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According to HDFC Life’s annual report, the company issued only 12.7 lakh individual policies during the financial year
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Brokerages have turned increasingly bullish on life insurance stocks over the past year, with all four major players - SBI Life, HDFC Life, LIC, and ICICI Prudential seeing more buy recommendations in a year
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Both insurers are actively shifting from market-linked to guaranteed products and recalibrating margins impacted by regulatory changes, especially around surrender values
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HDFC Life Insurance share price: Brokerages continue to remain bullish after HDFC Life posted double digit APE and VNB growth in Q1
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HDFC Life reported mixed retention metrics in Q1FY26, with its 13th month persistency slipping to 82.7 percent due to a lower share of large-ticket policies after tax changes
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HDFC Life delivered a stable performance in Q1FY26 with double-digit APE and VNB growth. While margins improved modestly, the management remains cautious on near-term growth due to macro pressures but expects a stronger second half of the fiscal
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HDFC Life is expected to report robust double-digit growth in both annual premium equivalent and value of new business in Q1FY26, with strong premium momentum, improved margins, and receding regulatory concerns providing a supportive backdrop.
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The group insurance segment has emerged as the key growth engine in May, contributing over Rs 19,850 crore which is higher by more than 13 percent from last year.
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ULIPs being market-linked, are inherently volatile and have relatively lower margins and persistency ratios, insurers have said hinting that they aim to reduce its share further, to achieve a more ‘balanced’ product mix.
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CFO Niraj Shah also says he anticipates the company transitioning to a risk-based capital regime within the next 12 to 18 months
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HDFC Life Q4 results: The net premium income of the insurer came in at Rs 23,766 crore, up 16 percent from Rs 20,488 crore in the year-ago quarter
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Life insurers may see lower VNB margins, while general insurers may face weak profits due to high claims, analysts say.
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Unlike the early 2000s when Indian firms leaned on foreign expertise, today’s players seem confident in their own capabilities and see less need for overseas support.
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Top insurers such as Life Insurance Corporation, HDFC Life, ICICI Prudential Life and SBI Life have not gone live with Bima-ASBA as of now.
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LIC leads the decline with a 22% drop in premiums, while private insurers see mixed performance
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The report stated that the Adjudicating Authority of GST has confirmed a Rs 2,400 crore demand against prominent insurer HDFC Life Insurance.
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While this proposal aims to enhance consumer choice and potentially drive competition, reports have surfaced indicating that major companies oppose the open architecture model for individual agents
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While ULIP sales have significantly driven premium growth for private insurers, a downturn in market stability typically leads to reduced demand for ULIPs, with effects usually seen nine to twelve months later
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Insurance stocks selloff: The new tax regime provides no deductions for health and life insurances
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HSBC expects HDFC Life's focus on new customer acquisition and expanding distribution to support future growth.
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Mis-selling occurs when financial products such as insurance policies, mutual funds, or loans are sold without proper disclosure of terms or suitability
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HDFC Life reported a value of new business (VNB) margin of 25.1 percent for the nine months ending December 31
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HDFC Life's Q3 net profit rose 14 percent to Rs 415 crore, with strong growth in premium income and key metrics like APE and VNB surpassing expectations.
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HDFC Life's APE is expected to rise to Rs 3,626 crore for the quarter ended December 2024, while VNB is likely to grow to Rs 908 crore
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HDFC Life said a detailed investigation is underway to assess the root cause of the data theft, and remedial action will be taken as necessary.
