Experts advise investing only in select names, given the elevated risks relating to the deteriorating credit environment and tight liquidity scenario being faced by NBFCs.
Karvy's India Wealth Report projected Sensex at 1 lakh by 2025. We reiterate that same thought at current levels as well
Overall net inflow in debt funds is positive Rs 1.2 lakh crore in April.
Bond fund investors should pick a scheme with a duration mandate that is in line with the time frame the investor intends to hold his investments
The success of this initiative will depend on the extent of operational flexibility, awareness among investors and liquidity in G-Sec markets among other factors.
After the IL&FS debacle, NBFCs have chosen to raise money through NCDs.
Residual maturity is the time pending for the bond’s maturity.
The impact of the revised norms on returns from liquid funds would not be huge.
Investments in employees provident fund earn a higher rate of interest than bank fixed deposits and also taxfree interest.
Retail investors should invest in the top notch names such as HDFC, LIC Housing Finance or the bonds issued by central government undertakings since there is a little credit risk, says Vikram Dalal, Founder of Synergee Capital Services
The budget speech mainly reflected on the key achievements of the present government over the past five years and their vision for India.
To grow the lump-sum investment of Rs 10 lakh to Rs 1 crore, it will take approx 20 years assuming an average portfolio return of 12 percent.
If interest rates fall, prices of debt securities rise.
Of the total financial savings and assets in the country, the share of MFs has increased in the last three years to 14% in March this year from 10% in 2016
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Hopefully, with spread of investor base, with more people holding G-Secs, the requirement of trading and hence liquidity will start developing.
Individuals with low-risk appetite can consider lock-in rates at current level.
RBI Governor hinted in the post-policy media conference that if the upside risks to inflation projections do not materialize, there is scope for review of the policy stance sometime going forward.
You should never make an ELSS allocation decision in isolation. It should be part of your overall financial plan.
Look beyond the rate of return while picking an FD.
While selecting a scheme for investment or while deciding whether to continue with a current investment, a fund’s performance track record does play a critical role and returns usually take precedence over other important factors that are considered while investing
It is rightly said that if you don’t know where to go, then it doesn’t matter which path you take.
By investing in AAA oriented portfolios, you are that much better off, but you cannot avoid credit risk completely.
If we take a step back and take a look at our portfolios, in all probability we’ll find that our investments are concentrated in Indian mutual funds and stocks.
The markets have reacted to macroeconomic factors which are out of the reach of both the government and central banks, which makes it even tougher to control such situations