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  • Ideas For Profit | ICICI Bank Jul 26, 2021 03:51 PM IST

    Ideas For Profit | ICICI Bank

    Q1 FY22 earnings reaffirm that ICICI Bank has transitioned well from a stressed bank to a growing lender. However, the valuation is not yet fully capturing the significant improvement in business fundamentals and growth story. Q1FY22 Highlights: · Net profit surged to Rs 4,616 crore, a growth of 78% YoY · NIMs improved on domestic book to 3.9% · Wrote back Rs 1,050 crore of COVID-19 related provisions created in earlier periods · High provision coverage ratio of 78% as of end June is comforting · Stock is trading at around 1.9 times FY23 estimated core book

  • Stellar Q1 show to hasten re-rating of ICICI Bank stock Jul 26, 2021 10:13 AM IST

    Stellar Q1 show to hasten re-rating of ICICI Bank stock

    The Q1 FY22 earnings reaffirm that ICICI Bank has transitioned well from a stressed bank to a growing lender

  • EMI bounces rose in June despite easing of COVID curbs, shows NPCI data Jul 08, 2021 04:01 PM IST

    EMI bounces rose in June despite easing of COVID curbs, shows NPCI data

    Analysts are of the view that the stress on lenders’ balance sheets will appear gradually over the course of FY22 as the impact of regulatory forbearances wears off.

  • Banks' gross NPA ratio may rise to 9.8-11.22% in March 2022, says RBI Jul 01, 2021 06:53 PM IST

    Banks' gross NPA ratio may rise to 9.8-11.22% in March 2022, says RBI

    Lenders saw a worsening in the quality of consumer credit after the moratorium was lifted and the retail segment may account for the future rise in bad loans, the central bank said.

  • SBI Cards – A quintessential consumption play that stands to gain from peaking of second wave May 21, 2021 11:51 AM IST

    SBI Cards – A quintessential consumption play that stands to gain from peaking of second wave

    With around half of its revenue derived from consumer spending (fee income) and other half from credit business (interest income), SBI Cards is a consumption company in the financial services space

  • How to overhaul asset reconstruction companies? RBI paper has some answers Apr 28, 2021 01:09 PM IST

    How to overhaul asset reconstruction companies? RBI paper has some answers

    The design of the bad bank/ARC proposed by the government will be key to its success in resolving the NPA issue

  • Axis Bank receives Rs 3,004 crore worth loan recast requests under COVID framework, implements Rs 623 crore so far Apr 27, 2021 08:53 PM IST

    Axis Bank receives Rs 3,004 crore worth loan recast requests under COVID framework, implements Rs 623 crore so far

    The bank expects some near-term impact from COVID-19 second wave but will look for growth opportunities in both secured and unsecured book, the management said.

  • Asset quality surprise? Feb 10, 2021 01:42 PM IST

    Asset quality surprise?

    Reported numbers from banks look good but caution still warranted

  • Will HDFC Bank’s brake on credit card sourcing translate into business gains for SBI Cards? Dec 10, 2020 09:26 AM IST

    Will HDFC Bank’s brake on credit card sourcing translate into business gains for SBI Cards?

    While the stock price of SBI Cards has recovered almost 70 per cent from the low seen in May, it is still just 9 per cent above the issue price

  • Early private bank earnings offer hope on asset quality; sustainability is key Nov 02, 2020 12:46 PM IST

    Early private bank earnings offer hope on asset quality; sustainability is key

    The course of COVID-19 and its impact on the economy remain a big variable on how asset quality deterioration is arrested. The large pool of stressed accounts is a red flag

  • What makes SBI the best tactical bet in an overheated market? Aug 03, 2020 10:13 AM IST

    What makes SBI the best tactical bet in an overheated market?

    While strong financials of SBI help in soothing investors’ nerves in uncertain times, the economic slowdown adds a cloud of uncertainty

  • Why Kotak Bank remains our favourite core portfolio stock despite its weak numbers Jul 28, 2020 11:41 AM IST

    Why Kotak Bank remains our favourite core portfolio stock despite its weak numbers

    The single most important reason to like Kotak Bank despite not being a growth story is its excellent liability franchise

  • Why should investors consider ICICI Bank despite relatively higher moratorium book? Jul 27, 2020 08:35 AM IST

    Why should investors consider ICICI Bank despite relatively higher moratorium book?

    ICICI Bank stock is seen get a boost from its subsidiaries that are doing reasonably well

  • HDFC Bank Q1: Business scales new highs, will its stock follow suit? Jul 20, 2020 08:27 AM IST

    HDFC Bank Q1: Business scales new highs, will its stock follow suit?

    HDFC Bank’s valuation has fallen while the long-term growth and profitability outlook are very strong

  • ICICI Bank Q4: Slippages rise and profits moderate, can it ride out COVID-19 storm? May 11, 2020 08:45 AM IST

    ICICI Bank Q4: Slippages rise and profits moderate, can it ride out COVID-19 storm?

  • Diamonds in the Dust: A sharp correction in ICICI Bank’s shares signals an opportunity Mar 20, 2020 09:41 AM IST

    Diamonds in the Dust: A sharp correction in ICICI Bank’s shares signals an opportunity

  • Indian banks add bad loans of Rs 1 lakh crore in H1FY20 Nov 13, 2019 05:55 PM IST

    Indian banks add bad loans of Rs 1 lakh crore in H1FY20

    Deepening economic slowdown and delay in resolution of stressed assets are likely to push more stressed loans into the non-performing assets (NPA) category going forward.

  • Asset quality improves for SBI, but potential concerns demand caution Oct 26, 2019 09:54 AM IST

    Asset quality improves for SBI, but potential concerns demand caution

  • What should investors do with Axis Bank post Q2 results: buy, sell or hold? Oct 23, 2019 10:41 AM IST

    What should investors do with Axis Bank post Q2 results: buy, sell or hold?

    Most of the global brokerage firms which came out with recommendations maintained their rating on Axis Bank while JP Morgan raised its target price to Rs 790 from Rs 770 earlier.

  • Early Q2 results flag continuing asset quality pressures at banks Oct 23, 2019 10:33 AM IST

    Early Q2 results flag continuing asset quality pressures at banks

    The risk is high especially from the real estate sector where credit from NBFCs has been choked off. Starved of liquidity, builders are struggling to pay their non-bank lenders, who in turn are defaulting on their dues to banks.

  • IDBI Bank hits fresh 52-week low as June quarter loss widens to Rs 3,800 cr Aug 16, 2019 09:52 AM IST

    IDBI Bank hits fresh 52-week low as June quarter loss widens to Rs 3,800 cr

    IDBI Bank is also in talks with investors, including LIC to raise Rs 10,000 crore capital by the end of the second quarter to meet minimum regulatory requirements.

  • Strengthen PSBs to better manage FX volatilities: Economist Mar 27, 2017 10:33 PM IST

    Strengthen PSBs to better manage FX volatilities: Economist

  • Demonetisation delayed NPA resolution, merger by a quarter: SBI Feb 10, 2017 05:18 PM IST

    Demonetisation delayed NPA resolution, merger by a quarter: SBI

    The demonetisation move has impacted the bad loan resolution and the merger of State Bank of India‘s merger with its associates by one quarter, according to bank Chairman Arundhati Bhattacharya.

  • IDBI Bank losses may stifle its stock performance Feb 09, 2017 05:21 PM IST

    IDBI Bank losses may stifle its stock performance

    Demonetisation, capital constraints and spike in bad loans has hit the government-owned IDBI Bank hard as its net loss widened to Rs 2255 crore in the October to December period.

  • NPA pains to spill over into next fiscal, says Moody's Jan 09, 2017 04:28 PM IST

    NPA pains to spill over into next fiscal, says Moody's

    Weak asset quality will continue to plague credit profile of banks, with their profitability remaining under pressure till the next fiscal, says a report.

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