LIC MF Money Market Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 62 (Category Avg - 86.75) | Modified Duration 0.49 Years (Category Avg - 0.39)| Yield to Maturity 6.31% (Category Avg - 6.23%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	3.43%
CD	49.64%	57.91%
T-Bills	12.57%	9.20%
CP	34.41%	27.05%

Category - Money Market Fund

Security Type	% Weight	Category Average
Government Backed	12.57%	12.63%
Low Risk	84.05%	84.96%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Money Market Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1932.18	5.62%	4.00 k
Bond - Power Finance Corporation Ltd.	CP	Financial institution	P1+	CRISIL	1458.77	4.25%	3.00 k
Bond - Rural Electrification Corporation Limited	CP	Financial institution	P1+	CRISIL	1445.43	4.21%	3.00 k
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	1190.67	3.47%	2.40 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	1040.44	3.03%	2.10 k
Bond - T-Bill	T-Bills	Other			979.65	2.85%	1.00 Cr
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	976.66	2.84%	2.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	969.18	2.82%	2.00 k
Bond - T-Bill	T-Bills	Other			953.37	2.77%	1.00 Cr
Bond - T-Bill	T-Bills	Other			947.65	2.76%	1.00 Cr
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	946.21	2.75%	2.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	942.04	2.74%	2.00 k
Bond - T-Bill	T-Bills	Other			740.18	2.15%	75.00 L
Bond - National Thermal Power Corporation Ltd.	CP	Power generation	F1+	FITCH	734.25	2.14%	1.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	733.29	2.13%	1.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	720.94	2.10%	1.50 k
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	537.72	1.56%	1.10 k
Bond - Angel One Ltd.	CP	Stockbroking & allied	P1+	CRISIL	497.98	1.45%	1.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	496.02	1.44%	1.00 k
Bond - Kotak Mahindra Bank Ltd.	CD	Private sector bank	P1+	CRISIL	492.71	1.43%	1.00 k
Bond - Nuvama Wealth Finance Ltd.	CP	Stockbroking & allied	P1+	CRISIL	490.81	1.43%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	490.33	1.43%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	489.45	1.42%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	489.21	1.42%	1.00 k
Bond - 360 One Prime Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	488.89	1.42%	1.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	488.67	1.42%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	488.25	1.42%	1.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	488.00	1.42%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	483.50	1.41%	1.00 k
Bond - Export Import Bank Of India	CD	Financial institution	PR1+	CARE	482.88	1.41%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	481.63	1.40%	1.00 k
Bond - Kotak Mahindra Prime Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	480.93	1.40%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	480.52	1.40%	1.00 k
Bond - 360 One Prime Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	478.56	1.39%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	476.31	1.39%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	473.95	1.38%	1.00 k
Bond - Hero Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	473.92	1.38%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	473.87	1.38%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	P1+	CRISIL	473.40	1.38%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	472.85	1.38%	1.00 k
Bond - Indian Bank	CD	Public sector bank	F1+	FITCH	439.94	1.28%	900.00
Bond - Time Technoplast Ltd.	CP	Plastic products - industrial	A1+	ICRA	339.84	0.99%	700.00
Bond - T-Bill	T-Bills	Other			305.95	0.89%	31.14 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	289.80	0.84%	600.00
Bond - Time Technoplast Ltd.	CP	Plastic products - industrial	A1+	ICRA	247.40	0.72%	500.00
Bond - T-Bill	T-Bills	Other			246.73	0.72%	25.00 L
Bond - Time Technoplast Ltd.	CP	Plastic products - industrial	A1+	ICRA	245.49	0.71%	500.00
Bond - Indian Bank	CD	Public sector bank	F1+	FITCH	242.30	0.71%	500.00
Bond - Au Small Finance Bank Ltd.	CD	Other bank	P1+	CRISIL	242.15	0.70%	500.00
Bond - Time Technoplast Ltd.	CP	Plastic products - industrial	A1+	ICRA	241.54	0.70%	500.00
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	241.39	0.70%	500.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	240.79	0.70%	500.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	239.01	0.70%	500.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	238.40	0.69%	500.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	238.19	0.69%	500.00
Bond - Nuvama Wealth Management Ltd.	CP	Other financial services	P1+	CRISIL	199.48	0.58%	400.00
Bond - Time Technoplast Ltd.	CP	Plastic products - industrial	A1+	ICRA	147.16	0.43%	300.00
Bond - T-Bill	T-Bills	Other			147.10	0.43%	15.00 L
Bond - 360 One Prime Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	98.95	0.29%	200.00
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	97.63	0.28%	200.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	49.06	0.14%	100.00
Bond - Piramal Finance Ltd.	CP	Other financial services	P1+	CRISIL	48.66	0.14%	100.00