Navigate festive sales wisely by prioritising needs, budgeting, maintaining a healthy EMI-to-income ratio, avoiding multiple loans and leveraging cashback platforms to ensure financial stability and maximise savings.
If you often find yourself shopping due to boredom, emotional triggers, or the lure of a good sale, and want to change something about it, there are practical strategies you can use to curb the habit and make more mindful purchasing decisions.
Tips for Maximizing Your Credit Card Rewards: Explore your card provider's portal for limited-time festive rewards and redeem exclusive offers.
How to overcome festive blues: By managing your expectations, staying connected with loved ones, and prioritising self-care, you can create a more balanced and peaceful festive season.
While shopping during the festive season, have a realistic budget, and ensure the emergency fund remains untouched
A new Meta report reveals significant changes in India's festive shopping, highlighting AI, quick commerce, micro-influencers, and regional language content as key factors in boosting festive sales.
Bank of Maharashtra, HDFC Bank and ICICI Bank offer interest rates between 10 and 10.8 percent on a personal loan of Rs 5 lakh for a tenure of 5 years.
When you borrow, ensure you have a mix of secured and unsecured loans. And never overborrow. A high credit score can empower you and facilitate greater future spending at a lower cost.
The month will see BSE raising derivatives transaction fees and banks will wind up special high-rate FD schemes while the reward multiplier scheme will end for Amex cardholders.
Before you indulge in shopping, prepare a budget and steer clear of debt traps like buy now, pay later or no-cost EMI schemes.
Saurabh Srivastava, Vice President, Amazon India said that ads business is seeing robust growth in India and customers in non-metro areas are signing up for Prime subscriptions
While shopping during the festive sale, spend smartly and responsibly. These cards have been arranged according to the least annual fees
This festive season, before you shop, understand whether it's a need or a desire to purchase, take a step to save now and buy later, do the math behind deep-discount schemes offered, and more suggestions.
RBI’s monetary policy announcement, penalties for belated income tax returns, smart shopping tips, penalties on premature withdrawal of fixed deposits — there is a lot happening in August. Here is what you need to watch out for.
According to the Retailers Association of India, retail sales in the North and South of India almost reached pre-pandemic levels in August as consumers flocked to shops with the approach of the festival season in the country.
Between September and late October every retailer worth his salt is angling for your attention and indulgence because the shopping season which roughly accounts for about 40 percent of the total annual sales for most brands is between this period.