Shares of Bajaj Finance were trading at Rs 880.85 in Thursday's session, a 0.52% increase from its previous close, as of 12:20 pm. A total of 3,611,378 shares were traded.
On August 25, 2025, Moneycontrol analysis indicated a bullish sentiment on the stock.
Financial Performance
Bajaj Finance's consolidated financial performance shows consistent growth in revenue and net profit. The company's revenue has increased steadily over the past five years. Here's a look at the key figures:
| Year | Revenue (Rs Crore) | Net Profit (Rs Crore) | EPS (Rs) | BVPS (Rs) | ROE (%) | Debt to Equity |
|---|---|---|---|---|---|---|
| 2021 | 26,668.10 | 4,419.82 | 73.58 | 613.67 | 11.97 | 3.57 |
| 2022 | 31,632.42 | 7,028.23 | 116.64 | 724.56 | 16.07 | 3.78 |
| 2023 | 41,397.38 | 11,506.02 | 190.53 | 899.53 | 21.16 | 3.99 |
| 2024 | 54,969.49 | 14,443.53 | 236.89 | 1,241.03 | 18.84 | 3.82 |
| 2025 | 69,683.51 | 16,761.67 | 268.94 | 1,557.43 | 17.20 | 3.74 |
| Quarter | Revenue (Rs Crore) | Net Profit (Rs Crore) | EPS |
|---|---|---|---|
| Jun 2024 | 16,098.67 | 3,909.46 | 63.28 |
| Sep 2024 | 17,090.27 | 4,010.29 | 64.66 |
| Dec 2024 | 18,035.11 | 4,305.17 | 68.63 |
| Mar 2025 | 18,456.85 | 4,536.75 | 72.35 |
| Jun 2025 | 19,523.88 | 4,764.55 | 7.57 |
Income Statement
The consolidated yearly income statement for Bajaj Finance highlights consistent growth in sales and total income. The following table provides a summary of the key components:
| Year | Sales (Rs Crore) | Other Income (Rs Crore) | Total Income (Rs Crore) | Total Expenditure (Rs Crore) | EBIT (Rs Crore) | Interest (Rs Crore) | Tax (Rs Crore) | Net Profit (Rs Crore) |
|---|---|---|---|---|---|---|---|---|
| Mar 2025 | 69,683 | 41 | 69,724 | 22,892 | 46,832 | 24,770 | 5,300 | 16,761 |
| Mar 2024 | 54,969 | 13 | 54,982 | 16,955 | 38,026 | 18,724 | 4,858 | 14,443 |
| Mar 2023 | 41,397 | 8 | 41,405 | 13,319 | 28,086 | 12,559 | 4,020 | 11,506 |
| Mar 2022 | 31,632 | 7 | 31,640 | 12,388 | 19,252 | 9,748 | 2,475 | 7,028 |
| Mar 2021 | 26,668 | 14 | 26,683 | 11,276 | 15,406 | 9,414 | 1,572 | 4,419 |
The consolidated quarterly income statement further breaks down the financial performance:
| Quarter | Sales (Rs Crore) | Other Income (Rs Crore) | Total Income (Rs Crore) | Total Expenditure (Rs Crore) | EBIT (Rs Crore) | Interest (Rs Crore) | Tax (Rs Crore) | Net Profit (Rs Crore) |
|---|---|---|---|---|---|---|---|---|
| Jun 2025 | 19,523 | 3 | 19,527 | 6,243 | 13,284 | 6,917 | 1,602 | 4,764 |
| Mar 2025 | 18,456 | 11 | 18,468 | 6,278 | 12,190 | 6,551 | 1,101 | 4,536 |
| Dec 2024 | 18,035 | 23 | 18,058 | 5,910 | 12,148 | 6,385 | 1,457 | 4,305 |
| Sep 2024 | 17,090 | 5 | 17,095 | 5,548 | 11,547 | 6,149 | 1,387 | 4,010 |
| Jun 2024 | 16,098 | 3 | 16,102 | 5,155 | 10,946 | 5,683 | 1,353 | 3,909 |
Balance Sheet
The consolidated balance sheet provides an overview of the company's liabilities and assets:
| Year | Share Capital (Rs Crore) | Reserves & Surplus (Rs Crore) | Current Liabilities (Rs Crore) | Other Liabilities (Rs Crore) | Total Liabilities (Rs Crore) | Fixed Assets (Rs Crore) | Current Assets (Rs Crore) | Other Assets (Rs Crore) | Total Assets (Rs Crore) |
|---|---|---|---|---|---|---|---|---|---|
| Mar 2025 | 124 | 96,568 | 366,042 | 3,391 | 466,126 | 3,818 | 460,437 | 1,871 | 466,126 |
| Mar 2024 | 123 | 76,274 | 298,020 | 1,322 | 375,741 | 3,290 | 370,991 | 1,460 | 375,741 |
| Mar 2023 | 120 | 53,695 | 220,095 | 1,316 | 275,228 | 2,384 | 271,593 | 1,250 | 275,228 |
| Mar 2022 | 120 | 43,194 | 167,993 | 1,196 | 212,505 | 1,747 | 209,458 | 1,299 | 212,505 |
| Mar 2021 | 120 | 36,494 | 133,783 | 1,128 | 171,526 | 1,363 | 168,904 | 1,259 | 171,526 |
Financial Ratios
Key financial ratios for Bajaj Finance provide insights into its performance and efficiency:
| Ratio | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 |
|---|---|---|---|---|---|
| Basic EPS (Rs.) | 73.58 | 116.64 | 190.53 | 236.89 | 268.94 |
| Diluted EPS (Rs.) | 73.00 | 115.79 | 189.57 | 235.98 | 268.94 |
| Book Value /Share (Rs.) | 613.67 | 724.56 | 899.53 | 1,241.03 | 1,557.43 |
| Dividend/Share (Rs.) | 10.00 | 20.00 | 30.00 | 36.00 | 56.00 |
| Gross Profit Margin (%) | 58.99 | 62.07 | 69.01 | 70.42 | 68.47 |
| Operating Margin (%) | 57.77 | 60.86 | 67.84 | 69.17 | 67.20 |
| Net Profit Margin (%) | 16.57 | 22.21 | 27.79 | 26.27 | 24.05 |
| Return on Equity (%) | 11.97 | 16.07 | 21.16 | 18.84 | 17.20 |
| ROCE (%) | 40.81 | 43.25 | 50.94 | 48.92 | 46.79 |
| Return On Assets (%) | 2.57 | 3.30 | 4.18 | 3.84 | 3.56 |
| Current Ratio (X) | 1.26 | 1.25 | 1.23 | 1.24 | 1.26 |
| Quick Ratio (X) | 1.26 | 1.25 | 1.23 | 1.24 | 1.26 |
| Debt to Equity (x) | 3.57 | 3.78 | 3.99 | 3.82 | 3.74 |
| Interest Coverage Ratios (X) | 1.67 | 2.01 | 2.27 | 2.07 | 1.93 |
| Asset Turnover Ratio (%) | 0.16 | 0.16 | 0.17 | 0.17 | 0.17 |
| Inventory Turnover Ratio (X) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3 Yr CAGR Sales (%) | 40.85 | 30.81 | 25.29 | 43.57 | 48.42 |
| 3 Yr CAGR Net Profit (%) | 28.56 | 32.64 | 47.85 | 80.77 | 54.43 |
| P/E (x) | 7.00 | 6.22 | 2.95 | 3.06 | 3.33 |
| P/B (x) | 8.39 | 10.02 | 6.24 | 5.83 | 5.75 |
| EV/EBITDA (x) | 27.92 | 30.53 | 19.31 | 18.86 | 18.98 |
| P/S (x) | 11.62 | 13.84 | 8.20 | 8.14 | 7.97 |
Bajaj Finance has been actively involved in several corporate actions. Recent announcements include:
The company announced a bonus issue on April 29, 2025, with a ratio of 4:1 and an ex-bonus date of June 16, 2025. Prior to this, there was a bonus issue on July 26, 2016, with a bonus ratio of 1:1.
A stock split was announced on April 29, 2025, changing the face value from Rs 2 to Rs 1, with an ex-split date of June 16, 2025.
The stock was last split on July 26, 2016, which changed the face value from Rs 10 to Rs 2.
Cash Flow
The cash flow statement provides an overview of the company's cash inflows and outflows from operating, investing, and financing activities:
| Year | Operating Activities (Rs Crore) | Investing Activities (Rs Crore) | Financing Activities (Rs Crore) | Net Cash Flow (Rs Crore) |
|---|---|---|---|---|
| Mar 2021 | -880 | -428 | 1,826 | 516 |
| Mar 2022 | -37,028 | 6,346 | 32,239 | 1,557 |
| Mar 2023 | -42,140 | -10,365 | 50,674 | -1,830 |
| Mar 2024 | -72,760 | -7,171 | 82,415 | 2,483 |
| Mar 2025 | -68,154 | -2,765 | 70,527 | -392 |
With the stock's last traded price at Rs 880.85, Bajaj Finance shows a positive trend with high trading volume and strong financial performance.
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