Bank of India Liquid Fund - Direct Plan - IDCW - Weekly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

No of Debt Holding 26 (Category Avg - 64.50) | Modified Duration 0.16 Years (Category Avg - 0.15)| Yield to Maturity 5.92% (Category Avg - 5.96%)

Portfolio Summary (as on 30th Sep,2025)

Security Type	% Weight	Category Average
GOI	0.00%	0.67%
CD	35.49%	36.56%
T-Bills	22.62%	18.69%
NCD & Bonds	0.00%	4.83%
CP	49.20%	42.16%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	22.62%	19.36%
Low Risk	84.69%	83.45%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 30th Sep,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Union Bank Of India	CD	Public sector bank	A1+	ICRA	1238.94	9.11%	1.25 Cr
Bond - ICICI Home Finance Company Ltd.	CP	Housing finance company	P1+	CRISIL	745.63	5.48%	75.00 L
Bond - Motilal Oswal Financial Services Ltd.	CP	Stockbroking & allied	P1+	CRISIL	743.04	5.46%	75.00 L
Bond - T-Bill	T-Bills	Other			742.93	5.46%	75.00 L
Bond - T-Bill	T-Bills	Other			742.17	5.46%	75.00 L
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	740.75	5.45%	75.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	612.54	4.50%	62.00 L
Bond - T-Bill	T-Bills	Other			598.67	4.40%	60.00 L
Bond - Bank Of Baroda	CD	Public sector bank	P1+	CRISIL	497.31	3.66%	50.00 L
Bond - Export Import Bank Of India	CP	Financial institution	P1+	CRISIL	498.14	3.66%	50.00 L
Bond - Godrej Agrovet Ltd.	CP	Animal feed	A1+	ICRA	497.53	3.66%	50.00 L
Bond - Reliance Retail Ventures Ltd.	CP	Diversified retail	P1+	CRISIL	496.63	3.65%	50.00 L
Bond - PNB Housing Finance Ltd.	CP	Housing finance company	P1+	CRISIL	496.13	3.65%	50.00 L
Bond - Poonawalla Fincorp Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	496.06	3.65%	50.00 L
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	496.66	3.65%	50.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	P1+	CRISIL	496.19	3.65%	50.00 L
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	496.13	3.65%	50.00 L
Bond - T-Bill	T-Bills	Other			496.84	3.65%	50.00 L
Bond - Punjab National Bank	CD	Public sector bank	P1+	CRISIL	494.91	3.64%	50.00 L
Bond - Axis Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	495.42	3.64%	50.00 L
Bond - Small Industries Development Bank Of India	CP	Financial institution	PR1+	CARE	494.57	3.64%	50.00 L
Bond - Power Finance Corporation Ltd.	CP	Financial institution	P1+	CRISIL	494.14	3.63%	50.00 L
Bond - Bajaj Finance Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	493.96	3.63%	50.00 L
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	493.95	3.63%	50.00 L
Bond - T-Bill	T-Bills	Other			248.68	1.83%	25.00 L
Bond - T-Bill	T-Bills	Other			247.39	1.82%	25.00 L