Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index - Sep 2026 Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Fund House : Aditya Birla Sun Life Mutual Fund

No of Debt Holding 14 (Category Avg - 3.93) | Modified Duration 0.79 Years (Category Avg - 2.41)| Yield to Maturity 7.05% (Category Avg - 6.42%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	0.00%	14.87%
CD	0.00%	0.21%
T-Bills	0.00%	0.04%
CP	4.08%	0.20%
NCD & Bonds	92.20%	4.60%

Category - Index Funds/ETFs

Security Type	% Weight	Category Average
Government Backed	0.00%	0.00%
Low Risk	96.28%	5.02%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Index Funds/ETFs

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - SMFG India Credit Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	302.97	13.09%	3.00 k
Bond - Aditya Birla Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	298.88	12.91%	300.00
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	261.76	11.31%	2.60 k
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	251.69	10.87%	250.00
Bond - Toyota Financial Services India Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	201.96	8.72%	2.00 k
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	176.98	7.64%	1.75 k
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	151.19	6.53%	1.50 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	151.18	6.53%	1.50 k
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	100.97	4.36%	1.00 k
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	94.57	4.08%	200.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	74.57	3.22%	75.00
Bond - Kotak Mahindra Investments Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	61.48	2.66%	500.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.47	2.18%	500.00
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	LAAA	ICRA	50.47	2.18%	5.00

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	2.69%
TREPS	TREPS	1.02%

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krishna_ksvs
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8 days ago

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hunch
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43 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more | 1

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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The Fixed Income
Bonds
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1 days ago

diversify your investment portfolio with state-secured confidence ✔️ coupon: 7.65% ✔️ tenor: 7y 4m (maturity: 22/feb/2033) a state government security designed for investors seeking predictable, low-risk growth with assured payouts and sovereign trust. ???? explore on the fixed income: https://www.thefixedincome.com/product/dvjhdfpbpt0=/765-haryana-sdl-2033?utm_source=moneycontrol&utm_medium=forum&utm_campaign=product_list View more

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  diversify your investment portfolio with state-secured confidence ✔️ coupon: 7.65% ✔️ tenor: 7y 4m (maturity: 22/feb/2033) a state government security designed for investors seeking predictable, low-risk growth with assured payouts and sovereign trust. ???? explore on the fixed income: https://www.thefixedincome.com/product/dvjhdfpbpt0=/765-haryana-sdl-2033?utm_source=moneycontrol&utm_medium=forum&utm_campaign=product_list
  
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ravisistla
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71 days ago

Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know. View more

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  Dividend last declared by SBI Long Term Equity Fund - regular Plan -IDCW was in the year 2022. Is there any specific reason given by fund managers for non declaration of dividend. Please let me know.
  
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sunny85deol
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109 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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109 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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