Before you apply for personal loan, it’s important to be aware of key factors that can help you borrow smartly and avoid surprises.
Before you sign that personal loan agreement, here are the fine-print traps that could cost you more than you expect.
PPF loans and personal loans offer quick cash, but differ in costs and benefits. PPF loans are cheaper but have limits, while personal loans offer flexibility at higher interest rates.
Balancing financial comfort and long-term gains depends on your liquidity and investment goals
When you need quick funds, both personal loans and loans against fixed deposits can come to the rescue—but the cost and benefits differ significantly.
Even with a poor credit history, you can still access funds by following a few smart steps
The surge in gold price provides a platform for a big push in gold loans. However, the risk of gold’s adverse price movement should engender caution
An education loan can open doors to better opportunities, but careful planning is key to managing it successfully.
Top banks offer competitive home loan rates, with Canara Bank and Union Bank of India starting at 7.3 percent interest, while HDFC Bank starts at 7.4 percent interest for a 20-year loan tenure.
Personal loans are among the most flexible borrowing tools today, and Indians are using them for everything from home upgrades to destination weddings.
A single slip can feel harmless, but it has ripple effects on your money and your credit history.
Housing finance companies offer home loans at interest rates starting from 7.45% with EMIs starting from Rs 40,127 for a Rs 50 lakh loan.
Both have the advantage of providing instant access to money but choosing one over the other depends on your ability to pay, interest charges, and the magnitude of your requirement.
Internal balance transfer to a lower interest rate for a home loan is always the easiest path, with less paperwork and without the need for a property revaluation, according to experts.
Understanding what lenders check can boost your approval chances and let you borrow more cheaply.
Top banks offer personal loans with interest rates starting from 9.98% to 13.75% for a 1-year tenure.
Buying a pre-owned car? Used car loan interest rates in India (6%–26% in 2025) can greatly impact your total cost—know how lenders decide your rate.
Relocating to a new city or country comes with numerous expenses, and a personal loan can be a practical solution to manage the financial burden smoothly.
Total disability is covered by personal accident policies but not known to most policyholders on how claims for total disability are settled.
Compare education loan interest rates from top banks like Union Bank, PNB, SBI, and others, to secure the best deal for studying abroad with loan amounts up to Rs 50 lakh.
Choosing the right repayment strategy can save money, reduce stress, and help you get debt-free faster.
Personal loans are increasingly used for both necessities and lifestyle aspirations, with 47.80% of loans going towards lifestyle needs like rent, shopping, and travel.
Buying appliances on credit may seem convenient, but weighing interest costs, repayment flexibility, and alternatives is essential before borrowing.
Facing a small cash crunch? Instant loans under ₹10,000 can cover urgent expenses like bills, rent, or medical needs—disbursed quickly through trusted loan apps.
A quick, branch-based option to close your loan, save interest cost and organize your credit history.
