Home loans: Top NBFCs that offer the lowest interest rates
Bajaj Finserv and LIC Housing Finance top the list of non-banking companies that currently offer the cheapest home loans, with interest rates starting at 7.35-7.5 percent.
How to improve your chances of getting a large personal loan
Banks and NBFCs carefully evaluate a number of factors before approving personal loans of a high value, and increasing your eligibility will make it simpler to avail high-value credit.
How safe is your data when applying for a personal loan online?
Online loans are quick and convenient, but protecting your sensitive financial details requires caution.
Simple steps to boost your credit score before taking a personal loan
A strong credit score is your ticket to faster loan approvals and better interest rates.
RBI keeps repo rate unchanged: Check home loan rates of top banks
Home loan rates range from 7.3% to 9%, with Canara Bank and Union Bank offering lowest rates at 7.30% for Rs 50 lakh loan.
Cheapest overseas education loans: Public sector banks offer interest rates starting at 8.25 percent
Education loans for studying abroad range from 8.25 percent to 10.25 percent interest, with Union Bank of India offering the lowest rate at 8.25 percent.
India Buys in Hindi, Dreams in EMI: Why the metro-first strategy is broken
India's market is diversifying beyond metros. Brands must evolve strategies, catering to both urban and rural needs, balancing aspiration with accessibility, and embracing regional preferences for sustainable growth
Personal loan: Top public and private banks offering lowest interest rates this festive season
Top banks offer personal loans at competitive interest rates, ranging from 9.99% to 13.75%, for a Rs 5 lakh loan over five-year tenure.
When do you choose a gold loan over a personal loan?
When you require money urgently and own gold jewellery, pawning it can give you cheaper interest and quicker sanction than unsecured loans.
Should you pay off your education loan early? Here’s how to decide
Making the right choice can save money and reduce financial stress.
Over 25% of personal loan borrowers used funds for travel in first half of 2025
Over 25% of personal loan borrowers used funds for travel in H1 2025, with Tier-2 cities and Gen Z driving the rise in holiday loan demand across India.
Should you opt for a low-interest pre-approved loan or a fresh loan?
Choosing the right loan can save you money and reduce repayment stress.
Holiday Loans: 27% of Indians borrow for vacations, but at what cost?
A survey reveals 27 percent of Indians use personal loans for vacations, with Gen Z and millennials driving the trend, but holiday loans come with high interest rates and debt risks.
Buying insurance with a home loan is not compulsory. Should you still get it
Understanding the role of home loan insurance can help you make an informed decision about protecting your family’s financial future.
How fair and transparent loans will help NBFCs and small businesses grow by 2047
NBFCs play a vital role in India’s inclusive growth by providing transparent, fair credit to underserved communities. Responsible lending builds trust, reduces risks, and drives sustainable economic development towards 2047 goals
Personal loan vs credit card: Which is for you?
From interest rates to convenience, here's how personal loans measure up against credit cards as a borrowing option.
Home loan rates fall below 7.5%; here is what top banks are offering
Home loan interest rates have dipped below 7.5% following RBI's 100 bps repo rate cut this year, with rates ranging from 7.3% to 8% for a Rs 50-lakh loan
Switch or stay? How to bag a lower home loan rate
Choose renegotiation with the same lender if the rate difference is modest (0.25% to 0.5%), your existing lender’s conversion charges are reasonable, you value convenience, service continuity, and less paperwork, and you have a shorter remaining tenure and just want mild relief.
Education Loan: A list of banks offering loans starting at 8.25% to study abroad
Education loans for studying abroad cover a range of expenses including tuition fees, living costs, laptops, books and travel
How a credit card loan works and when it’s better than a personal loan
From instant approval to flexible tenures, here's how credit card loans can provide relief when you need instant cash—without harming your credit score if used wisely.
Why is digital KYC necessary while availing a personal loan
Skip paperwork—e-verification speeds up the process and gets your loan approved faster.
EMI versus tenure: How to optimise your home loan repayment strategy
When repaying a home loan, borrowers must choose between lowering EMIs for more liquidity or reducing tenure to save interest, considering their financial goals and cash flow situation.
Is it wise to take a personal loan to invest? Here’s what you need to know
Borrowing to build wealth sounds tempting—but it could cost you more than you gain.
Getting a personal loan with a 610 credit score? What are your options
Your credit score of 610 is not good, but it doesn't necessarily mean you're in the dark. That's how lenders see it—and what you can do to improve prospects of being approved.
