LIC MF Ultra Short Duration Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 8 (Category Avg - 63.84) | Modified Duration 0.24 Years (Category Avg - 0.42)| Yield to Maturity 6.03% (Category Avg - 6.38%)

Portfolio Summary (as on 31st Oct,2025)

Category - Ultra Short Duration Fund

Category - Ultra Short Duration Fund

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - T-Bill	T-Bills	Other			246.73	11.24%	25.00 L
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	246.36	11.23%	500.00
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	244.72	11.15%	500.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	198.18	9.03%	400.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	193.40	8.81%	400.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	193.20	8.80%	400.00
Bond - Indostar Capital Finance Private Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	94.99	4.33%	200.00
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	52.88	2.41%	50.00