Bank of India Multicap Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Multi Cap Fund

Scheme Objective

The investment objective of the scheme is to generate long term capital appreciation by investing in equity and equity-related securities across various market capitalisation.

Scheme Details

Fund manager(s) – Nitin Gosar
Launch date – 03-Mar-2023
Expense ratio – 0.91% as declared on 30-Sep-2025 (category average is 0.63%)
Benchmark - NIFTY 500 Multicap 50:25:25 Total Return Index

Min SIP amount - ₹
Min investment amount (one time- first time) - ₹
Min investment amount (addtional purchase) - ₹
Type : Open Ended Fund. You can invest any time in this fund.

Exit Load

Bank of India Multicap Fund - Direct Plan - Growth charges 1.0% of sell value; if fund sold before 365 days. There are no other charges.

Asset Monitor

Total AUM for this Scheme (Cr)

Category Total AUM (Cr)

% of Assets in Category

2025

909.49

0.00

0.00%

Sep - 2025	909.49	0.00%
Aug - 2025	890.92	0.00%
Jul - 2025	897.56	0.00%
Jun - 2025	902.47	0.00%
May - 2025	856.84	0.00%
Apr - 2025	796.13	0.00%
Mar - 2025	778.03	0.00%
Feb - 2025	695.25	0.00%
Jan - 2025	749.55	0.00%

2024

767.19

0.00

0.00%

Dec - 2024	767.19	0.00	0.00%
Nov - 2024	758.12	0.00	0.00%
Oct - 2024	719.25	0.00	0.00%
Sep - 2024	722.80	0.00	0.00%
Aug - 2024	696.61	0.00	0.00%
Jul - 2024	654.26	0.00	0.00%
Jun - 2024	598.24	0.00	0.00%
May - 2024	527.53	139901.85	0.38%
Apr - 2024	498.08	135874.99	0.37%
Mar - 2024	452.87	125820.04	0.36%
Feb - 2024	439.91	123188.16	0.36%
Jan - 2024	417.55	119017.64	0.35%

2023

379.27

112300.83

0.34%

Dec - 2023	379.27	112300.83	0.34%
Nov - 2023	345.04	103957.68	0.33%
Oct - 2023	305.68	95191.70	0.32%
Sep - 2023	297.75	94725.95	0.31%
Aug - 2023	276.12	91112.90	0.30%
Jul - 2023	260.37	84548.09	0.31%
Jun - 2023	237.04	79396.34	0.30%
May - 2023	217.73	74967.99	0.29%
Apr - 2023	204.32	71406.13	0.29%
Mar - 2023	196.54	68301.44	0.29%
Feb - 2023	0.00	67722.82	0.00%

Tax Rate

If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.

Contact Details

Bank of India Investment Managers Private Limited

B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400013
Tel no.: 022-61249000
Fax no.: 022-61249001
Website.: www.boimf.in