With bancassurance continuing to account for a large share of business, especially via parent banks, both insurers said alignment with their bank partners will remain central to growth recovery in FY27
With MFI credit showing early signs of revival, insurers expect credit-linked protection to regain momentum, even as they remain wary of past risks
Individual annualised premium equivalent (APE) rose 11 percent year on year to Rs 9,988 crore, while total APE grew at a similar pace to Rs 11,387 crore.
HDFC Life’s December quarter results may show strong APE growth, offset by margin impact from input tax credit loss
During an exclusive email interaction with Moneycontrol, the MD and CEO said she said the company is taking a calibrated approach alongside industry-wide discussions with distributors, while focusing beyond cost optimisation to improve profitability
As one of India’s leading life insurers, we at HDFC Life welcome this progressive legislation. It balances growth, governance, customer protection and ease of doing business, setting the stage for the next era of insurance transformation
HDFC Life's non-par share declined sharply to 18 percent in H1FY26 from 32 percent a year ago, a deviation in an otherwise uniform industry tilt toward guaranteed-return products.
HDFC Life reaffirmed its early-teens growth outlook for FY26, with management highlighting that protection, annuities, and high-margin unit-linked products are driving margin improvement
HDFC Life expects a 3 percent annualised impact on margins following the withdrawal of input tax credit under the GST regime but plans to offset it through cost-sharing with distributors and vendors, product repricing
HDFC Life is set to announce its July–September quarter results on October 15, with analysts expecting steady growth in premium income and new business value. However, a marginal contraction in margins is likely due to the loss of GST input credit.
With in the non-life insurance space, the note finds more upside potential in the reinsurance sector while India's life insurance plays are poised for a most growth upside among Asia, riding on the demographic dividend.
According to HDFC Life’s annual report, the company issued only 12.7 lakh individual policies during the financial year
Brokerages have turned increasingly bullish on life insurance stocks over the past year, with all four major players - SBI Life, HDFC Life, LIC, and ICICI Prudential seeing more buy recommendations in a year
Both insurers are actively shifting from market-linked to guaranteed products and recalibrating margins impacted by regulatory changes, especially around surrender values
HDFC Life Insurance share price: Brokerages continue to remain bullish after HDFC Life posted double digit APE and VNB growth in Q1
HDFC Life reported mixed retention metrics in Q1FY26, with its 13th month persistency slipping to 82.7 percent due to a lower share of large-ticket policies after tax changes
HDFC Life delivered a stable performance in Q1FY26 with double-digit APE and VNB growth. While margins improved modestly, the management remains cautious on near-term growth due to macro pressures but expects a stronger second half of the fiscal
HDFC Life is expected to report robust double-digit growth in both annual premium equivalent and value of new business in Q1FY26, with strong premium momentum, improved margins, and receding regulatory concerns providing a supportive backdrop.
The group insurance segment has emerged as the key growth engine in May, contributing over Rs 19,850 crore which is higher by more than 13 percent from last year.
ULIPs being market-linked, are inherently volatile and have relatively lower margins and persistency ratios, insurers have said hinting that they aim to reduce its share further, to achieve a more ‘balanced’ product mix.
CFO Niraj Shah also says he anticipates the company transitioning to a risk-based capital regime within the next 12 to 18 months
HDFC Life Q4 results: The net premium income of the insurer came in at Rs 23,766 crore, up 16 percent from Rs 20,488 crore in the year-ago quarter
Life insurers may see lower VNB margins, while general insurers may face weak profits due to high claims, analysts say.