Financial Health

Increased credit limits are beneficial if you handle them responsibly, but they also carry peril that is in overspending.

Why checking your credit report regularly is vital for your financial health

Just like regular health check-ups prevent serious illness, reviewing your credit report helps maintain your financial well-being.

How to Build Your Credit Score from Scratch | Easy Tips for Beginners | Personal Finance

Building your credit score from scratch may seem overwhelming, but you can quickly establish a strong financial foundation with the right steps. Whether new to credit or just starting, this video covers simple, actionable tips to help you build your credit score. From understanding credit factors to opening a secured credit card and becoming an authorized user, these tips will set you on the path to financial independence. Learn how to improve your credit score and unlock better opportunities for loans, credit cards, and more

The Savings Ratio: A key to financial health

The savings ratio is a simple metric provides valuable insights into your financial health. It measures the percentage of your income that you set aside for savings or investment. A high savings ratio can be a strong indicator of financial discipline, future financial security, and potential for wealth creation

From relationships to financial wisdom, health and more, 7 valuable lessons we often learn late in life

Life is a continuous learning process, and these seven life lessons are often learned too late. By embracing them early on, you can lead a more meaningful and purposeful life, filled with gratitude, joy, and personal growth. 

Yes Bank says capital adequacy at comfortable levels, making efforts to financially strengthen bank further

"The bank's overall Capital Adequacy Ratio is comfortably above regulatory requirements and all efforts are being made to financially strengthen the bank even further. Kindly, therefore, pay no heed to these unfounded reports," Yes Bank said in a statement.

Restructuring of Tata Steel's Europe operations crucial: S&P

This is given the company's large debt, low margins and volatile profitability, especially in the UK.

Three money lessons learnt this Dussehra

On the auspicious occasion of Vijayadashami it pays to begin with a disciplined approach towards your money matters, if you have not done so already.

Higher limit builds good credit score: Here's how

The moment you get higher credit limit, your credit utilisation ratio goes down, which in turn helps you to improve your credit score.

What can bring economic bloom to India?

Ramalingam K of holisticinvestment.in discusses the factors that may bring the Indian economy back on track.

Gold drops 1 pct as Spain worries hit euro, stocks

Gold prices fell more than 1% on Monday as concerns over Spain's financial health pushed the euro to two-year lows against the dollar, pressured stock markets and drove Spanish borrowing costs to euro-era highs.

Be prudent: Share financial details to your trustworthy

It is very important that you should part your financial details and information to a member of your family or someone you trust.

Fuel issues, discoms' bad health pose risks for power

Uncertainty over fuel supplies for thermal power projects as well as poor financial health of distribution utilities are among major risks faced by the fast growing Indian power sector, says global consultancy Deloitte.