HSBC Money Market Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 75 (Category Avg - 86.75) | Modified Duration 0.40 Years (Category Avg - 0.39)| Yield to Maturity 6.23% (Category Avg - 6.23%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	1.66%	3.43%
CD	48.07%	57.91%
T-Bills	12.79%	9.20%
CP	36.93%	27.05%

Category - Money Market Fund

Security Type	% Weight	Category Average
Government Backed	14.45%	12.63%
Low Risk	85.00%	84.96%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Money Market Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	A1+	ICRA	1712.23	3.10%	3.50 k
Bond - Power Finance Corporation Ltd.	CP	Financial institution	P1+	CRISIL	1701.90	3.08%	3.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	1471.13	2.66%	3.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	1453.77	2.63%	3.00 k
Bond - Mindspace Business Parks REIT	CP	Real estate investment trusts (reits)	P1+	CRISIL	1450.41	2.62%	3.00 k
Bond - T-Bill	T-Bills	Other			1233.64	2.23%	1.25 Cr
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	1230.51	2.23%	2.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	1223.12	2.21%	2.50 k
Bond - Bajaj Auto Credit Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	993.98	1.80%	2.00 k
Bond - T-Bill	T-Bills	Other			983.74	1.78%	1.00 Cr
Bond - T-Bill	T-Bills	Other			981.68	1.78%	1.00 Cr
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	984.37	1.78%	2.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	979.91	1.77%	2.00 k
Bond - Indian Bank	CD	Public sector bank	P1+	CRISIL	979.70	1.77%	2.00 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	979.64	1.77%	2.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	978.61	1.77%	2.00 k
Bond - T-Bill	T-Bills	Other			980.67	1.77%	1.00 Cr
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	979.99	1.77%	2.00 k
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	PR1+	CARE	979.21	1.77%	2.00 k
Bond - Tata Capital Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	976.25	1.77%	2.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	975.57	1.77%	2.00 k
Bond - Infina Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	963.91	1.74%	2.00 k
Bond - Tata Capital Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	962.84	1.74%	2.00 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	960.96	1.74%	2.00 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	787.64	1.43%	1.60 k
Bond - Bank Of India	CD	Public sector bank	P1+	CRISIL	738.01	1.34%	1.50 k
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	735.51	1.33%	1.50 k
Bond - T-Bill	T-Bills	Other			736.93	1.33%	75.00 L
Bond - LIC Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	736.46	1.33%	1.50 k
Bond - ICICI Securities Primary Dealership Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	736.21	1.33%	1.50 k
Bond - National Bank for Agriculture & Rural Development	CP	Financial institution	A1+	ICRA	735.04	1.33%	1.50 k
Bond - Godrej Industries Ltd	CP	Animal feed	P1+	CRISIL	734.57	1.33%	1.50 k
Bond - Birla Group Holdings Private Ltd.	CP	Investment company	A1+	ICRA	733.50	1.33%	1.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	730.95	1.32%	1.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	725.17	1.31%	1.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	724.57	1.31%	1.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	722.45	1.31%	1.50 k
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	722.55	1.31%	1.50 k
Bond - Embassy Office Parks Reit	CP	Real estate investment trusts (reits)	P1+	CRISIL	720.99	1.30%	1.50 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	710.80	1.29%	1.50 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	710.54	1.29%	1.50 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	706.39	1.28%	1.50 k
Bond - Bharti Telecom Ltd.	CP	Telecom - equipment & accessories	P1+	CRISIL	705.38	1.28%	1.50 k
Bond - T-Bill	T-Bills	Other			679.91	1.23%	70.00 L
Bond - Govt of India	GOI	Other			510.79	0.92%	50.00 L
Bond - T-Bill	T-Bills	Other			492.92	0.89%	50.00 L
Bond - T-Bill	T-Bills	Other			490.34	0.89%	50.00 L
Bond - Embassy Office Parks Reit	CP	Real estate investment trusts (reits)	P1+	CRISIL	491.30	0.89%	1.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	490.57	0.89%	1.00 k
Bond - IDFC First Bank Ltd.	CD	Private sector bank	P1+	CRISIL	493.13	0.89%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	A1+	ICRA	492.12	0.89%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	492.04	0.89%	1.00 k
Bond - Indusind Bank Ltd.	CD	Private sector bank	P1+	CRISIL	491.77	0.89%	1.00 k
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	490.68	0.89%	1.00 k
Bond - Export Import Bank Of India	CD	Financial institution	P1+	CRISIL	489.99	0.89%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	489.37	0.89%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	488.25	0.88%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	P1+	CRISIL	488.17	0.88%	1.00 k
Bond - Barclays Investments & Loans (I) Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	487.51	0.88%	1.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	487.38	0.88%	1.00 k
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	482.19	0.87%	1.00 k
Bond - Rural Electrification Corporation Limited	CP	Financial institution	P1+	CRISIL	481.81	0.87%	1.00 k
Bond - Cholamandalam Investment & Finance Co. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	481.58	0.87%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	481.58	0.87%	1.00 k
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	481.55	0.87%	1.00 k
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	476.81	0.86%	1.00 k
Bond - National Bank for Agriculture & Rural Development	CD	Financial institution	F1+	FITCH	473.40	0.86%	1.00 k
Bond - Small Industries Development Bank Of India	CD	Financial institution	PR1+	CARE	471.02	0.85%	1.00 k
Bond - Govt of India	GOI	Other			256.27	0.46%	25.00 L
Bond - T-Bill	T-Bills	Other			247.25	0.45%	25.00 L
Bond - T-Bill	T-Bills	Other			244.91	0.44%	25.00 L
Bond - Muthoot Finance Pvt. Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	244.23	0.44%	500.00
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	245.45	0.44%	500.00
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	240.28	0.43%	500.00
Bond - Govt of India	GOI	Other			156.19	0.28%	15.00 L