Franklin India Low Duration Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Franklin Templeton Mutual Fund

No of Debt Holding 18 (Category Avg - 76.91) | Modified Duration 0.56 Years (Category Avg - 0.92)| Yield to Maturity 6.77% (Category Avg - 6.74%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	15.27%	6.74%
CD	13.64%	20.96%
T-Bills	0.00%	3.71%
CP	0.00%	3.87%
NCD & Bonds	68.83%	61.59%
PTC	0.00%	2.57%

Category - Low Duration Fund

Security Type	% Weight	Category Average
Government Backed	15.27%	10.44%
Low Risk	82.47%	88.90%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Low Duration Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	356.73	9.03%	3.50 k
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	292.74	7.41%	600.00
Bond - Jubilant Bevco Ltd.	NCD & Bonds	Restaurants	AA	CRISIL	275.44	6.97%	2.63 k
Bond - Tata Capital Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	262.91	6.65%	2.50 k
Bond - ICICI Home Finance Company Ltd.	NCD & Bonds	Housing finance company	CARE AAA	CARE	262.06	6.63%	2.50 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	262.03	6.63%	2.50 k
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AAA	CARE	262.03	6.63%	2.50 k
Bond - Sikka Ports & Terminals Ltd.	NCD & Bonds	Port & port services	AAA	CRISIL	257.34	6.51%	250.00
Bond - Summit Digitel Infrastructure Pvt Ltd.	NCD & Bonds	Telecom - infrastructure	AAA	CRISIL	254.05	6.43%	250.00
Bond - Govt of India	GOI	Other			252.45	6.39%	25.00 L
Bond - Embassy Office Parks Reit	NCD & Bonds	Real estate investment trusts (reits)	AAA	CRISIL	250.48	6.34%	250.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	246.20	6.23%	500.00
Bond - Jubilant Beverages Ltd.	NCD & Bonds	Other beverages	AA	CRISIL	173.57	4.39%	1.66 k
Bond - Govt of India	GOI	Other			154.89	3.92%	15.00 L
Bond - Poonawalla Fincorp Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	103.58	2.62%	1.00 k
Bond - Govt of India	GOI	Other			102.95	2.60%	10.00 L
Bond - Govt of India	GOI	Other			51.28	1.30%	5.00 L
Bond - Govt of India	GOI	Other			42.02	1.06%	4.00 L