17 June, 2025 | 15:09 IST
Weddings in India are a big deal. They are full of fun, celebrations and of course, expenses. Booking the perfect venue, picking out outfits and arranging delicious food, the costs can quickly add up. That said, if your savings aren’t quite enough to cover everything, a marriage loan can be a handy option to help you manage the expenses without breaking a sweat.
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A marriage loan helps cover wedding-related expenses such as venue booking, catering, clothes, jewellery, decorations, photography and travel. Unlike loans that require security like property or gold, a marriage loan is usually unsecured. This means you do not need to pledge any asset to get the loan. The lender approves the loan based on your income, credit history and ability to repay.
Interest rate is the extra money you pay the lender on top of the borrowed amount. In 2025, marriage loan interest rates in India generally range from 10% to 24% per annum, depending on the lender and the borrower’s financial profile.
To simplify things, Moneycontrol, in partnership with eight lenders, offers instant personal loans of up to Rs 50 lakhs. The application process is quick and paperless. Based on your credit profile, interest rates can start as low as 10.5% per annum.
To apply, you must provide documents like identity proof (Aadhaar card, PAN card), address proof (electricity bill, passport), income proof (salary slips for salaried individuals or income tax returns for self-employed) and age proof (birth certificate). Having all these documents ready speeds up the approval process.
Another easy option? Consider Moneycontrol’s personal loan platform, which partners with eight reputed lenders so you can compare loan offers easily. With loans up to Rs 50 lakhs, paperless processing, and rates starting at 10.5%, it is a reliable tool for couples looking to fund their big day.
While marriage loans are convenient, there are other ways you can use to fund your wedding:
A marriage loan can help you manage wedding expenses without straining your savings. By understanding how interest rates work and knowing the application process, you can make informed decisions. Always borrow responsibly and repay on time to maintain a good credit score for future financial needs.
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