Senior citizens prefer fixed deposits for the risk-free returns they offer. They can maximize their returns by choosing the best rates that banks are offering
Individuals in their 40s can secure a financially free retirement by setting clear goals, increasing savings and investments, eliminating high-interest debt, and protecting assets with proper insurance coverage
With the GST new rates kicking in from September 22, festive shoppers stand to gain more. But here’s the trick. Before making those Diwali purchases, compare credit card offers carefully to double benefit.
The rate of TDS for non-residents on bank interest, including interest credited in the savings bank account, is 30%.
The short to medium term, consumption-oriented thematic funds look attractive, though investors must be mindful of the higher risk from concentrated exposure
Personal loans are enticing for their speed and ease, but the wrong lender can prove costly and stressful.
It is easier than ever before to pay your property tax online, provided you can calculate it accurately and navigate the proper portal.
Mutual funds have the potential to create long-term wealth, but careless selection guarantees only disappointment and smaller returns.
Gold rate today: 'Gold extended its rally in the global market to fresh highs, reflecting investor caution amid persistent concerns over prolonged US tariffs and their potential impact on global growth and geopolitical change,' said Vinod Nair from Geojit Investments.
National Pension System subscribers can get same-day NAV credit via D-Remit, making retirement investment quicker and easier.
A trust can help Muslim families make wealth distribution possible while being considerate of Sharia laws and furnishing financial security for future generations.
The cost of homeschooling can range from Rs 45,000 to Rs 2 lakh a year but beyond the finances, families must weigh its trade-offs — greater flexibility and innovative learning on one hand, and potential gaps in discipline, quality of education and social skills on the other
For post-office schemes, compute interest on an accrual basis and disclose it annually in the returns under the 'income from other sources' head
IndusInd Bank offers a 7% interest rate, Axis Bank 6.6% and Bank of Baroda 6.6%
To buy physical gold during festival season, buyers can wait for a correction, which is expected to be in the Rs 1,000–Rs 1,500 range from current levels
The actual exercise of choosing between the two regimes has to be done by the employee at the time of filing the ITR.
Need quick cash under ₹50,000? Instant loan apps offer fast approvals, minimal paperwork, and flexible repayment options—perfect for emergencies without collateral.
Getting a personal loan is easy, but repaying it the right way takes planning. Understanding repayment rules, EMIs, and prepayment terms can help you save money and protect your credit score.
Gold rate today: Gold's October contracts on the MCX opened at Rs 1,04,850 per 10 grams today, as against the previous close of Rs 1,04,785 per 10 grams.
The rising medical inflation can make hospitalization costlier than initially thought, triggering anxiety over whether the sum insured is adequate or not. Is unlimited health insurance coverage a solution?
Compare education loan interest rates from top banks, considering factors like processing fees and repayment terms, to find the best fit for studying abroad.
Think you can’t get a personal loan without a guarantor? Most lenders now offer quick, paperless loans based on your credit score and income—no guarantor needed.
Some tax experts argue that since the law is currently on the taxpayer’s side, the 87A rebate can indeed be claimed manually for STCG. Others say not to include to avoid tax notices in future.
Moneycontrol’s Ask Wallet Wise initiative offers expert advice on matters of personal finance and money. You can email your queries to askwalletwise@nw18.com and we will try and get a top financial expert to address your queries.
Mutual funds are now taxed under three categories: equity-oriented mutual funds, specified/debt-oriented mutual funds, and other mutual funds. While equity taxation is straightforward, the rates on non-equity funds vary by scheme and even depend on both purchase and redemption dates.