Emergency Fund

A financial cushion gets you ready for life's surprise twists and turns and saves you from going into debt when emergencies occur.

How to build an emergency fund without cutting all your joys

An emergency fund can be your safety net in tough times. Here's how to start building one without overhauling your life.

A check-list to keep in mind when relocating to a new city for a job

Prepare a budget and stick to it, plan for big expenses, negotiate with your employer for a relocation allowance and company accommodation in the initial months, and re-evaluate your financial goals as well

Want to build an emergency corpus? These debt funds come with a good track record

Low risk short term debt fund categories that can help your emergency corpus to grow and generate return over and above the banks’ savings and fixed deposits

Do relatives often rush to you for emergency funds? Your own finances could get hurt

Helping others is great. You also need to ensure that those around you start managing their own finances in a better manner

Recent AMFI data indicate steady outflows for liquid funds

Around Rs 1,98,000 crore was pumped into liquid funds in May, as compared to almost Rs 2,50,000 crore in April.

4 personal finance lessons from 2020 that you must not forget in 2021

As financial exigencies come unannounced, ensure that you park your emergency fund in instruments that allow instant withdrawals

How your savings can dictate whether you sulk or brim with confidence

A person with high savings will always be confident about his/her work and will never become a victim of office politics

Don’t have an emergency fund yet? Here are steps to get you started

Take one month at a time and try to first accumulate a corpus sufficient for six months’ expenses

When layoffs and pay cuts abound, how large should your emergency fund be?

Some feel that they can get away with a minuscule emergency fund as they have access to credit cards, but ignore the interest rate involved.

Facing a pay cut? Here is how you should recalibrate your investments

Only when you have a buffer for emergencies and basic expenses, should you even think about investments

Explainer | Why and how to maintain an emergency fund

The idea is to overcome a situation such as job loss or an accident which would lead to loss of income.

10 Best New-Year personal finance resolutions for you

If you are hunting for ways to have a healthier personal finance portfolio for the coming year, here are some resolutions that you can adopt for 2017.

How to plan financially for an emergency?

Financial emergency can come in the form of an accident, job loss or a hospitalization in the family. Here is how you can tackle the situation better.

A few money things you must change before it‘s too late

Having aspirations is good but people often indulge in short cuts to attain what they seek instead of setting up practical goals and working towards them.

Demonetisation: How to manage cash crunch?

Here are some ways you can deal with cash crunch better.

Should you plan (your money matters) or leave it all to destiny?

A road trip to Leh explains the financial planner if she should plan or leave it to destiny.

This Diwali here is how you can revitalize your money matters

Diwali is especially known for puja of Goddess Laxmi as she symbolizes the earth, wealth, prosperity and abundance.

Five ways to use your Diwali bonus wisely

Diwali bonus if used wisely can leave a positive impact on your money matters.

How to manage your money to build an emergency fund

Having a specific amount of money set aside for emergencies definitely eases the burden on a person‘s mind, when faced with a calamity.

Foresee the unforeseen & plan for the unplanned

Emergency fund should be the base of all financial plans. It gives the peace of mind in addition to some return on money.

Five grave financial mistakes Indians make

Here are some of the common errors Indians make. Avoid making these errors and you are half done.

Should you give your teenage child access to a credit card?

If you are still thinking about granting your daughter some plastic money, do read on.

Five frequently made money mistakes and how to avoid them

These five mistakes can cost dear to you. Better to avoid them by taking right steps in the first instance.