Sovereign Gold Bond 2020-21 Series-I: RBI announces premature redemption price, investors to get 166% returns
The Reserve Bank of India has announced that the premature redemption price for the Sovereign Gold Bond (SGB) 2020-21 Series-I, due on October 28, 2025, will be Rs 12,198 per unit.
Don’t cash out your EPF: Why today’s relief can wreck tomorrow’s retirement
Withdrawing early from your EPF might feel like a relief today, but you could be handing away years of retirement security.
Education loan moratorium: How to use it without letting interest snowball
How to use your study-time EMI holiday to your advantage so interest doesn’t turn the loan into a monster.
Swipe Smart: A step-by-step guide to optimising credit-card rewards
Maximise credit card rewards by assessing spending habits, selecting the right cards, tracking key metrics and avoiding pitfalls like debt and impulsive purchases to earn valuable rewards without overspending
Home-loan rates: should you pick fixed, floating, or hybrid?
Think of your loan like a long road trip: pick the route you can actually stick to, and keep a few exits open.
Stop scams before they start: Protect your money and accounts
Your money is safe—if you stay alert, follow a few smart rules and treat your bank account like a high-security vault.
Smart money moves for busy families
A quick, practical guide to get your finances in order without spending hours on spreadsheets.
Child vs regular mutual funds: Lock-in, tax rules, exit load explained
Child mutual funds typically have a lock-in period (mostly five years) or until the child turns 18, whichever is earlier, with most fund houses imposing an exit penalty of around 4 percent for withdrawals before maturity.
Buying property from an NRI? TDS deduction is mandatory even if you take a home loan
Under Section 195 of the Income Tax Act, the buyer is required to deduct tax at source at 12.5 percent if the seller is a non-resident for tax purposes.
India's mutual fund industry embraces technology for growth and transparency
Industry leaders discussed how technology is transforming India's mutual fund landscape, enhancing accessibility, trust, and efficiency through digital platforms and AI-powered solutions.
Alpha is created when the outlook is unclear: Deepak Shenoy
Shenoy observed that investors can create meaningful long-term wealth by taking calculated bets when clarity is limited.
Gold ETFs vs gold funds: which one should you buy now?
A quick, no-jargon guide to choosing between gold ETFs and gold funds—what they cost, how closely they track gold, and which one fits your investing style.
When does buying beat renting? Use this five-point checklist
Plug in your stay duration, rent-to-EMI, price and rent growth, true ownership costs, and investment alternative to see which side of the line you’re on.
Thinking of closing a credit card? Here’s how to do it without hurting your score
Shut a card the smart way—protect your utilization, preserve history, and keep lenders seeing a long, stable track record.
Can Specialized Investment Fund deliver better risk-adjusted returns?
Designed for sophisticated investors, SIFs provide enhanced portfolio flexibility through strategies such as long–short positions with a minimum investment requirement of Rs 10 lakh and regulatory oversight under SEBI’s mutual fund framework.
Top-up or fresh personal loan? Here’s the quickest, cheapest way to raise cash
If you need money fast, top up your existing loan; if a new lender cuts your rate big enough to beat fees, a fresh loan can save more over time.
PPF or VPF: where should your next Rs 10,000 go for better returns?
Both are safe and tax-free, but one pays more while the other gives you flexibility—here’s how to decide where your money works harder.
Should you switch your home loan now? Here’s when it really pays off
Move only when the rate cut beats all fees and you keep (not stretch) your remaining tenure—early in the loan is where the big wins are.
Finding the perfect home insurance plan: Protect your home and peace of mind
Choosing the right coverage ensures your home and belongings are safe from unexpected events.
From savings to security: The best post office schemes for every financial goal
The humble post office offers more than stamps — it’s a treasure chest of safe, government-backed investment options for every stage of life.
Family first or everyone on their own? Choosing the right health cover for parents and teens
Balancing cost and coverage gets tricky when your family’s health needs are at different stages of life.
Diwali Splurge: 42% of credit card users spend over Rs 50,000, Paisabazaar survey reveals
Diwali shopping surged this year, with 42 percent of credit card users spending over Rs 50,000, leveraging strategic deals, cashback, and no-cost EMIs, and blending online and offline channels for maximum value.
CIF number in banking: The key to your complete account profile
It’s more than just a number — your CIF links all your banking details in one place.
Did tax twist take shine off Infosys buyback for promoters?
Selling in the open market attracts LTCG tax at an effective rate of 14.95%. In contrast, buyback proceeds are now taxed as dividend income at the investor’s applicable tax slab rate following an October 1, 2024 amendment
