Fed is going to be cautious and will want to stimulate growth. Developed economies are doing better - the US economy, not quite yet, but trying to do better. All this is good news for growth outlook and hence investors are going to be more encouraged to go to risk assets.
Jitendra Solanki of JS Financial Advisors discusses the risks associated with fixed income securities.
Five years after the collapse of Lehman Brothers turned a mortgage crisis into a full-blown financial panic, banks are pulling back their balance sheets from the fringes of the credit markets.
Lovaii Navlakhi discusses some good tax free bond investment options. He also lists things that need to be done before choosing to invest in a bond issue.
Jitendra Solanki of JS Financial Advisors lists out some good fixed income options for retirees.
Rupee has fallen drastically over the last few months. What happens when rupee falls more and more? Rupee fall has caused rise in expenditure for some while it has created investment opportunity for others. Read this space to know what one should do and benefit from such grave situation.
Non-convertible debentures (NCDs) are issued by companies looking to raise money for their business. Like other investment opportunities, NCDs must be evaluated on merit to determine whether they are worth your money. Read this space to know if you should be investing in this investment.
BankBazaar.com explains the balance maintained by an individual in their savings bank accounts earn an interest. Before RBI deregulated the savings bank interest rate regime, all banks offered 4% p.a. Post this in 2011, banks were allowed to decide the interest rate they wanted to pay on savings bank accounts
Given the tight liquidity situation, investors have a chance to earn higher returns on their fixed deposits with banks
Financial advisor Arnav Pandya explains the the occasions when an individual might miss out on details while calculating tax liability. It usually happens when the income arises when it is easy to miss out some items when it is being calculated.
Fixed income investments lately have delivered its worse performance amid volatile economic condition. The slew of measures announced by the RBI to tap rupee has further worsen the performance. Read this space to know the impacts and what steps should one ideally take under such situation.
The RBI‘s measure to curb further downfall of rupee has caused havoc in the debt market. This has caused high volatility in the performance of debt funds. Malay Shah, Fund Manager – Debt, Peerless Mutual Fund, advices investors to remain patient amid uncharacteristic volatility.
People, who are about to retire, one of the challenges they always face is how not to outlive their wealth, personal finance expert, Raghvendra Nath, Ladderup Wealth Management said.
A key measure coming into effect from Wednesday is the total funds available under the RBI's repo window will be capped at 1 percent of banks' deposits.
Rajiv Raj of creditvidya.com explains on availing the benefits of overdraft facility in bank deposit schemes. This is done so that investments in fixed deposits are untouched when some amount of money is needed urgently for a short period of time.
The rupee is plumbing new depths and currently is the fourth-most depreciated currency in the world and the most depreciated in the Asian continent. A weaker rupee is a matter of concern for everyone. Read this space to know about the factors causing rupee to decline.
Companies have an option to raise money by issuing fixed deposits that usually offers higher than that offered by banks deposits of similar tenure. But beware! It comes with risk attached. Read this space to know if it is worth taking risk to earn that extra interest rate by investing in company FDs.
The current global chaos is impacting not just Indian equity market but also bonds and currency. While equity investors are familiar with volatility, fixed income investors however are caught unaware, especially after a smart rally in last one year. Read this space to know how the current market volatility is impacting fixed income instruments.
Tax and investment consultant Subhash Lakhotia simplifies the various advantages of inflation indexed bonds and how they will be helpful to small time retail investors from inflation.
Amid volatile markets and uncertain interest rate environment, retail investors seek a reasonable fixed return on their investments which is able to beat the ever rising prices of their daily consumables. PPF is one such attractive investment vehicle, which gives you an assured high interest rate of 8.70 percent per annum and that too tax-free.
A policy pause. Not a stop! RBI in its monetary policy kept the key rates unchanged citing to rising inflation, depreciating rupee and uncertainty over foreign fund inflows. So in current fluctuating interest regime, where should investor invest? Lakshmi Iyer, Head of Fixed Income, Kotak MF advices investors on fixed income investment.
The interest rates are likely to trend southward. So what is means to your debt instrument? As interest rates and yields share inverse relationship, ignoring interest rate factor could prove expensive to the investors. Read this space to know what steps needs to be taken with your debt instruments?
Bonds are often overlooked by investors as an investment asset. The main reason for this is that the investors perceive the coupon offered by bonds as the only form of return that bonds offer. However, bond investment can be indeed very rewarding if it is sold at appropriate time in the secondary market, reckons Vivek Sharma.
Investors often make an investment without taking inflation in to consideration. Understanding inflation is one important aspect of prudent investment strategy. Financial expert Nitin Vyakaranam, explains the effect of inflation on fixed income investment.
Inflation indexed bonds is introduced by RBI with an objective to reduce the appetite for gold. It will be linked to WPI index to reduce the impact of inflation. Financial expert Jitendra Solanki gives us insightful information on how Inflation Indexed Bonds will work and benefits attached to it.