Kotak Overnight Fund - Direct Plan - IDCW - Daily

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Overnight Fund

Returns (NAV as on 18th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	11-Nov-25	10007.10	0.07%	-	0.10%	19/37
1 Month	18-Oct-25	10035.20	0.35%	-	0.45%	11/37
3 Month	18-Aug-25	10095.60	0.96%	-	1.35%	17/37
6 Month	18-May-25	10221.40	2.21%	-	2.72%	8/35
YTD	01-Jan-25	10437.30	4.37%	-	5.13%	9/34
1 Year	18-Nov-24	10516.20	5.16%	5.16%	5.95%	7/34
2 Year	17-Nov-23	11221.40	12.21%	5.91%	6.33%	8/34
3 Year	18-Nov-22	11946.20	19.46%	6.10%	6.41%	6/31
5 Year	18-Nov-20	12833.40	28.33%	5.11%	5.35%	12/27
Since Inception	15-Jan-19	13693.20	36.93%	4.70%	5.21%	19/37

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	18-Nov-24	12000	12304.43	2.54 %	4.7 %
2 Year	17-Nov-23	24000	25390.05	5.79 %	5.5 %
3 Year	18-Nov-22	36000	39333.83	9.26 %	5.82 %
5 Year	18-Nov-20	60000	69233.32	15.39 %	5.66 %

Category	1 D	1 M	3 M	6 M	YTD	1 Y	2 Y	3 Y	5 Y
This Fund	0.01%	0.38%	0.96%	2.20%	4.41%	5.16%	5.92%	6.10%	5.11%
Nifty 50	0.55%	1.33%	4.29%	4.44%	10.18%	10.78%	14.84%	12.46%	15.32%
Benchmark: Nifty 1D Rate Index	0.01%	0.48%	1.36%	2.74%	5.18%	5.98%	6.36%	6.47%	5.41%
Category Average	0.01%	0.45%	1.35%	2.72%	5.15%	5.94%	6.32%	6.41%	5.35%
Category Rank	19/37	11/37	17/37	8/35	9/34	7/34	8/34	6/31	12/27
Best in Category	0.01%	0.47%	1.39%	2.79%	5.28%	6.08%	6.45%	6.53%	5.45%
Worst in Category	0.01%	0.43%	1.31%	2.63%	4.96%	5.73%	6.14%	6.22%	5.20%