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Personal Finance | What not to overlook in a health insurance policy

Some of the fine print you must look at while buying health insurance are tax benefits, room rent/ICU charges admissible, whether the policy is cashless, diseases excluded and insurance deductible 

December 15, 2021 / 08:53 AM IST
Personal Finance | What not to overlook in a health insurance policy

Illustration by Suneesh K.

Medical illnesses often strike without warning. Not only do they cause emotional trauma and shock, they are a drain on personal and family finances. My friend Laila’s mother Rima had slipped into coma after a cerebrovascular accident (CVA) or stroke. This is a condition where the flow of blood is stopped either by rupture of or a blockage in a blood vessel.   Rima’s family members wanted her to be operated upon immediately. With just a family floater insurance policy of Rs4 lakh, the incident shook the family. Medical expenses, hospitalization and surgery costs were...

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