IDBI India Top 100 Equity Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Large Cap Fund

Fund House : IDBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 35.7 -0.83%
(as on 04th March, 2021)

Crisil Rank

Above average performance among peers

Fund Size

: ₹ 387.86 Cr

(0.23% of Investment in Category)

Expense Ratio

: 1.35%

(1.13% Category average)

Risk-O-Meter

Moderately High

Large Cap Fund :Large Cap Fund : Fund has 98.41% investment in indian stocks of which 70.1% is in large cap stocks, 10.34% is in mid cap stocks, 4.7% in small cap stocks.Fund has 0.03% investment in Debt of which , 0.03% in funds invested in very low risk securities..

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

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6M
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ALL

This Scheme

VS

Benchmark
Nifty 100 TRI

1.88%

13.95%

33.44%

35.45%

18.73%

16.49%

18.27%
NA
1.65%

14.11%

32.61%

31.91%

19.14%

15.65%

14.85%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 03rd March, 2021)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	24-Feb-21	10221.50	2.21%	-	1.66%	3/32
1 Month	03-Feb-21	10449.90	4.50%	-	3.34%	6/32
3 Month	03-Dec-20	11658.00	16.58%	-	16.21%	13/31
6 Month	03-Sep-20	13274.30	32.74%	-	31.51%	10/29
YTD	01-Jan-21	10962.20	9.62%	-	9.63%	14/32
1 Year	03-Mar-20	13412.80	34.13%	34.13%	32.09%	9/29
2 Year	01-Mar-19	15025.00	50.25%	22.47%	19.65%	5/28
3 Year	01-Mar-18	14687.90	46.88%	13.63%	13.03%	10/28
5 Year	03-Mar-16	20236.10	102.36%	15.13%	15.89%	20/27
Since Inception	01-Jan-13	29654.00	196.54%	14.23%	15.06%	17/31

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 03rd March, 2021)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	03-Mar-20	12000	16251.24	35.43 %	71.77 %
2 Year	01-Mar-19	24000	32834.24	36.81 %	33.39 %
3 Year	01-Mar-18	36000	50484.84	40.24 %	23.24 %
5 Year	03-Mar-16	60000	90130.4	50.22 %	16.29 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 31st Jan,2021)

Portfolio Turnover Ratio : 75.00% | Category average turnover ratio is 215.89%

Fund manager updated portfolio less frequently than peers in last 1 year. (I.e. fund manager held stocks/bonds in the portfolio for longer duration than peers)

Equity Holding : 98.41% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 98.41%

No of Stocks : 55 (Category Avg - 44.59) | Large Cap Investments : 70.1%| Mid Cap Investments : 10.34% | Small Cap Investments : 4.7% | Other : 13.27%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Banks	360.4	9.29%	1.13%	9.9% (Nov 2020)	8.16% (Dec 2020)	2.59 L	30.00 k
Reliance Industries Ltd.	Refineries/marketing	342.8	8.84%	-0.32%	10.44% (Sep 2020)	8.32% (Feb 2020)	1.86 L	0.00
ICICI Bank Ltd.	Banks	270.5	6.98%	1.23%	6.98% (Jan 2021)	3.56% (Apr 2020)	5.04 L	70.00 k
Infosys Ltd.	Computers - software	259.7	6.70%	0.80%	6.7% (Jan 2021)	3.83% (Feb 2020)	2.10 L	20.00 k
Housing Development Finance Corporation Ltd.	Housing finance	207.9	5.36%	0.56%	5.63% (Nov 2020)	4.33% (Jun 2020)	87.41 k	11.70 k
Tata Consultancy Services Ltd.	Computers - software	119.8	3.09%	0.31%	4.02% (Sep 2020)	2.61% (Feb 2020)	38.51 k	-0.61 k
Axis Bank Ltd.	Banks	101.7	2.62%	0.26%	3.04% (Nov 2020)	1.21% (May 2020)	1.53 L	0.00
Kotak Mahindra Bank Ltd.	Banks	101.5	2.62%	-0.31%	4.55% (Feb 2020)	2.62% (Jan 2021)	59.25 k	0.00
Bajaj Finance Ltd.	Nbfc	101	2.60%	-0.20%	3.07% (Jun 2020)	1.12% (Apr 2020)	21.33 k	0.00
Hindustan Unilever Ltd.	Diversified	75.9	1.96%	-0.03%	4.16% (May 2020)	1.96% (Jan 2021)	33.51 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 1 (Category Avg - 0.53) | Modified Duration 0.00 Years (Category Avg - 1.51)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type	% Weight	Category Average
T-Bills	0.00%	0.12%
NCD & Bonds	0.03%	0.01%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	0.03%	0.01%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	1.95%
Net Receivables	Net Receivables	-0.39%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 26th February, 2021)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

19.73vs17.25

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.92vs0.78

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.41vs0.36

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.09vs0.08

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Better risk adjusted returns

0.09vs-0.44

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Franklin India Bluechip Fund - Direct - Growth	2	5504.24	3.03	19.59	44.81	42.64	12.14
SBI Blue Chip Fund - Direct Plan - Growth	4	24854.15	2.67	16.58	38.65	39.53	13.37
Kotak Bluechip Fund - Direct Plan - Growth	4	2034.28	3.13	15.52	34.58	36.93	14.73
Canara Robeco Bluechip Equity Fund - Direct Plan - Growth	5	1518.25	0.98	13.77	32.15	36.48	18.38
Mahindra Manulife Large Cap Pragati Yojana - Direct Plan - Growth	NA	98.94	2.47	17.36	37.53	36.38	0.00
ICICI Prudential Bluechip Fund - Direct Plan - Growth	3	25513.85	1.70	15.14	33.33	35.62	12.55
HDFC Top 100 Fund - Direct Plan - Growth	1	17715.25	2.36	18.63	38.01	34.70	10.99
UTI Mastershare Unit Scheme - Direct Plan - Growth	4	7136.91	1.17	13.57	33.33	34.52	13.77
Mirae Asset Large Cap Fund - Direct Plan - Growth	3	21745.53	1.74	14.63	31.20	33.51	14.12
Aditya Birla Sun Life Frontline Equity Fund - Direct Plan - Growth	2	18652.10	1.34	14.42	33.88	33.35	11.18

Detailed Comparison

More Funds from IDBI Mutual Fund

Out of 21 mutual fund schemes offered by this AMC, 1 is/are ranked 4 * , 7 is/are ranked 3 * , 2 is/are ranked 2 * , 2 is/are ranked 1 * , and 9 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDBI Liquid Fund - Direct Plan - Growth	1	798.66	0.26	0.80	1.65	4.18	6.07
IDBI Ultra Short Term Fund - Direct Plan - Growth	3	511.12	0.34	1.04	2.32	5.01	6.75
IDBI Equity Advantage Fund - Direct Plan - Growth	2	496.57	3.65	14.32	29.77	22.46	8.98
IDBI India Top 100 Equity Fund - Direct Plan - Growth	4	387.86	4.50	16.58	32.74	34.13	13.63
IDBI Flexi Cap Fund - Direct Plan - Growth	3	301.78	4.32	13.56	28.32	30.75	11.10
IDBI Nifty Index Fund - Direct Plan - Growth	3	249.02	3.20	16.19	32.58	35.75	14.34
IDBI Hybrid Equity Fund- Direct Plan - Growth	3	202.07	2.85	9.60	18.73	24.85	7.32
IDBI Midcap Fund - Direct Plan - Growth	3	179.96	8.77	18.97	37.28	38.24	9.26
IDBI Focused 30 Equity Fund - Direct Plan - Growth	3	139.56	3.50	12.68	26.63	32.68	10.51
IDBI Small Cap Fund - Direct Plan - Growth	3	109.81	8.51	22.14	38.36	36.20	6.29