loans, both secured and unsecured. Depositors will earn higher interest rates as rates will start going up

  • HDFC hikes retail prime lending rate: Five key questions answered May 02, 2022 04:46 PM IST

    HDFC hikes retail prime lending rate: Five key questions answered

    HDFC’s floating-rate home loans for customers with a credit score of over 750 will carry an interest rate of 6.75 percent, up from 6.70 percent earlier

  • Securing a home loan liability: Home loan insurance or term policy? Apr 27, 2022 07:27 AM IST

    Securing a home loan liability: Home loan insurance or term policy?

    The main difference is that home loan insurance covers property, while a term policy covers a person’s life

  • Bank of Baroda cuts home loan rates by 25 bps to 6.50% till June end Apr 22, 2022 06:35 PM IST

    Bank of Baroda cuts home loan rates by 25 bps to 6.50% till June end

    The bank will also give a 100 percent waiver on processing fees during this period.

  • Borrowers may have to shell out more on loans as banks begin to hike lending rates Apr 20, 2022 02:59 PM IST

    Borrowers may have to shell out more on loans as banks begin to hike lending rates

    Multiple bankers and analysts Moneycontrol spoke to on April 20 said that loan pricing could go up by at least 25-50 basis points from current levels over the next two quarters as lenders have started hiking their marginal cost of fund-based lending rates (MCLR) over the past few days

  • Simply Save | ‘Brace yourselves for increase in home loan rates from June’ Apr 18, 2022 11:02 PM IST

    Simply Save | ‘Brace yourselves for increase in home loan rates from June’

    Part prepayment of home loan and voluntarily increasing your EMI, among other things, can help offset the increase in interest burden that borrowers are likely to witness from June, Bankbazaar.com CEO Adhil Shetty tells Preeti Kulkarni

  • India’s home-loan market set for a churn after HDFC-HDFC Bank merger Apr 07, 2022 11:08 AM IST

    India’s home-loan market set for a churn after HDFC-HDFC Bank merger

    Housing finance companies face a choice: become a niche player or merge with a bank. As things stand, the home-loan market is firmly in the grip of banks.

  • AU Small Finance Bank -- Why this stock can’t be missed Apr 04, 2022 11:53 AM IST

    AU Small Finance Bank -- Why this stock can’t be missed

    AU Small Finance Bank has a comfortable capital position with capital adequacy ratio of 19.5 percent.

  • Buying a home too early in your career is a financial mistake you’ll repent later Mar 29, 2022 08:23 AM IST

    Buying a home too early in your career is a financial mistake you’ll repent later

    Not making financial mistakes is as important as doing the right thing. And paying home loan EMIs at a time when your salary has not yet grown sizeably is one such costly mistake.

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