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Building a will that actually works: Nominee vs. legal heir, explained
Deciding on how your assets are passed on is important; here is how nominations, legal heirs, and wills all fit together to make a plan that holds up.
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Don't let stagnation erode your earnings, invest in upskilling
Upskill to stay relevant. Allocate 5-10 percent of income for continuous learning, leveraging government incentives and tracking ROI to transform expense into equity and future-proof your career
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Why you should always pay in the local currency when you’re abroad
A simple checkout choice can save you a few percent on every overseas card payment.
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Renting a home? Decide the ideal tenure before you sign
Deciding on the term of your lease can balance flexibility and security for both tenant and landlord.
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Gold investing made simple: What not to do
A few careful choices can turn gold from an emotional buy into a solid investment.
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Fixed deposit rates: Top private and public sector banks compared for 1-year tenure
Top banks offering highest 1-year fixed deposit rates include IndusInd Bank at 7%, Axis Bank, HDFC Bank, and Bank of Baroda at 6.6%.
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Fractional real estate investing: A guide to benefits, taxation and risk management
Fractional real estate investing allows multiple people to co-own premium properties, offering diversification and potential 12-18% returns but comes with risks such as illiquidity and market volatility
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Why your smart home needs both cyber and home insurance for complete protection
Smart homes require dual protection: cyber insurance for hacking, data theft, and cyber risks, and home insurance for physical damages, electrical breakdowns, and other asset-related risks, for comprehensive coverage.
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NRE FD interest rates: Top banks offering highest returns
Top banks offering highest interest rates on NRE fixed deposits include IndusInd Bank at 7%, Axis Bank, HDFC Bank, and others at 6.6%, and Bank of Baroda at 6.5%.
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Common credit card mistakes that lead to debt and how to avoid them
Simple ways to stay out of the credit trap and keep your finances healthy
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Credit cards: How interest works and how to get a lower rate
Understand how card interest is calculated and simple ways to reduce what you pay
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As visa curbs reshape student flow, NBFCs pivot to service newer destinations
NBFCs are adapting to tightening visa policies at popular study destinations by diversifying loan products, focusing on RoI, and offering flexible repayment structures to help students avail and repay education loans.
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Lesser-known tips to reduce your education loan burden
Smart ways to cut interest, repay faster, and stay debt-free after graduation
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Personal Finance: Will gold’s shimmer dim?
Why gold’s role as a portfolio diversifier has strengthened
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Top banks offering lowest interest rates on gold loans
Punjab National Bank offers the lowest gold loan interest rate at 8.35%, followed by other banks like Indian Bank and ICICI Bank, with rates starting at 8.75% per annum.
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Borrowing vs investing: When debt destroys your compounding power
Compounding can build wealth or destroy it; understand its power to harness it for long-term prosperity and avoid debt traps, especially high-interest ones, to achieve financial independence.
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Your online life after you: A practical guide to digital heirs and executors
A practical guide to protecting everything you own online—from crypto wallets to cloud-photos—and making sure it’s covered in your estate plan.
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Safe income ideas for women over 60: How to earn without big risks
Simple, low-risk ways to generate steady income without taking equity-like risks.
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Buying a home? Learn these home loan terms before you sign
Learn the must-know home-loan terms—rate type, benchmark, spread, resets and fees—so you lock in the right EMI and avoid hidden costs.
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Avoid these credit card mistakes before they cost you
Learn how to avoid common credit card mistakes that can damage your score, pile up interest, and derail your financial goals.
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How to verify your financial advisor’s Sebi registration
Before you trust anyone with your money, make sure they’re registered with the Securities and Exchange Board of India (Sebi).
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Sector SIF allows profit from both rising and falling sectors through long-short strategy
SectorSIF offers a long-short strategy, investing in up to four sectors, allowing fund managers to benefit from both rising and falling markets while managing risk and potential returns.
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Borrowing against gold: Pick between a loan and an overdraft
A simple guide to choosing the right option based on how much, how long, and how often you need money.
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Senior Citizen FD Rates: Top 10 banks with highest interest rates
Senior citizens can earn up to 7.5% interest on fixed deposits with top banks like IndusInd Bank, Axis Bank, and others offering competitive rates for deposits up to Rs 3 crore.
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From rainy day reserve to strategic financial asset: The changing face of gold
As India’s households evolve, gold is no longer just a safety net; it’s a springboard for opportunity, powered by trust and technology.
