HDFC Gilt Fund - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Gilt Fund

No of Debt Holding 34 (Category Avg - 19.57) | Modified Duration 8.02 Years (Category Avg - 8.91)| Yield to Maturity 7.05% (Category Avg - 7.03%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	97.19%	101.69%
T-Bills	0.00%	1.19%

Category - Gilt Fund

Security Type	% Weight	Category Average
Government Backed	97.19%	102.88%
Low Risk	0.00%	0.00%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Gilt Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other	4769.59	16.20%	4.60 Cr
Bond - Govt of India	GOI	Other	4645.96	15.78%	4.60 Cr
Bond - Govt of India	GOI	Other	2421.01	8.22%	2.55 Cr
Bond - Govt of India	GOI	Other	2410.04	8.18%	2.40 Cr
Bond - Govt of India	GOI	Other	2258.51	7.67%	2.30 Cr
Bond - Govt of India	GOI	Other	2180.90	7.41%	2.10 Cr
Bond - Govt of India	GOI	Other	1545.68	5.25%	1.50 Cr
Bond - Govt of India	GOI	Other	1402.97	4.76%	1.35 Cr
Bond - Govt of India	GOI	Other	1231.65	4.18%	1.20 Cr
Bond - Govt of India	GOI	Other	841.80	2.86%	85.00 L
Bond - Govt of India	GOI	Other	751.51	2.55%	75.00 L
Bond - Govt of India	GOI	Other	505.57	1.72%	49.17 L
Bond - Govt of India	GOI	Other	487.36	1.66%	50.00 L
Bond - Govt of India	GOI	Other	362.62	1.23%	35.00 L
Bond - Govt of India	GOI	Other	308.96	1.05%	30.00 L
Bond - Govt of India	GOI	Other	253.39	0.86%	25.00 L
Bond - Govt of India	GOI	Other	250.47	0.85%	25.00 L
Bond - Govt of India	GOI	Other	250.52	0.85%	25.00 L
Bond - Govt of India	GOI	Other	251.67	0.85%	25.00 L
Bond - Govt of India	GOI	Other	247.99	0.84%	25.00 L
Bond - Govt of India	GOI	Other	199.50	0.68%	20.35 L
Bond - Govt of India	GOI	Other	160.49	0.55%	15.83 L
Bond - Govt of India	GOI	Other	154.17	0.52%	15.00 L
Bond - Govt of India	GOI	Other	152.47	0.52%	15.00 L
Bond - Govt of India	GOI	Other	101.87	0.35%	10.00 L
Bond - Govt of India	GOI	Other	102.73	0.35%	10.00 L
Bond - Govt of India	GOI	Other	102.93	0.35%	10.00 L
Bond - Govt of India	GOI	Other	80.63	0.27%	7.90 L
Bond - Govt of India	GOI	Other	69.00	0.23%	6.70 L
Bond - Govt of India	GOI	Other	61.28	0.21%	6.00 L
Bond - Govt of India	GOI	Other	36.54	0.12%	3.76 L
Bond - Govt of India	GOI	Other	11.15	0.04%	1.00 L
Bond - Govt of India	GOI	Other	4.88	0.02%	50.00 k
Bond - Govt of India	GOI	Other	3.22	0.01%	34.50 k

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	1.71%
TREPS	TREPS	1.10%

HDFC Gilt Fund - Growth

Portfolio Summary (as on 31st Oct,2025)

Debt holding in Portfolio (as on 31st Oct,2025)

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