PGIM India Money Market Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 16 (Category Avg - 86.75) | Modified Duration 0.39 Years (Category Avg - 0.41)| Yield to Maturity 6.10% (Category Avg - 6.24%)

Portfolio Summary (as on 31st Oct,2025)

Category - Money Market Fund

Category - Money Market Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	154.17	7.37%	16.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	154.12	7.37%	16.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	147.28	7.05%	15.00 L
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	147.29	7.05%	15.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	147.10	7.04%	15.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	140.86	6.74%	15.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	125.71	6.01%	13.00 L
Bond - Bharti Telecom Ltd.	CP	Telecom - equipment & accessories	P1+	CRISIL	107.88	5.16%	11.00 L
Bond - T-Bill	T-Bills	Other			97.97	4.69%	10.00 L
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	97.73	4.68%	10.00 L
Bond - Indian Bank	CD	Public sector bank	F1+	FITCH	96.92	4.64%	10.00 L
Bond - Toyota Financial Services India Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	95.73	4.58%	10.00 L
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	95.00	4.54%	10.00 L
Bond - T-Bill	T-Bills	Other			54.19	2.59%	5.67 L
Bond - T-Bill	T-Bills	Other			49.13	2.35%	5.00 L
Bond - T-Bill	T-Bills	Other			49.08	2.35%	5.00 L