HDFC Medium Term Debt Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 65 (Category Avg - 42.62) | Modified Duration 3.44 Years (Category Avg - 3.47)| Yield to Maturity 7.62% (Category Avg - 7.29%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	23.28%	34.30%
CD	0.00%	1.18%
CP	0.00%	0.15%
NCD & Bonds	64.56%	54.14%
PTC	6.65%	3.23%

Category - Medium Duration Fund

Security Type	% Weight	Category Average
Government Backed	23.28%	34.30%
Low Risk	67.89%	56.02%
Moderate Risk	3.32%	2.68%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Medium Duration Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			2833.84	7.38%	2.75 Cr
Bond - Govt of India	GOI	Other			1907.72	4.96%	1.85 Cr
Bond - Tata Steel Ltd.	NCD & Bonds	Iron & steel products	CARE AA+	CARE	1474.51	3.84%	14.50 k
Bond - GMR Airports Ltd.	NCD & Bonds	Airport & airport services	A+	CRISIL	1275.17	3.32%	12.67 k
Bond - Govt of India	GOI	Other			1213.18	3.16%	1.20 Cr
Bond - Jubilant Beverages Ltd.	NCD & Bonds	Other beverages	AA	CRISIL	1120.90	2.92%	10.72 k
Bond - Kalpataru Projects International Ltd.	NCD & Bonds	Civil construction	AA	FITCH	1009.49	2.63%	10.00 k
Bond - SK Finance Ltd.	NCD & Bonds	Financial services	LAA-	ICRA	1002.87	2.61%	10.00 k
Bond - SBFC Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA-	FITCH	998.57	2.60%	10.00 k
Bond - Mas Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	950.37	2.47%	9.50 k
Bond - Coastal Gujarat Power Ltd.	NCD & Bonds	Integrated power utilities	CARE AA+	CARE	765.29	1.99%	725.00
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	761.99	1.98%	7.50 k
Bond - Motilal Oswal Home Finance Ltd.	NCD & Bonds	Housing finance company	LAA	ICRA	758.58	1.97%	7.50 k
Bond - Truhome Finance Ltd.	NCD & Bonds	Housing finance company	AA	FITCH	758.69	1.97%	7.50 k
Bond - IIFL Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	752.66	1.96%	7.50 k
Bond - Jtpm Metal Traders Pvt Ltd.	NCD & Bonds	Trading - metals	AA	CRISIL	751.20	1.96%	7.50 k
Bond - Shivshakti Securitisation Trust	PTC	Ptc	AAA	CRISIL	752.18	1.96%	75.00
Bond - Siddhivinayak Securitisation Trust	PTC	Ptc	AAA	CRISIL	750.49	1.95%	75.00
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	719.02	1.87%	7.00 k
Bond - Pipeline Infrastructure Private Ltd.	NCD & Bonds	Gas transmission/marketing	AAA	CRISIL	709.64	1.85%	7.00 k
Bond - Pipeline Infrastructure Private Ltd.	NCD & Bonds	Gas transmission/marketing	AAA	CRISIL	614.31	1.60%	6.00 k
Bond - Aadhar Housing Finance Ltd.	NCD & Bonds	Housing finance company	CARE AA+	CARE	607.55	1.58%	6.00 k
Bond - Govt of India	GOI	Other			606.60	1.58%	60.00 L
Bond - IndiGrid Infrastructure Trust	NCD & Bonds	Power - transmission	AAA	CRISIL	549.64	1.43%	550.00
Bond - Cholamandalam Investment & Finance Co. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	515.37	1.34%	5.00 k
Bond - Godrej Industries Ltd	NCD & Bonds	Animal feed	AA+	CRISIL	509.39	1.33%	5.00 k
Bond - Govt of India	GOI	Other			510.65	1.33%	50.00 L
Bond - Tata Power Renewable Energy Ltd.	NCD & Bonds	Power generation	CARE AA+	CARE	507.72	1.32%	5.00 k
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	CARE AAA	CARE	505.03	1.31%	5.00 k
Bond - Infopark Properties Ltd.	NCD & Bonds	Real estate investment trusts (reits)	CARE AA-	CARE	503.69	1.31%	5.00 k
Bond - JM Financial Home Loans Ltd.	NCD & Bonds	Housing finance company	AA	CRISIL	505.04	1.31%	5.00 k
Bond - J S W Energy Ltd.	NCD & Bonds	Power generation	LAA	ICRA	503.41	1.31%	5.00 k
Bond - TMF Holdings Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	500.87	1.30%	500.00
Bond - TMF Holdings Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA+	CRISIL	494.57	1.29%	500.00
Bond - Kalpataru Projects International Ltd.	NCD & Bonds	Civil construction	AA	CRISIL	451.35	1.17%	4.50 k
Bond - VAJRA 009 Trust	PTC	Ptc	LAA+	ICRA	403.55	1.05%	40.00
Bond - Govt of India	GOI	Other			394.22	1.03%	40.00 L
Bond - Universe Trust Dec 2024	PTC	Ptc	CARE AAA	CARE	372.81	0.97%	370.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	366.01	0.95%	350.00
Bond - Govt of India	GOI	Other			349.53	0.91%	35.00 L
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	306.17	0.80%	3.00 k
Bond - Indigo 043	PTC	Ptc	AA	CRISIL	278.14	0.72%	278.00
Bond - Govt of India	GOI	Other			264.25	0.69%	25.00 L
Bond - Govt of India	GOI	Other			262.46	0.68%	25.00 L
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	261.14	0.68%	250.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	257.71	0.67%	250.00
Bond - Indian Railway Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	257.68	0.67%	2.50 k
Bond - IndiGrid Infrastructure Trust	NCD & Bonds	Power - transmission	LAAA	ICRA	251.72	0.66%	250.00
Bond - JM Financial Home Loans Ltd.	NCD & Bonds	Housing finance company	AA	CRISIL	252.08	0.66%	2.50 k
Bond - Mahindra Rural Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	254.57	0.66%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	252.40	0.66%	2.50 k
Bond - ONGC Petro-Additions Ltd.	NCD & Bonds	Petrochemicals	LAA	ICRA	252.03	0.66%	2.50 k
Bond - ONGC Petro-Additions Ltd.	NCD & Bonds	Petrochemicals	LAA	ICRA	254.40	0.66%	2.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	253.65	0.66%	2.50 k
Bond - Housing & Urban Development Corporation Ltd.	NCD & Bonds	Financial institution	LAAA	ICRA	249.34	0.65%	2.50 k
Bond - Muthoot Finance Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA+	ICRA	251.23	0.65%	2.50 k
Bond - Jubilant Bevco Ltd.	NCD & Bonds	Restaurants	AA	CRISIL	209.70	0.55%	2.00 k
Bond - Govt of India	GOI	Other			149.25	0.39%	15.00 L
Bond - Govt of India	GOI	Other			151.15	0.39%	15.00 L
Bond - Govt of India	GOI	Other			102.16	0.27%	10.40 L
Bond - Govt of India	GOI	Other			100.36	0.26%	10.00 L
Bond - JM Financial Asset Reconstruction Co.	NCD & Bonds	Financial institution	LAA-	ICRA	100.06	0.26%	100.00
Bond - National Thermal Power Corporation Ltd.	NCD & Bonds	Power generation	AAA	CRISIL	98.38	0.26%	1.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	101.41	0.26%	1.00 k
Bond - Govt of India	GOI	Other			96.10	0.25%	10.00 L

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	2.56%
Embassy Office Parks Reit	InvITs	0.88%
TREPS	TREPS	0.83%
Indus Infra Trust	InvITs	0.74%
Capital Infra Trust	InvITs	0.50%

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NITINPIMPALE
MF Investment Help
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5 days ago

purchase unit will adjust difference in NAV 10.263 View more

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  purchase unit will adjust difference in NAV 10.263
  
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krishna_ksvs
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17 days ago

View more

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The Fixed Income
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4 days ago

Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Lock in Stable Returns from a State-Backed PSU! TELANGANA STATE INDUSTRIAL INFRASTRUCTURE CORPORATION LIMITED – 2028 Bond ✔️ Coupon: 9.35% p.a. ✔️ Tenor: 3y 2m (Maturity: 29/Dec/2028) ✔️ Senior Secured | PSU Bond | High Return Bond | Listed Invest confidently in a state-backed PSU and watch your money grow steadily. Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPdFpRPT0=/935-telangana-state-industrial-infrastructure-corporation-limited-2028?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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shravanashok
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67 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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ravisistla
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80 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

Posted by : ravisistla
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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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118 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

Posted by : sunny85deol
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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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