Spend some, save some and plan your investments and taxes. First-time salary earners should learn the ropes of money management quickly to ensure they don’t squander their money away.
“Existing investors should stay invested as no one makes money by reacting to every headline,” says G Pradeepkumar, Chief Executive Officer of Union AMC.
Add sparkle to your investment portfolio this Diwali! Karunya Rao chats up with our Personal Finance Editor, Kayezad Adajania, on how to pick the right asset class & create long-term wealth
When the pandemic derailed many investment avenues, ultra-rich Indians acquired art. Here’s a closer look at what’s involved, if you’re planning to acquire an expensive piece, especially overseas.
Use the volatility in equity markets to build some smart positions in large-caps, says Poonam Tandon, Chief Investment Officer, IndiaFirst Life Insurance Company. An allocation of 70 percent in equities should do well over a four-year period.
"An investor shouldn’t take long-term investing decisions based on how the market is doing today. Before getting started with investing, one should understand their risk profile and financial goals well," says Sanjeev Govila founder of Hum Fauji Financial Services
Future Generali's 'Absolute Health' policy extends the definition of family in its family floater plan. It also offers additional maternity coverage for the girl child, but the mandatory inclusion of this cover could bring down the utility value, particularly for older individuals. A Moneycontrol review.
Credit cards with low forex markup fees comes with travel benefits like complimentary lounge access, hotel memberships and additional benefits.
A 25-year-old TikToker from Tennesse, who shares tips related to Wall Street investments, ends up making more than $500,000 a year, a report said.
The 16-digit numbers on your credit and debit will get replaced with a ‘token’ starting October 1, 2022. So, what is tokenisation, how can you tokenise your card, and how safe is it? Find out in this video
Do you belong to Gen Z and are looking to build a perfect investment portfolio? But should you go about it the same way your parents did? Remember, back then the prices, background, socio-political situation, investment avenues and job scenario, everything was completely different from what it is today. Therefore you should not make the mistake of comparing yourself to the previous generations. Keeping an emergency fund, paying off debt in time, investing in SIPs and diversifying are just some of the ingredients that can help you build a perfect portfolio and achieve financial freedom! Here are some of the ways that zoomers can construct ‘The Perfect Portfolio’. Watch!
In the first 2 parts of our trilogy ‘Golden Rules Of Investing’, we spoke about 6 personal finance rules that can help you double your money. Here is the third and final part of our series in which we highlight the last 3 rules that will help you achieve your financial goals. Watch!
For subscribers associated with Protean eGov Technologies Ltd, which is one of the Central Recordkeeping Agencies (CRAs), the "requests authorised up to 10:30 AM will be settled on a T+2 basis".
In the first part of our trilogy ‘Golden Rules Of Investing’, we spoke about the top 3 rules that every investor should follow to be able to double his money. Here is the second part of our series in which we highlight the next 3 rules that will help you achieve your financial goals. Watch!
Doubling your money sounds like a difficult goal to achieve. However, it isn’t necessarily impossible. The right strategy and a little bit of patience can go a long way in helping you turn it into a reality. In this three-part series, we will list out 9 golden personal finance rules that will help you in your long-term financial planning as well as your retirement planning. The method you choose depends largely on your appetite for risk and your timeline for investing. You may also consider adopting a mix of these strategies to achieve your goal of doubling your money. Watch this video to learn more about the top 3 rules that every investor should follow to be able to double his money.
There are hundreds of kinds of credit cards on offer from banks. Some levy no fees for life and other come with annual charges. To select the best card to begin with, look at your spending habits and preferences to find the best fit.
The availability of credit with just a click of a button lures us to borrow more and more. Taking a loan is not bad, but it becomes a problem when you borrow for things that are not a necessity. Loan apps have made it easier to borrow, but also made it easier to get trapped in the vicious cycle of borrowing to repay. So here are a few points to keep in mind to borrow responsibly, so that loan apps don’t kill you.
UPI can emerge as the next big investment idea after Bitcoin. More than 600 million users in India, in a household population of around 300 million use UPI. This means that, on average, there are nearly two users of UPI in each household. This revolutionary platform, growing at more than 100 percent compounded annualised growth rate over the last five years, has been hailed as a world leader in real-time payments by ACI Worldwide! But interestingly, UPI costs absolutely nothing to the users and currently, there is no direct revenue coming in from UPI payments for apps like GPay and Phonepe. Should it still be considered the next big idea? Watch this video to find out!
After having spent three decades in the armed forces, New Delhi-based Col. Sanjeev Govila took voluntary retirement in April 2010. During his years in service, he observed that the singular focus of many armed forces personnel, like him, was to serve the nation – there was little time for financial planning. It’s difficult for army men and women to manage their money. Frequent transfers and sudden calls to duty meant letting go of investment opportunities. Since Govila always had a knack and his peers would often come to him for financial advice. Two years before retirement, Govila decided he wanted to become a financial adviser, but exclusively for armed forces personnel... Watch this video to know how he went from serving the nation to protecting finances!
In this special series on Independence Day, we take a look at the investing habits of Indians. The most remarkable change in the last two years is of course the record flows into the domestic equity markets but barring that, Indians have held affinity to primarily two asset classes: real estate and gold. Watch the video to know more about the investing patterns followed by Indians over the last 75 years.
Several banks have sharply hiked interest rates on fixed deposits across tenures after the Reserve Bank of India raised repo rate by 90 basis points in May-June this year.
The last date to file your income tax return -- July 31, 2022 -- is almost here. In this video, we tell you what happens if someone fails to file the ITR before the deadline. Do they get more time? Do they pay the same amount or a penalty over and above the tax amount? Watch the full video to get all the details.
The founder and CEO of Credence Wealth Advisors talks about ways to combat inflation while setting financial goals by investing in gold, REITs, fixed income, debt funds, and more
All India Institute of Medical Sciences (AIIMS) was hit by a ransomware attack that affected outpatient and inpatient digital hospital services, including smart lab, billing, report generation, appointment scheduling, etc.
The much-awaited Updated ITR or ITR-U is now available on www.incometaxindia.gov.in. The e-filing of updated ITR has been enabled for AY 2020-21 & AY 2021-22. In this video we explain what is an Updated ITR; How, when & who can file ITR-U and what are the different parts of this form.