
Filling out the form isn’t difficult, but a little care makes approval faster and stress-free.

Knowing a few essential loan terms can save you from costly surprises later.

A loan closure can nudge your score up or down depending on timing, repayment history and what else is in your credit file. Here’s how it actually works.

A clear look at how lenders use this number to decide whether you qualify — and how it affects the loan amount you get.

More lenders now allow EMI payments through credit cards, but the convenience comes with conditions that borrowers should understand before shifting their monthly repayment routine.

For most Indian families, sending a child abroad is not a one-cheque decision. It is years of savings, a big education loan and then the constant juggle of fees, rent and foreign exchange. The good news is that banks and forex products are far better than they were a decade ago. The bad news is that the process can still feel confusing if you walk in unprepared.

Using your retirement corpus to fast-track your home purchase or close a loan can make sense in some cases – but only if you understand the rules, limits and risks properly.

A gold loan can sometimes be a smarter, cheaper and quicker option than a personal loan—if you know when to choose it.

Paying off your education loan faster feels tempting, but the smart choice depends on your financial goals, cash flow, and comfort with debt.

Studying in India or abroad doesn’t have to be a dream — an education loan can make it possible without straining your family’s finances.

Used wisely, a personal loan can cut costs and boost your financial flexibility.

A quick guide to understanding what you really pay when you borrow via a personal loan. Knowing every cost before signing the dotted line could save you thousands of rupees.

It will remain open till March 31, 2026, or until guarantees worth Rs 20,000 crore are issued, with each loan having a tenure of four years, including a one-year moratorium on repayment, sources indicated.

Lenders read your employment history as a proxy for repayment stability—longer tenure and credible experience usually mean easier approvals and better terms.

Liquidity pressure is mounting on certain MSME exporters, with increasing calls for a moratorium on payment of dues to banks as well as government-backed credit support.

A simple guide to why a quick monthly EMI check can protect your finances long before any trouble shows up.

A home purchase at this stage needs careful balance between EMIs, savings and long-term security.

A clear guide for students and parents planning to fund higher studies in India or abroad

Smart ways to cut interest, repay faster, and stay debt-free after graduation

Understand the difference between fixed and floating home loan rates to choose the one that best fits your budget and comfort with risk.

A smart home loan isn’t just about the lowest rate—it’s about picking terms that fit your life and finances.

A quick guide to choosing the cheaper option when you must borrow.

A clear comparison to help you decide which financing option suits your needs.

When cash can’t wait, pick the option that saves interest, protects your assets, and gets money to you on time.

Compare home loan interest rates from top banks, with rates starting from 7.3% and EMIs ranging from Rs 39,670 to Rs 44,986 for a Rs 50 lakh loan over 20 years.