fixed income experts

April 02, 2021 11:34 AM IST

Despite government’s U-Turn on small saving interest rates, don’t rush for PPF before April 5

Many investors invest entire lumpsum in PPF between April 1-4 because of the way interest is calculated. But a closer look at this strategy reveals it does not make much difference.

The government’s U-Turn on small savings interest rates: Should you continue with small saving schemes?

By reversing the rate cut in small savings, investors have got a relief. That doesn’t mean you should rush for them rightaway. Allocate your investments across asset classes and use small saving schemes, smartly, especially NSC and Postal Time deposits.

Explained: Government bond yields and impact on equity markets

One of the ingredients of equity valuation is the cost of capital which is directly linked to government bond yields. So if the bond yields rise, the implied cost of capital increases.

Coming soon: Retail investors can directly invest in government securities with RBI

After lukewarm response to its earlier scheme to allow small investors to invest in government securities through stock exchanges, the RBI now allows direct investments.

Liquid funds see outflows at end of each quarter

Continuity of 'Accommodative' stance by RBI bodes well for fixed income investment: Lakshmi Iyer of Kotak AMC

The ingredients are just the right mix for investors to stay invested across fixed income strategies – as “carry” assumes significance over “capital gains”.

Investing for short-term is tricky; Here's why

You have to align your investment plans with your financial goals.

Attractive fixed income options amid falling interest rates

The interest rate on small savings schemes are not reduced as frequently as they are supposed to be

Demystifying the risk element of mutual funds, should read AUM monthly portfolio update for right decisions

An investor has to be patient and undertake the necessary research before zeroing in on the schemes to invest – either lumpsum or via SIP.

Interest in ESG investing is rising, but identifying companies that meet the parameters is difficult

We are still in the early days of ESG investing in India. But interest in the space has definitely been increasing and mutual fund companies have realized that.

Effective from June 30, your liquid funds become more transparent and liquid

Increased volatility of returns or slightly lower returns should not make you take increased risk, in search of higher returns.

Should you buy RBI Floating Rate Savings Bonds (2020)?

The interest payable on January 1 and July 1 will be linked to the then prevailing rate of interest on National Saving Certificate (NSC).

COVID crisis: How modern monetary theory impacts your investments

Large-scale bond buying by central banks will lead to global bond yields trading at lower levels

Bull or bear market: ‘Maximising returns’ may no longer be retail investor's mantra

Maximising returns may no longer be the guiding principle, with the focus more on protecting capital with reasonable returns whether in equity or debt markets, say experts

Franklin Templeton crisis: Will RBI's Rs 50,000 cr relief comfort panicky MF investors?

Ashwani Bhatia of SBI Mutual Fund feels it is a message largely to investors, mainly HNIs and institutions that this part of financial market is safe and RBI is looking at financial markets very carefully.

Road to wealth creation: An unusual portfolio approach to deal with coronavirus

Equity markets, in the long run, are a proxy for human ingenuity and innovation. As long as you believe in this core premise— the simple answer remains ‘this too shall pass’!

'Smart money already moving into concentrated portfolios seeking alpha'

We are very enthused by the promise the investment management sector is pointing towards. At the very least, this is an inflection point which will lead to a tangential growth of the industry in the next 5 odd years.

Gold, fixed-income wrap 2019: Yellow metal's prices zoom, long-term bonds deliver

Investors’ confidence is coming back, especially in the second half of the CY2019

Bharat Bond ETF can help low-risk investors diversify with 10-20% allocation

Bharat Bond ETF will help in diversification of investors’ portfolios as the ETF will only invest in bonds issued by select PSUs

The NCD wave: Surf for high-return bets, but stay anchored to quality offers

Experts advise investing only in select names, given the elevated risks relating to the deteriorating credit environment and tight liquidity scenario being faced by NBFCs.

Karvy's Modi 2.0 portfolio: Midcaps see increased allocation; focus on infra & BFSI sectors

Karvy's India Wealth Report projected Sensex at 1 lakh by 2025. We reiterate that same thought at current levels as well

Viewpoint | Overnight funds get traction; here is everything the April MF data reveals

Overall net inflow in debt funds is positive Rs 1.2 lakh crore in April.

Should you revisit your bond portfolio after RBI cut the rate for second time in a row?

Bond fund investors should pick a scheme with a duration mandate that is in line with the time frame the investor intends to hold his investments

NRIs will soon be able to invest in Indian government securities

The success of this initiative will depend on the extent of operational flexibility, awareness among investors and liquidity in G-Sec markets among other factors.

L&T Finance, SCUF, Muthoot Homefin, Magma Fincorp NCDs to open soon; know about them

After the IL&FS debacle, NBFCs have chosen to raise money through NCDs.