Union Money Market Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 18 (Category Avg - 86.75) | Modified Duration 0.24 Years (Category Avg - 0.39)| Yield to Maturity 6.08% (Category Avg - 6.23%)

Portfolio Summary (as on 31st Oct,2025)

Category - Money Market Fund

Category - Money Market Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	198.93	9.01%	20.00 Cr
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	P1+	CRISIL	198.74	9.00%	20.00 Cr
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	149.01	6.75%	15.00 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	146.96	6.65%	15.00 Cr
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	146.78	6.64%	15.00 Cr
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	146.65	6.64%	15.00 Cr
Bond - Aditya Birla Capital Ltd.	CP	Life insurance	P1+	CRISIL	146.34	6.62%	15.00 Cr
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	99.57	4.51%	10.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	99.46	4.50%	10.00 Cr
Bond - Infina Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	99.29	4.49%	10.00 Cr
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	99.25	4.49%	10.00 Cr
Bond - T-Bill	T-Bills	Other			98.17	4.44%	10.00 Cr
Bond - T-Bill	T-Bills	Other			97.97	4.43%	10.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	97.86	4.43%	10.00 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	97.65	4.42%	10.00 Cr
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	97.66	4.42%	10.00 Cr
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	96.25	4.36%	10.00 Cr
Bond - T-Bill	T-Bills	Other			49.76	2.25%	5.00 Cr