IDBI India Top 100 Equity Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Large Cap Fund

Fund House : IDBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 26.43 0.53%
(as on 15th October, 2019)

Crisil Rank

Relatively weak performance among peers

Fund Size

: ₹ 368.76 Cr

(0.25% of Investment in Category)

Expense Ratio

: 1.37%

(1.27% Category average)

Risk-O-Meter

Moderately High

Large Cap Fund :Large Cap Fund : Fund has 89.2% investment in indian stocks of which 73.66% is in large cap stocks, 6.95% is in mid cap stocks.Fund has 0.03% investment in Debt of which , 0.03% in funds invested in very low risk securities..

Suitable For : Investors who are looking to invest money for at least 3-4 years and looking for high returns. At the same time, these investors should also be ready for possibility of moderate losses in their investments.

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This Scheme

VS

Benchmark
Nifty 100 TRI

3.03%

-0.85%

-1.83%

9.14%

6.04%

9.53%

0%
NA
3.4%

0.01%

0.17%

10.63%

4.83%

9.82%

11.29%

NA
Gold

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VIP (Value Avg)

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Returns (NAV as on 15th October, 2019)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	07-Oct-19	10208.60	2.09%	-	2.35%	27/32
1 Month	13-Sep-19	10496.40	4.96%	-	3.40%	6/32
3 Month	15-Jul-19	10324.20	3.24%	-	0.01%	4/32
6 Month	15-Apr-19	10356.60	3.57%	-	0.17%	5/32
YTD	01-Jan-19	10818.70	8.19%	-	0.51%	5/32
1 Year	15-Oct-18	11476.30	14.76%	14.76%	10.63%	5/31
2 Year	13-Oct-17	10576.20	5.76%	2.83%	4.83%	26/30
3 Year	14-Oct-16	12396.80	23.97%	7.42%	9.03%	23/29
5 Year	14-Oct-14	15769.70	57.70%	9.53%	9.82%	18/28
Since Inception	01-Jan-13	21771.00	117.71%	12.14%	11.29%	14/32

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 15th October, 2019)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	15-Oct-18	12000	12918.36	7.65 %	14.46 %
2 Year	13-Oct-17	24000	25619.29	6.75 %	6.41 %
3 Year	14-Oct-16	36000	39921.02	10.89 %	6.83 %
5 Year	14-Oct-14	60000	73036.65	21.73 %	7.8 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Portfolio (Updated on 30th Sep,2019)

Equity Holding : 89.20% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 89.20%

No of Stocks : 36 (Category Avg - 40.75) | Large Cap Investments : 73.66%| Mid Cap Investments : 6.95% | Small Cap Investments : 0% | Other : 8.59%

Top 10 Stocks in Portfolio

How to read this table?

Stock Invested in	Sector	Value(Cr)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Banks	316.6	8.59%	0.41%	8.59% (Sep 2019)	6.87% (Oct 2018)	2.58 L	2.58 L
Reliance Industries Ltd.	Refineries/marketing	297.1	8.06%	0.13%	8.33% (Apr 2019)	5.98% (Dec 2018)	2.23 L	0.00
ICICI Bank Ltd.	Banks	175.5	4.76%	0.04%	4.9% (Jul 2019)	3.5% (Nov 2018)	4.05 L	0.00
Housing Development Finance Corporation Ltd.	Housing finance	172.6	4.68%	-0.71%	5.39% (Aug 2019)	4.3% (Oct 2018)	87.30 k	0.00
Kotak Mahindra Bank Ltd.	Banks	164.4	4.46%	0.38%	4.46% (Sep 2019)	0% (Oct 2018)	1.00 L	0.00
Infosys Ltd.	Computers - software	150.3	4.08%	-0.25%	4.33% (Aug 2019)	3.23% (Dec 2018)	1.87 L	0.00
Larsen & Toubro Ltd.	Engineering, designing, construction	143.9	3.90%	-0.25%	4.6% (Jun 2019)	3.67% (Feb 2019)	97.62 k	-0.12 L
Tata Consultancy Services Ltd.	Computers - software	125.9	3.41%	-0.45%	3.86% (Aug 2019)	0% (Oct 2018)	59.97 k	0.00
Procter & Gamble Hygiene & Health Care Ltd.	Personal care	118.5	3.21%	0.37%	3.43% (Feb 2019)	2.83% (Jun 2019)	9.77 k	0.00
Bajaj Finance Ltd.	Nbfc	104.2	2.83%	0.39%	3.31% (Apr 2019)	2.37% (May 2019)	25.76 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

Detailed Portfolio Analysis

No of Debt Holding 1 (Category Avg - 1.03) | Modified Duration 0.00 Years (Category Avg - 1.51)| Yield to Maturity - -- (Category Avg - 0.00%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	0.06%
CD	0.00%	0.01%
NCD-ST	0.03%	0.01%
T-Bills	0.00%	0.02%
CP	0.00%	0.27%
NCD & Bonds	0.00%	0.01%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	0.03%	0.30%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	11.36%
Net Receivables	Net Receivables	-0.59%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 30th September, 2019)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

13.41vs11.47

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

0.98vs0.84

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.04vs0.18

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Poor risk adjusted returns

0.01vs0.02

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-2.97vs-0.8

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Axis Bluechip Fund - Direct Plan - Growth	5	8049.93	6.19	5.69	9.35	22.61	16.50
BNP Paribas Large Cap Fund - Direct Plan - Growth	3	787.62	5.56	4.23	7.82	19.72	11.49
LIC MF Large Cap Fund - Direct Plan - Growth	3	296.63	5.02	3.32	4.90	16.73	9.61
Canara Robeco Bluechip Equity Fund - Direct Plan - Growth	5	238.23	5.60	2.74	4.15	15.69	11.56
DSP Top 100 Equity Fund - Direct Plan - Growth	2	2521.15	5.98	1.68	1.41	12.95	6.96
SBI Blue Chip Fund - Direct Plan - Growth	3	22742.50	3.21	0.11	0.91	12.91	7.96
L&T India Large Cap Fund - Direct Plan - Growth	3	499.88	4.00	0.40	1.66	12.81	8.46
Essel Large Cap Equity Fund - Direct Plan - Growth	3	105.73	3.57	-0.48	-0.07	12.42	8.62
Tata Large Cap Fund - Direct Plan - Growth	4	785.40	2.88	-2.30	0.55	12.42	8.74
Kotak Bluechip Fund - Direct Plan - Growth	3	1379.41	3.50	1.05	0.60	12.21	8.97

Detailed Comparison

More Funds from IDBI Mutual Fund

Out of 21 mutual fund schemes offered by this AMC, 2 is/are ranked 3 * , 4 is/are ranked 2 * , 2 is/are ranked 1 * , and 13 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
IDBI Liquid Fund - Direct Plan - Growth	2	2043.33	0.50	1.54	3.33	7.26	7.10
IDBI Equity Advantage Fund - Direct Plan - Growth	1	588.82	7.55	8.15	3.69	11.24	7.71
IDBI India Top 100 Equity Fund - Direct Plan - Growth	1	368.76	4.96	3.24	3.57	14.76	7.42
IDBI Diversified Equity Fund - Direct Plan - Growth	2	327.16	5.97	4.66	2.10	9.20	7.27
IDBI Hybrid Equity Fund- Direct Plan - Growth	NA	297.18	2.49	1.52	-2.63	2.58	0.00
IDBI Focused 30 Equity Fund - Direct Plan - Growth	NA	225.04	5.03	0.99	-2.29	6.45	0.00
IDBI Nifty Index Fund - Direct Plan - Growth	3	220.32	3.16	-1.00	-1.49	9.92	10.78
IDBI Midcap Fund - Direct Plan - Growth	NA	197.83	1.73	-2.13	-8.08	-1.31	0.00
IDBI Ultra Short Term Fund - Direct Plan - Growth	3	177.21	0.63	6.29	3.40	7.85	7.26
IDBI Long Term Value Fund - Direct Plan - Growth	NA	145.80	0.49	-2.86	-3.59	1.59	0.00