Instant loan apps: Here’s what you should know about risks and precautions to take
Instant loan apps offer quick access to funds, but it’s crucial to stay vigilant about potential security risks associated with them. Learn more about precautions to take to get a safe borrowing experience.
Emergency loan apps: Check Pros and Cons before borrowing
Emergency loan apps offer a quick and convenient way to access funds during financial crises, but it’s essential to choose reliable platforms and read the terms carefully.
Emergency Loan: Here’s how to choose most suitable loan
An emergency loan can offer quick relief during unexpected financial problems from meeting urgent medical expenses to sudden home repairs. Knowing the types of emergency loans and factors to consider can help you select the best emergency loan.
Can you get a loan with a low credit score? Here’s what you should not miss
A good credit score increases your chances for personal loan approval but even with a low score, there are ways to improve your chances. This article covers tips to securing a personal loan even with a low credit score.
PM Vidyalaxmi education loans: How the new scheme can help students pursuing higher studies
Under PM Vidyalaxmi, students who secure admission in the top 860 quality higher educational institutions can avail of education loans on concessional terms, including interest subvention. The scheme will benefit over 22 lakh students every year, according to government estimates.
How to reduce your education loan EMI burden effectively
Reducing your education loan EMI burden is possible with a few strategic steps. Adopting an income-based repayment plan, increasing EMI as your salary grows, and following a strict budget can ease the financial load, allowing you to manage debt more comfortably.
Things to do after closing a personal loan to protect your financial health
Closing a personal loan requires one to take a few careful steps to protect credit score and financial prospects. From obtaining an NOC to updating your credit report, here’s a guide to closing your personal loan smoothly.
Personal Loan Interest Rate: Check these key details before applying for a loan
Personal loans offer quick access to funds, but learning about interest rates and comparing them is key to making a smart decision. This article covers all you need to know about personal loan interest rates in India.
Steps to take if you default on your home loan: A guide to financial recovery
Defaulting on a home loan can be challenging, but taking proactive steps can help you manage the situation. Seeking financial counselling and closely following any new repayment plan can support your financial recovery and protect your credit.
Is taking a joint home loan a good idea for couples? Exploring the benefits and considerations
Taking a joint home loan can be beneficial for couples, offering advantages like higher loan eligibility, shared financial responsibility, and attractive tax benefits. Open communication and financial planning are essential for managing the commitment and making joint homeownership a valuable, shared asset.
Former PayU chief’s ed-fintech firm Zinc raises $25.5 mn in seed round from Nexus
Launched by former PayU executive Prashanth Ranganathan, Singapore-headquartered Zinc aims to help Indian families financially prepare for their children’s overseas education, offering services in wealth management and tailored education planning.
Instant Loan Apps: Your essential checklist to identify fake loan apps
Instant loan apps can be attractive as they offer quick access to funds in case of urgent needs. But not all apps are safe. Learn how to identify legitimate apps and avoid scams while availing an instant loan.
Is there a charge for prepayment of home loan? Understanding your options and costs
Want to close a home loan early? When it comes to home loans, you can reduce your financial burden by making a prepayment, however, many borrowers are often unclear about any charges for prepaying loans.
6 uncommon reasons your home loan could be rejected, and how to avoid them
Looking to apply for a home loan? You might think you’ve checked all the boxes—good credit score, stable income, and enough savings--but sometimes, loan applications are denied for reasons that aren’t as obvious.
Startup Loan for Business: Here’s how to apply and other key details
Securing the right funding is crucial for startup business success. Explore the essential factors and steps to consider when applying for a startup loan.
Moneycontrol Pro Panorama | Retail loan parade of non-banks is over
In October 24 edition of Moneycontrol's Pro Panorama: FII selling fuelled by US interest rates, urban FMCG demand stress a cause of concern, October MPC minutes reveal members' dovish mindset, Russia looks victorious in battle of attrition with Ukraine, and more
Home Renovation Loan: A quick guide on availing loan for home makeover
A home renovation loan helps you transform your living space without dipping into your savings. With flexible repayment tenure and potential tax benefits, it’s a smart way to upgrade your home while managing your expenses effectively.
Marriage loan: How to apply and other key details
A marriage loan offers flexibility to cover wedding expenses without dipping into your savings. With competitive interest rates and flexible repayment options, marriage loans can make your big day memorable and manageable.
Diwali house purchase: Here's how a higher credit score can help you get cheaper loans
Banks offer lower interest rates to borrowers with high credit scores, as their repayment track record is reliable. Borrowers with lower credit scores end up paying higher rates, as lenders see them as riskier customers
Instant loan apps: Know the best features of digital lending platforms
Instant loan apps offer quick and hassle-free access to funds, with easier approval processes, minimal documentation, and no collateral required.
How to Secure the Best Business Loan Interest Rate
Getting a business loan is easy with digital platforms that offer quick approvals and competitive interest rates. By evaluating options based on loan amount, interest rates, repayment tenure, application process and more you can make the best of your business loan.
Gadget Gluttons: Gen Z, millennials gobble up smartphones funded by personal loans
Consumer Durable Loans: The share of loans to fund smartphone and home appliance purchases has shot up from 1 percent in 2020 to 37 percent in 2024.
What is the minimum credit score required for a personal loan application?
Credit score plays a major role in securing a personal loan in India. It impacts both your approval chances as well as the interest rates applicable. Learn how to improve your credit score and boost your chances of getting a good personal loan in this article.
Fixed vs Floating Interest Rate: How to choose the right option for your loan
Taking out a loan is a big financial decision, and one of the key choices you’ll face is whether to go for a fixed or floating interest rate. This can feel a bit overwhelming, especially if you're not sure how each option works or what it means for your wallet in the long run. The good news is that understanding the differences between these two rates isn’t as complicated as it sounds.
