The comments come against the backdrop of the fund house seeking more time for payouts with respect to Fixed Maturity Plans (FMPs).
Debt funds are seen as a safer haven. However, if you know the investment objective of the fund, you can pick the right funds for your portfolio.
Fixed income products like Public Provident Fund, Post Office Monthly Income Scheme, Senior Citizen‘s Savings Scheme, Employee Provident Fund, National Savings Certificate etc. have stood the test of times.
Understanding the nuances of investing in mutual funds requires hard work and the returns take on a learning curve. With meticulous planning, the rewards from mutual funds will far outweigh the required efforts.
The rise in monthly AUM in January 2014 was primarily on account of Rs 83,500 crore inflows -- the highest since April 2013. "Bulk of the inflows during the month was into money market/ liquid funds," the Crisil report said.
Dr. Renu Pothen, Research Head of Fundsupermart.com explains FMPs are close-ended debt funds which invest into short-term papers like commercial papers and certificate of deposits.
Fixed Maturity Plans (FMPs) is an avenue that should be considered before making an investment decision. FMP is equivalent to a Bank FD in a mutual fund but unlike FDs it cannot offer a fixed return.
Suresh Sadagopan of Ladder7 Financial Advisories lists out some excellent investment options in the current market scenario. He speaks about how debt mutual funds can be an investment option.
Simply put, FMPs are the mutual fund industry‘s version of FDs. Over time, they have established a place in the portfolios of debt fund investors. Savvy investors sometimes do away with FDs and replace them with FMPs. Read this space to know what is it about FMPs that makes it so appealing to investors and how do they differ from FDs?
Common parameters of selecting a fixed income investment are potential risk, expected returns and tax efficiency. Unaware of debt funds as a fixed income product, many investors opt Banks or small savings deposits. But, Debt funds if used properly and selected wisely can be a good alternative to other fixed income investments.
If there is one thing that investors, investors want right now, it is a cut in interest rates. How do interest rates impact one‘s investments? Well, although the impact can be felt across various asset classes, this article focus on the impact of interest rates on mutual funds with majority allocations to fixed income & debt instruments.
With the RBI slashing Repo rates, there is renewed expectation that people will loosen their purse strings and invest. Be it extension of tax free bond, attractive FDs or FMPs, each product manufacturer is putting its best efforts to lure investors. Here are a few options you should consider in mind while falling for such attractive options.
What bothers investors the most - Their portfolio performance! . A portfolio in green will always be a comfort factor, while the same in red will drive them into a panic zone. Financial expert Renu Pothen guides in managing their portfolio in a right way?
Fixed income investors should focus on long-term products, as they will benefit the most from interest rate cuts.
NFO is often confused with IPO of a share where investors invest presuming they are buying cheap. The fund houses also do a great marketing job to sell their NFOs. Hence before investing, it is important to check if the NFO offered is offering some thing new or if something similar already exists with the Fund house.
Market regulator SEBI today allowed mutual funds to participate in Credit Default Swap (CDS) transactions, which allow business entities to hedge risks associated with the bonds market.
The current interest rate scenario makes India a lucrative investment destination for risk-averse NRIs who are in search of preserving capital or their hard earned money.
Quite often investors think Fixed Maturity Plans and Fixed Deposits are alike but there are some distinct differences. Pankaj Mathpal of Optima Money Managers explains.
For all those who are looking at making some fixed income investments there are few things that they need to check before they actually decide about completing this process. Only when these points are addressed should the individual be confident that the fixed income investment will serve a specific purpose, reckons financial advisor Arnav Pandya
When it comes to investing, both FMPs and FDs gives more or less the same returns. However when compared in real term, the difference between the two is substantial. Financial advisor Anil Rego discusses the advantages that FMPs enjoy over FDs.
CNBC-TV18's Mitra Joshi and Archana Shukla report that fixed maturity plans (FMPs) are bearing the brunt of a burst of redemptions
According to the AMFI, assets under Gold ETFs fell by 2.2% over the month to Rs 101 billion in June. The reason for outflow is mainly attributed to profit booking after the price of the metal rose sharply in the past one year due to global risk aversion and domestic buying.
In the current uncertain financial condition, investors are often perplexed on investments which will earn them good returns. Financial advisor Jitendra Solanki lists out various avenues available today in the fixed income space will help investors to earn that extra return without impacting their financial objective.