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Inflation’s low but urban consumption is tepid, investment cycle is yet to pick up and geopolitical uncertainty is a dampener. Fiscal support’s come through GST rate adjustments. Monetary policy needs to complement it
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Sitharaman said state-owned banks need to engage proactively with NBFCs on co-lending for priority sector lending to enhance credit flow to the underserved sectors
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India's banking system faces a severe liquidity shortage ahead of the RBI policy meet, prompting emergency ₹1.5 lakh crore injections as overnight rates surge above the repo rate
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Slippages across banks have risen 26% on-year to Rs 63,000 crore, with private banks recording a sharper 41% rise, said Siddhartha Bhaiya of Aequitas Investment, adding that a rise in lower-quality retail loans coupled with lack of low-cost CASA deposits has resulted in some stress in the microfinance space.
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As UPI grows exponentially, banks must modernize their infrastructure to ensure scalability, security, and compliance. Two strategies, sidecar switch or full replacement, offer paths to meet evolving demands and regulatory expectations
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After two months of losses, banking stocks are showing signs of revival as credit growth stabilises and retail demand picks up
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There have always been a lot of apprehensions on what incremental value add a foreign bank can bring to India, more so with the exit of biggies such as Citi and Deutsche from India’s retail terrain. Can Sumitomo Mitsui Banking Corporation help find an answer?
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Three-quarters of index companies see cuts as weaker demand, lower margins and softer credit growth weigh on outlook
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The RBI makes it very clear about rules to exchange soiled or damaged notes so that you don't miss out on money because of spoilt currency.
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There are at least four major instances of death noted in the banking sector since the start of this fiscal. Two are natural deaths and two suicides. The common thread is that these were mid- to senior-level seasoned executives and may have been under tremendous work pressure
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The expected decline in dividend payouts is rooted in a ‘confluence of margin and profitability headwinds’, said Tusharika Aggarwal, equity analyst at Market Intelligence.
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According to sources, Yes Bank is expected to roll out a plan to raise equity by December this year. SMBC may infuse around Rs 4,000 crore in the bank to increase its stake from 20 percent to 24.99 percent.
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MSME borrowers have come under strain and banks have begun to increase the spread on loan rates to capture credit risk
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Two mid-sized SME lenders have supposedly called off their IPO plans. An NBFC focused on education loans has yet to refile for an IPO. One of the most anticipated listings of this year, HDB Financial Services, received only a lukewarm response from investors. Does this signal a tapering of investor interest in financial services?
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Senior bank officials say they would be extra careful in overseeing digital payments and blocking those that may be suspected towards online gaming
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India's market is diversifying beyond metros. Brands must evolve strategies, catering to both urban and rural needs, balancing aspiration with accessibility, and embracing regional preferences for sustainable growth
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A 'collect request' or 'pull transaction' allows a user to request money from another user through UPI. While such person-to-person transactions are being discontinued, merchants will be allowed collect requests
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In today’s Tech3 from Moneycontrol: From 10-minute groceries to 10-minute home help, startups like Snabbit and Pronto are racing to deliver cleaners, cooks, and handymen in record time. The taxman issues Google notices over gambling sites, while banks urge raising GST thresholds to keep small merchants on digital payments. Plus, India’s humanoid robots hit factory floors with Ati Motors’ Sherpa Mecha, and BlueStone’s IPO opens with a modest Day 1 subscription.
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While credit demand from corporates has already been sluggish over the past two quarters, bankers say the new trade headwinds could further delay recovery in the segment.
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NBFCs play a vital role in India’s inclusive growth by providing transparent, fair credit to underserved communities. Responsible lending builds trust, reduces risks, and drives sustainable economic development towards 2047 goals
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Pre-approved doesn't mean risk-free—know what's driving the offer before you sign.
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While there are at least four bank requests pending for regulator’s blessings to get a bump up in the value chain, now is the time to observe and assess, not react and regret
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Ashish Madhaorao More, joint secretary in the finance ministry, has also said NBFCs are uniquely positioned to break the last-mile green finance gap and can help India meet its emission goals
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Finance and textiles secretaries to chair meeting with managing directors of SBI, PNB, BoB and others to focus on green financing, MSME credit ratings and subsidy bottlenecks
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While shares of large-cap lenders like HDFC Bank and ICICI Bank gained, smaller peers such as AU Small Finance Bank and RBL Bank lagged.
