ICICI Prudential Liquid Fund - IDCW - Daily

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : ICICI Prudential Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 100.1482 0%
(as on 05th November, 2025)

Crisil Rating

Average performance among peers

Fund Size

: ₹ 45629.29 Cr

(9.66% of Investment in Category)

Expense Ratio

: 0.29%

(0.26% Category average)

Risk-O-Meter

Moderate Risk

Liquid Fund :Liquid Fund : The fund has 109.45% investment in Debt, of which 19.2% in Government securities, 90.27% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

1M
3M
6M
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This Scheme

VS

CRISIL Liquid Debt A-I Index

0.49%

1.43%

2.98%

6.59%

6.96%

5.76%

5.89%
NA
0.47%

1.41%

2.96%

6.6%

6.94%

5.62%

6.28%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 05th November, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	29-Oct-25	10008.20	0.08%	-	0.11%	21/39
1 Month	05-Oct-25	10043.70	0.44%	-	0.47%	27/38
3 Month	05-Aug-25	10139.00	1.39%	-	1.41%	18/38
6 Month	05-May-25	10285.20	2.85%	-	2.96%	20/37
YTD	01-Jan-25	10521.20	5.21%	-	5.47%	20/37
1 Year	05-Nov-24	10633.60	6.34%	6.34%	6.60%	20/36
2 Year	05-Nov-23	11394.30	13.94%	6.73%	6.94%	14/36
3 Year	04-Nov-22	12155.10	21.55%	6.71%	6.90%	14/35
5 Year	05-Nov-20	13057.00	30.57%	5.48%	5.62%	16/34
10 Year	05-Nov-15	16534.60	65.35%	5.15%	6.07%	11/28
Since Inception	17-Nov-05	30313.80	203.14%	5.71%	6.28%	4/39

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th November, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Nov-24	12000	12387.67	3.23 %	6 %
2 Year	05-Nov-23	24000	25633.32	6.81 %	6.45 %
3 Year	04-Nov-22	36000	39794.24	10.54 %	6.6 %
5 Year	05-Nov-20	60000	70188.08	16.98 %	6.2 %
10 Year	05-Nov-15	120000	158176.18	31.81 %	5.39 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Sep,2025)

No of Debt Holding 123 (Category Avg - 64.50) | Modified Duration 0.18 Years (Category Avg - 0.15)| Yield to Maturity 5.97% (Category Avg - 5.96%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	0.67%
CD	26.10%	36.56%
T-Bills	19.20%	18.69%
NCD & Bonds	6.49%	4.83%
CP	57.68%	42.16%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	19.20%	19.36%
Low Risk	90.27%	83.45%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Reverse Repo	Reverse Repo	2.91%
TREPS	TREPS	0.00%
Net Receivables	Net Receivables	-12.36%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st October, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.14vs0.15

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

High volatility

1.38vs1.27

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

0.01vs0.01

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-0.21vs-0.19

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Franklin India Liquid Fund - Super Institutional Plan - Growth	3	2630.59	0.47	1.44	3.03	6.76	7.01
Bank of India Liquid Fund - Regular Plan - Growth	4	1360.19	0.48	1.44	3.03	6.74	7.05
Axis Liquid Fund - Growth	3	28170.15	0.47	1.44	3.01	6.73	7.03
Groww Liquid Fund - Regular Plan - Growth	1	291.99	0.50	1.44	3.00	6.72	6.91
PGIM India Liquid Fund - Growth	1	475.45	0.47	1.44	3.00	6.71	6.98
Edelweiss Liquid Fund - Regular Plan - Growth	4	8130.21	0.48	1.45	3.03	6.71	6.94
Canara Robeco Liquid Fund - Regular Plan - Growth	5	6399.41	0.47	1.44	3.00	6.71	7.02
Tata Liquid Fund -Regular Plan - Growth	2	21302.11	0.47	1.43	3.00	6.69	6.96
UTI Liquid Fund - Regular Plan - Growth	2	21945.52	0.47	1.43	3.00	6.69	6.99
Union Liquid Fund - Growth	4	5008.37	0.48	1.44	3.00	6.69	7.00

Detailed Comparison

More Funds from ICICI Prudential Mutual Fund

Out of 174 mutual fund schemes offered by this AMC, 10 is/are ranked 5 * , 8 is/are ranked 4 * , 15 is/are ranked 3 * , 5 is/are ranked 2 * , 2 is/are ranked 1 * , and 134 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
ICICI Prudential Large Cap Fund - Growth	5	73034.52	2.00	3.42	6.05	7.56	17.67
ICICI Prudential Multi-Asset Fund - Growth	3	67999.63	0.00	0.00	0.00	0.00	0.00
ICICI Prudential Multi-Asset Fund - Growth	3	67999.63	1.82	5.86	8.57	12.92	19.34
ICICI Prudential Balanced Advantage Fund - Growth	2	66750.51	1.45	3.56	6.48	9.98	13.27
ICICI Prudential Value Fund - Growth	5	55444.54	2.38	4.02	7.00	8.15	21.02
ICICI Prudential Equity & Debt Fund - Growth	5	46392.05	1.56	4.38	6.80	9.84	18.95
ICICI Prudential Liquid Fund - Growth	3	45629.29	0.47	1.42	2.98	6.65	6.97
ICICI Prudential Money Market Fund - Growth	4	34019.73	0.48	1.43	3.37	7.61	7.55
ICICI Prudential Corporate Bond Fund - Growth	3	33753.23	0.71	1.39	3.37	8.28	7.92
ICICI Prudential Equity - Arbitrage Fund - Growth	4	32573.00	0.56	1.35	2.85	6.53	7.11