Hdfc Life

HDFC Life's non-par share declined sharply to 18 percent in H1FY26 from 32 percent a year ago, a deviation in an otherwise uniform industry tilt toward guaranteed-return products.

HDFC Life eyes early-teens growth in FY26; high-margin products to offset GST impact

HDFC Life reaffirmed its early-teens growth outlook for FY26, with management highlighting that protection, annuities, and high-margin unit-linked products are driving margin improvement

HDFC Life sees 3% margin hit from GST, eyes full recovery by FY27

HDFC Life expects a 3 percent annualised impact on margins following the withdrawal of input tax credit under the GST regime but plans to offset it through cost-sharing with distributors and vendors, product repricing

HDFC Life Q2 Preview: Premium income growth to remain healthy, margins may narrow mildly

HDFC Life is set to announce its July–September quarter results on October 15, with analysts expecting steady growth in premium income and new business value. However, a marginal contraction in margins is likely due to the loss of GST input credit.

JPMorgan raises HDFC Life and GIC to Overweight with higher targets, LIC and SBI Life top picks

With in the non-life insurance space, the note finds more upside potential in the reinsurance sector while India's life insurance plays are poised for a most growth upside among Asia, riding on the demographic dividend.

HDFC Life insured 5 crore lives in FY25, but 97% were through group schemes

According to HDFC Life’s annual report, the company issued only 12.7 lakh individual policies during the financial year

Life insurance stocks find D-St favour as regulatory clouds clear, traditional policies gain traction

Brokerages have turned increasingly bullish on life insurance stocks over the past year, with all four major players - SBI Life, HDFC Life, LIC, and ICICI Prudential seeing more buy recommendations in a year

Q1FY26 earnings: HDFC Life, ICICI Prudential rebalance product mix, inch towards protection-led growth

Both insurers are actively shifting from market-linked to guaranteed products and recalibrating margins impacted by regulatory changes, especially around surrender values

HDFC Life shares gain as brokerages remain bullish after stable Q1 results

HDFC Life Insurance share price: Brokerages continue to remain bullish after HDFC Life posted double digit APE and VNB growth in Q1

HDFC Life sees weakening early policy renewals, long-term retention grows

HDFC Life reported mixed retention metrics in Q1FY26, with its 13th month persistency slipping to 82.7 percent due to a lower share of large-ticket policies after tax changes

HDFC Life starts FY26 on a stable footing, eyes stronger second half

HDFC Life delivered a stable performance in Q1FY26 with double-digit APE and VNB growth. While margins improved modestly, the management remains cautious on near-term growth due to macro pressures but expects a stronger second half of the fiscal

HDFC Life Q1 Preview: Double-digit APE growth likely, margins to expand as product mix shifts

HDFC Life is expected to report robust double-digit growth in both annual premium equivalent and value of new business in Q1FY26, with strong premium momentum, improved margins, and receding regulatory concerns providing a supportive backdrop.

Private life insurers ride on premium products to increase market share even as policy volumes fall

The group insurance segment has emerged as the key growth engine in May, contributing over Rs 19,850 crore which is higher by more than 13 percent from last year.

In-demand ULIPs drive topline, but insurers cautious to limit over-exposure

ULIPs being market-linked, are inherently volatile and have relatively lower margins and persistency ratios, insurers have said hinting that they aim to reduce its share further, to achieve a more ‘balanced’ product mix.

HDFC Life eyes protection growth and unit-linked moderation in FY26: CFO Niraj Shah

CFO Niraj Shah also says he anticipates the company transitioning to a risk-based capital regime within the next 12 to 18 months

HDFC Life Q4 results: Net profit rises 16% to Rs 477 crore, insurer declares Rs 2.1 dividend

HDFC Life Q4 results: The net premium income of the insurer came in at Rs 23,766 crore, up 16 percent from Rs 20,488 crore in the year-ago quarter

Insurance Q4 FY25 outlook: Muted quarter likely owing to margin pressure, weak growth

Life insurers may see lower VNB margins, while general insurers may face weak profits due to high claims, analysts say.

Indian insurance companies keen on going solo, no longer seeking FDI support

Unlike the early 2000s when Indian firms leaned on foreign expertise, today’s players seem confident in their own capabilities and see less need for overseas support.

Only two insurers comply with Bima-ASBA framework, others in talks with IRDAI for deadline extension 

Top insurers such as Life Insurance Corporation, HDFC Life, ICICI Prudential Life and SBI Life have not gone live with Bima-ASBA as of now.

Life insurers’ new business premiums dips 11.6% in February as LIC sees sharp decline

LIC leads the decline with a 22% drop in premiums, while private insurers see mixed performance

Top insurance players on edge as Rs 5,500-crore GST battle looms

The report stated that the Adjudicating Authority of GST has confirmed a Rs 2,400 crore demand against prominent insurer HDFC Life Insurance.

Explained | Open architecture in insurance: Push for choice, debate on impact, and industry's stance

While this proposal aims to enhance consumer choice and potentially drive competition, reports have surfaced indicating that major companies oppose the open architecture model for individual agents

Centre's ULIP tax clarification may push insurers, policyholders towards new products

While ULIP sales have significantly driven premium growth for private insurers, a downturn in market stability typically leads to reduced demand for ULIPs, with effects usually seen nine to twelve months later

HDFC Life, SBI Life, other insurance stocks tumble after Budget 2025 incentivises new income tax regime

Insurance stocks selloff: The new tax regime provides no deductions for health and life insurances

HDFC Life stock jumps 10% on positive Q3 show, brokerages maintain bullishness

HSBC expects HDFC Life's focus on new customer acquisition and expanding distribution to support future growth.