Why you should prefer NCD over company fixed deposit?
Non-convertible debentures are held in d-mat form and hence offer many advantages over the traditional fixed deposits.
5 risks investor faces in risk-free fixed income investing
Fixed income investments are exposed to risks such as credit risk, inflation risk, market risk among others.
Lower interest rates on bank FD? Consider these company FDs
Company fixed deposits can offer you high interest rates for three year time frame. Opt to invest across time frame - from one year to five year. Also you can avail of tax benefits on select company FD.
Status quo on policy rates: Time to invest in gilt funds
Investors should enter gilt funds at the current attractive yields, as there is a further scope for a fall of 50 basis points in key interest rates over next one year.
Five tax saving fixed income options up for grab
Governement of India offers these time tested tax saving investment products that offer assured returns
How to befriend unfixed returns given by fixed income
Fixed income investment options are increasingly moving towards re-setting of interest rates, which makes it difficult to predict future returns from an investments. Here are some tips to deal with unfixed nature of fixed income returns.
Budget pinch: Pay tax on interest from recurring deposits
Now the recurring deposits have been brought under the TDS ambit which means that if your earnings in a year from recurring deposits are more than Rs 10,000 then there will be an amount deducted and the net figure would be available to you at the time of the payout
‘FM expects CPI inflation to be around 5% this fiscal‘
The fiscal deficit target has been modified to 3.9 % in 2015-16, 3.5 % in 2016-17 and 3 % in 2017-18.
Should you invest in ECL Finance NCD?
Investors from 10% and 20% tax slab should subscribe to these NCD. Investors in 30% tax slab however can buy tax free bonds in secondary market.
What to do when a fixed deposit holder dies before maturity
Death is a certainty. If the company fixed deposit holder dies before the maturity of the company fixed deposit, it becomes a task for his survivors to claim the money. Here is how you can overcome that situation.
Expect tax free bonds making a strong come back in 2015
Fixed income investors have to realign their investment strategy in FY2015-2016 as interest rates begin downward journey. Investors will be better off choosing investment options such as mutual funds, bonds, fixed deposits based on their tax slabs and risk taking ability.
Here is a guide to regular income investment options
Conservative investors look at fixed income options while investing. They should consider various investment options after taking into account inflation and tax rates among other factors.
Inflation to settle around 6% mark with downward bias
Current trend of lower interest rates is expected to continue. Expect stronger GDP growth next year and rupee to depreciate against US dollar.
Interest rate cut: Why it matters to you
If you‘ve been putting off taking that home loan because you were waiting for a rate cut.. well help is at hand! The Reserve Bank has gone ahead and cut the repo rate by 25 bps… so, what does it mean for borrowers like you and me?
2015: A year of fixed income market?
Watch the interview of Gajendra Kothari, Etica Wealth Management with Sumaira Abidi on CNBC-TV18, in which he shared his reading and outlook on fixed income market.
Buy IT on dip, fixed income attractive than equity: IDFC MF
Andrade is advising investors to buy IT stocks on declines as the companies have robust balance sheets and good cashflows
Corporate bond funds better than corporate FDs now: Expert
Most funds are well diversified with around 40 to 50 papers in a single portfolio. In the last 2 -3 years, since these funds have gained investor attention, there has not been a single case of default
Market crash: How about testing waters with hybrid funds?
Returns given by equity investments decide the returns investors get over and above return of capital. Investors can expect returns in excess of fixed deposits from such schemes
JPMorgan continues run as top ranked investment bank
In a ranking compiled by industry analytics firm Coalition, US banks dominated the top spots, with Goldman Sachs coming second. The only European bank to make the top three was Deutsche Bank.
Why you should invest in Kisan Vikas Patra
KVP would double your money in 100 months or 8 Yrs 4 months. This is a good saving scheme for those who are looking for high safety and want to double their money.
Indian mkt attractive but invest for long term: Morningstar
As stocks in developed markets look fully priced and while the fixed-income space there looks a bit "scary", thanks to the prospect of rising interest rates, emerging market stocks are good place for global investors to look at, according to Haywood Kelly, Head of Global Research at Chicago-based investment-research provider Morningstar Inc.
Market to trade in range until Budget; avoid gold: Envision
Nilesh Shah does not see the Reserve Bank of India cutting rates in the next three months but is hopeful of a rate cut in the Q1 of FY16.
Investing in company FD? 6 things you shouldn't miss
The major benefits of investing in company fixed deposits are high interest, flexibility of tenure and no Income Tax is deducted at source if the interest income is up to Rs 5,000 in one financial year.
FMPs V/s FDs: Which is the safest investing option?
Till recently FMPs were winning the battle due to their tax advantage, but with the new tax rules have created a more level playing field.
