Cibil Score

Your CIBIL score isn’t just a number—it’s the key that lenders use to decide if you’re trustworthy with credit.

How to protect your CIBIL score after a job loss

Maintaining your credit health during unemployment can help you avoid long-term financial setbacks.

How to apply for a credit card if your CIBIL is low

A poor credit score doesn’t automatically mean you can’t get a credit card — it just means you’ll need to take a more strategic approach.

How to increase your CIBIL score to more than 750 in six months

Good credit behaviour can improve your score—here's what to focus on.

Does becoming a guarantor impact your CIBIL score? Here's what you need to know

Being a guarantor to a loan is a serious financial commitment that can have its impact on your credit record.

Rising credit score awareness in India and what it means

A good credit score can unlock better loan offers and lower interest rates, making financial planning easier. Learn more about rising credit score awareness in India and how you can improve yours.

RBI revises credit reporting rule: How it’s going to affect your credit score

With RBI’s new 15-day credit reporting rule, your credit score updates faster, helping you access better loan deals sooner.

Can you get an emergency loan with a bad credit score?

Need funds in an emergency but worried about a bad credit history? Discover how you can still get instant loans with flexible options and tips to improve your eligibility.

How to quickly raise credit score: Check simple tips for high credit score

A good credit score is key to quick personal loan approvals and better financial opportunities. Learn more on how to improve your creditworthiness fast and unlock benefits like lower interest rates and quicker approvals.

Credit Score: How a single late payment can impact your score

One missed payment can snowball into a credit score crisis. Learn how to avoid delays, manage your finances, and protect your creditworthiness with practical tips and insights.

Credit Score: Advantages of high credit score for personal loans

A high credit score is a gateway to benefits while apply for a personal loan. From low-interest loans to higher approval chances learn more about how a good score can simplify borrowing.

How to improve your credit score without breaking the bank

One among the many steps to consider is to opt for debt restructuring instead of settlement. This extends your repayment terms without negative credit impacts, which keeps your credit history intact.

What is the importance of a good credit score? Here are steps to monitor credit score online

A good credit score opens doors to better loans and credit card opportunities. Keeping track of your credit score is important to maintain and improve credit score. Use trustworthy online tools to keep track of your score and download credit reports.

What is the average credit score in India and how to improve your credit score

A strong credit score is key to securing the best loan offers and credit cards. Learn more about the average credit score in India according to recent studies.

How to improve your credit payment history?

Learn about practical strategies to improve your credit payment history, including making timely payments, reducing debt, managing credit utilisation and more.

Customers complain of erroneous entries in CIBIL report that impeded grant of loans

Some customers took to Twitter to complain about entries of unpaid dues on loans and credit cards which they did not apply for in their CIBIL report

Explained: What affects your credit score

Applying for a loan at too many places or frequently maxing out credit card affects your credit score.

Sunny Leone alleges her PAN card used for loan fraud, says credit score hit

Sunny Leone tagged Indiabulls Securities Limited (Dhani Stocks was Indiabulls Securities previously), and Indiabulls Home Loans in her tweet.

Want to maintain a high credit score? Here is how to do it?

There are various factors that influence a credit score, major being - payment history, credit utilization ratio, length of credit history, type of credits (secured v/s unsecured) and number of inquiries.

Taking a loan? Here's why knowing your credit score helps

Customers with a good loan repayment track record and strong financials may get loans which are at least 50-75 basis points cheaper than a customer with a bad credit score.

Home loans turn cheaper, as Bank of Baroda and others cut rates

The state-run Bank of Baroda (BoB) reduced its home loan rates by 70 basis points to 8.35% – the lowest across the industry and will be applicable for customers having a strong CIBIL score. &#82

Use multiple credit cards to reduce credit utilization ratio

Keeping your credit utilization ratio low is a smart thing to do, as most financial institutions and lenders use this as a parameter to assess a person‘s credit-managing abilities.

EMI-free loans: Best means to repay credit card debt

Also known as credit card takeover loan, this can help you get rid of credit card debt.

What happens when you apply for too many home loans

When you apply for a loan, the lender lodges an inquiry with the credit bureau to pull a copy of your credit report. This way, your credit score comes down by a few points.

How to avoid five common mistakes that could affect credit score

Small steps on the right path can help you build your credit score