| Key Financial Ratios of Vijaya Bank (in Rs. Cr.) |
Mar 18 |
Mar 17 |
Mar 16 |
Mar 15 |
Mar 14 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
6.83 |
7.57 |
4.44 |
5.11 |
7.64 |
|
| Diluted EPS (Rs.) |
6.83 |
7.57 |
4.44 |
5.11 |
7.64 |
|
| Cash EPS (Rs.) |
6.36 |
8.34 |
4.86 |
5.75 |
5.59 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
75.43 |
73.29 |
70.03 |
68.95 |
65.64 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
81.49 |
81.61 |
79.40 |
71.70 |
68.53 |
|
| Dividend/Share (Rs.) |
1.20 |
1.50 |
0.00 |
1.50 |
2.00 |
|
| Operating Revenue / Share (Rs.) |
96.54 |
123.94 |
129.57 |
142.86 |
124.62 |
|
| Net Profit/Share (Rs.) |
5.57 |
7.51 |
4.09 |
5.11 |
4.84 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
7,829,991.29 |
7,895,566.36 |
8,308,291.39 |
9,013,385.11 |
8,350,145.77 |
|
| Net Profit/ Employee (Rs.) |
452,156.79 |
478,656.23 |
262,510.45 |
322,691.78 |
324,371.08 |
|
| Business/ Employee (Rs.) |
170,068,398.59 |
145,137,343.01 |
147,433,776.20 |
156,450,917.16 |
160,505,530.65 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
58,941,212.55 |
60,952,528.31 |
64,860,864.20 |
75,856,158.84 |
70,810,561.51 |
|
| Net Profit/ Branches (Rs.) |
3,403,665.26 |
3,695,150.66 |
2,049,356.95 |
2,715,756.49 |
2,750,718.25 |
|
| Business/ Branches (Rs.) |
1,280,210,571.63 |
1,120,437,420.48 |
1,150,980,590.98 |
1,316,682,409.77 |
1,361,112,376.98 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| CASA (%) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Net Profit Margin (%) |
5.77 |
6.06 |
3.15 |
3.58 |
3.88 |
|
| Operating Profit Margin (%) |
-6.93 |
-7.27 |
-4.07 |
-3.58 |
-2.74 |
|
| Return on Assets (%) |
0.40 |
0.48 |
0.26 |
0.30 |
0.30 |
|
| Return on Equity / Networth (%) |
7.39 |
10.25 |
5.84 |
7.41 |
7.37 |
|
| Net Interest Margin (X) |
2.42 |
2.26 |
1.89 |
1.60 |
1.51 |
|
| Cost to Income (%) |
36.47 |
31.41 |
25.10 |
20.77 |
20.82 |
|
| Interest Income/Total Assets (%) |
7.08 |
7.99 |
8.31 |
8.60 |
7.79 |
|
| Non-Interest Income/Total Assets (%) |
0.90 |
1.06 |
0.60 |
0.61 |
0.51 |
|
| Operating Profit/Total Assets (%) |
-0.49 |
-0.58 |
-0.33 |
-0.30 |
-0.21 |
|
| Operating Expenses/Total Assets (%) |
1.57 |
1.76 |
1.43 |
1.34 |
1.23 |
|
| Interest Expenses/Total Assets (%) |
4.66 |
5.72 |
6.41 |
6.99 |
6.27 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
167,052.16 |
145,145.42 |
132,396.52 |
131,082.15 |
126,915.75 |
|
| EV Per Net Sales (X) |
13.27 |
11.72 |
10.96 |
10.68 |
11.85 |
|
| Price To Book Value (X) |
0.69 |
0.93 |
0.45 |
0.67 |
0.61 |
|
| Price To Sales (X) |
0.54 |
0.55 |
0.24 |
0.33 |
0.32 |
|
| Retention Ratios (%) |
74.09 |
75.97 |
100.00 |
69.82 |
60.23 |
|
| Earnings Yield (X) |
0.11 |
0.11 |
0.13 |
0.11 |
0.12 |
|
Source : Dion Global Solutions Limited
