Mirae Asset Low Duration Fund - Regular Savings - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 92 (Category Avg - 77.09) | Modified Duration 0.85 Years (Category Avg - 0.88)| Yield to Maturity 6.54% (Category Avg - 6.66%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	3.13%	6.83%
CD	27.00%	19.26%
T-Bills	9.90%	3.86%
CP	4.92%	3.43%
NCD & Bonds	52.79%	59.25%
PTC	0.38%	2.31%

Category - Low Duration Fund

Security Type	% Weight	Category Average
Government Backed	13.03%	10.68%
Low Risk	85.09%	84.25%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Low Duration Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	1306.03	4.88%	1.30 Cr
Bond - T-Bill	T-Bills	Other			1223.30	4.57%	1.25 Cr
Bond - T-Bill	T-Bills	Other			978.64	3.66%	1.00 Cr
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	738.29	2.76%	75.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	738.07	2.76%	75.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	553.17	2.07%	55.00 L
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	506.84	1.89%	50.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	506.58	1.89%	50.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	503.97	1.88%	50.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	503.02	1.88%	50.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	492.20	1.84%	50.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	492.20	1.84%	50.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	492.04	1.84%	50.00 L
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	491.03	1.84%	49.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	489.37	1.83%	50.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	488.35	1.82%	50.00 L
Bond - Angel One Ltd.	CP	Stockbroking & allied	P1+	CRISIL	485.75	1.82%	50.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	481.63	1.80%	50.00 L
Bond - Ultratech Cement Ltd.	NCD & Bonds	Cement & cement products	AAA	CRISIL	453.40	1.69%	45.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	401.29	1.50%	40.00 L
Bond - Piramal Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA	ICRA	400.39	1.50%	40.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	397.85	1.49%	39.00 L
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	355.40	1.33%	35.00 L
Bond - Avanse Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA-	CRISIL	351.88	1.32%	35.00 L
Bond - Govt of India	GOI	Other			350.74	1.31%	35.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	302.21	1.13%	30.00 L
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	261.96	0.98%	26.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	253.59	0.95%	25.00 L
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	253.15	0.95%	25.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	252.59	0.94%	25.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	251.85	0.94%	25.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	251.66	0.94%	25.00 L
Bond - Motilal Oswal Finvest Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	251.55	0.94%	25.00 L
Bond - Govt of India	GOI	Other			251.49	0.94%	25.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	251.48	0.94%	25.00 L
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	251.44	0.94%	25.00 L
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	251.08	0.94%	25.00 L
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	251.08	0.94%	25.00 L
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	250.46	0.94%	25.00 L
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	250.36	0.94%	25.00 L
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	250.35	0.94%	25.00 L
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	250.29	0.94%	25.00 L
Bond - T-Bill	T-Bills	Other			245.65	0.92%	25.00 L
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	245.46	0.92%	25.00 L
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	245.30	0.92%	25.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	245.25	0.92%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	244.98	0.92%	25.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	244.72	0.91%	25.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	242.29	0.91%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	241.90	0.90%	25.00 L
Bond - Embassy Office Parks Reit	CP	Real estate investment trusts (reits)	P1+	CRISIL	240.33	0.90%	25.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	240.26	0.90%	25.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	235.51	0.88%	25.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	234.92	0.88%	25.00 L
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	202.69	0.76%	20.00 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	202.27	0.76%	20.00 L
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	LAAA	ICRA	201.70	0.75%	20.00 L
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	200.53	0.75%	20.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	200.41	0.75%	20.00 L
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	196.81	0.74%	20.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	193.20	0.72%	20.00 L
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	P1+	CRISIL	192.47	0.72%	20.00 L
Bond - Mindspace Business Parks REIT	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	181.03	0.68%	18.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	173.20	0.65%	17.00 L
Bond - Govt of India	GOI	Other			157.46	0.59%	15.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	155.18	0.58%	15.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	154.26	0.58%	15.00 L
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	153.40	0.57%	15.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	151.24	0.57%	15.00 L
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	150.37	0.56%	15.00 L
Bond - Credila Financial Services Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	149.55	0.56%	15.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	149.22	0.56%	15.00 L
Bond - T-Bill	T-Bills	Other			148.96	0.56%	15.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	144.47	0.54%	15.00 L
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	132.73	0.50%	13.00 L
Bond - Export Import Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	131.48	0.49%	13.00 L
Bond - India Infrastructure Finance Co. Ltd.	NCD & Bonds	Financial institution	INDAAA	FITCH	101.95	0.38%	10.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	101.85	0.38%	10.00 L
Bond - Shivshakti Securitisation Trust	PTC	Ptc	AAA	CRISIL	101.23	0.38%	10.00 L
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	100.69	0.38%	10.00 L
Bond - Indostar Capital Finance Private Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	100.59	0.38%	10.00 L
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	98.41	0.37%	10.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	71.68	0.27%	7.00 L
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	65.40	0.24%	6.50 L
Bond - Govt of India	GOI	Other			51.99	0.19%	5.00 L
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	51.16	0.19%	5.00 L
Bond - National Housing Bank	NCD & Bonds	Financial institution	AAA	CRISIL	50.84	0.19%	5.00 L
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	50.67	0.19%	5.00 L
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.23	0.19%	5.00 L
Bond - T-Bill	T-Bills	Other			49.85	0.19%	5.00 L
Bond - Govt of India	GOI	Other			25.55	0.10%	2.50 L
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	AAA	CRISIL	10.08	0.04%	1.00 L