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Important facts about home loans

While RBI stipulates a ceiling of 75%, some banks are willing to include stamp duty and registration charges within the purview of the loan, which technically makes the loaned amount 80% of the agreement value.

It's a slow festive season for Indian real estate

While demand exists, it is still held in abeyance by various economic factors, including the natural lag between the announcement and implementation of government policy catalysts.

Fixed home loan rate: Is it in vogue again?

Fixed rate of interest loans for time being are to be avoided. These loans though claim to be offering fixed rate throughout the loan tenure, there is a reset clause at the end of three years or five years, which in a way enables bank to reprice the loan or put simply - change the interest rate on the home loan.

Home loan guide: Mistakes to be avoided

Before you start the process of home loan application, ensure that you are well aware about the details such as personalized credit score or CIBIL (India‘s leading credit rating agency) score. It is more advisable to pull out the personalized score on a regular basis to be clear if it is free from identity thefts.

Refinancing your home loan: What, why & when?

There are several ways that a new refinanced loan can help your family manage their monthly budget as well as long term financial goals. Below are the two primary reasons that you may want to consider refinancing your home loan.

Five reasons to invest in property this festive season

We tell why now is the perfect time to consider investing in the newly revived property market in India

How much of your home do you own?

Be an impressive borrower and understand your amortization schedule. Understanding the amortization schedule from a home loan adviser or expert may be good idea.

How long should you take a home loan for?

How long should you take a home loan for?

Things to know before buying new property

There is a bit of work that a buyer would need to take when they buy a house property and this relates to the process of paying taxes.

Taxation of house property decoded!

The income tax laws provides for taxation of your income under various heads. Income from house property is one of them.

GST deadlock persists as state FMs stick to their demands

States also want the threshold limit for GST levy to be kept at Rs 10 lakh while the limit for dual control of GST is being recommended at Rs 1.5 crore, along with legislative powers for states.