personal finance

Watch | Cost-efficiency makes new-age ULIPs a better investment option

Santosh Agarwal – Head of Life Insurance, Policybazaar says the EEE tax structure applied on ULIPs makes it attractive with negligible charges

Five things to note before submitting your FY19 investment declaration

Relax, your reimbursements will remain what they were. They stay GST-free, income tax-free

Earlier this week, a financial daily had reported that companies may have to restructure the reimbursement component of their employee’s salary to ensure that it doesn’t attract GST.

8 things to know about SIPs

SIP is an easy way to start your investment in mutual funds. You can start a SIP with just Rs 500 at a time.

Akshay Tritiya mahurat: Buy property if you must but don’t forget to do your due diligence

Let sentiments not play the main role in property buying today. Mindfully analyze the actual festive benefits before taking the final call. And don’t forget to buffer in for those hidden charges

Watching IPL? Here are 10 financial planning lessons from T20 cricket

Like in IPL matches, take time out and discuss your investment portfolio with their financial adviser to see if change of strategy is required.

How big should be your emergency fund corpus and where to park the money

Emergency fund is your extra savings but not your investment. Therefore, it should be treated in a different way.

This week in Personal Finance: How to get your tax refund early; when to exit a mutual fund

Has the falling capital market prompted the thought of discontinuing your SIP instalments? In fact, a falling market may be the best time for your SIPs amount to be deducted from your bank.

Why homemakers should not shy away from investing

Investing is a matter of building a good habit, then why shouldn’t everyone reap its benefits, no matter what their work or financial situation be.

PF weekly wrap: Planning, investing and tax moves to make in the new financial year

Here's a round up of key developments in the personal finance space this week.

World Health Day 2018: It is time to buy health insurance if you still haven’t got one

The World Health Day falls on April 7. On the occasion, we bring to you the need to have health insurance protection even as you do your bit to remain healthy.

World Health Day: Planning finances linked to better mental health?

Stress in one’s finances shows itself in the person’s physical, mental, emotional and even social wellbeing. On World Health Day, make it a priority to work towards your financial health and wellbeing.

Managing Money with Moneycontrol: Investing through SIPs is a good investment strategy during market fluctuations

Watch this episode of Managing Money with Moneycontrol to know what to do with your ongoing investments in mutual funds when the markets are down

Why April is the best time to buy term life insurance

Most of us do get their increments at this time of the year which can be used to make an informed insurance buying decision.

AMFI sees mutual fund industry's AUMs growing 5-fold to Rs 94 trillion by 2025

The rise is seen on the back of the increased distribution strength and reach, according to A Balasubramanian, Chairman, AMFI

Have you missed filing tax return for previous year (FY 2016-17)? Here’s what you should do

The income tax return may also be required as documentary evidence for any application for visas or for loans, etc.

Being offered astronomical returns? Here are 7 indicators to identify a Ponzi scheme

It is an investment scheme structured to defraud investors.

Aditya Birla Sun Life MF garners Rs 628 crore through Resurgent India Fund

The close-ended diversified equity scheme with a tenure of 3.5 years was open for subscription from Feb 21-March 7

Witnessing corrections in structural bull markets are always good, says Rahul Jain

A market correction is a normal phenomenon, which usually happens at regular intervals. Such corrections in structural bull markets are good as it helps to get away with froth from the stock market.

PF wrap of the week: Prepare for the new financial year

Here are some interesting reads in the personal finance space

Five mistakes you must avoid while planning your taxes at the last minute

If you are going to open a PPF account at the last minute or going to buy an investment product issued by a life insurance company, you are going to commit payments in future

Here are 9 last-minute tax saving options available for you under section 80C

The final date of making investments is about to come, are you done with all your investments? If you still haven't invested your money in tax saving instruments and reduced your tax liability then also, you need not have to worry about it. Section 80C of Income Tax Act provides you with the benefit of doing tax savings of Rs 1.5 lakh in a particular financial year. Here are nine tax savings solutions.

Planning for retirement? 5 best investment options

A PPF account can be opened at your nearest post office or leading banks and of late this facility is available online as well.

How to view, download your Form 26AS and why it is important

Form 26AS, also known as Annual Statement, is a document that provides details of TDS, refunds associated with a PAN in a particular financial year

EPF: 10 things you should know about Employees' Provident Fund

Provident Fund accumulation is long-term saving intended to act as a corpus for retirement.