| Key Financial Ratios of Paisalo Digital Ltd. (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
2.23 |
3.87 |
2.10 |
18.71 |
14.49 |
|
| Diluted EPS (Rs.) |
2.23 |
3.87 |
2.10 |
18.71 |
14.49 |
|
| Cash EPS (Rs.) |
2.28 |
2.03 |
2.16 |
18.78 |
15.37 |
|
| Book Value [ExclRevalReserve]/Share (Rs.) |
17.01 |
14.77 |
25.81 |
232.25 |
203.67 |
|
| Book Value [InclRevalReserve]/Share (Rs.) |
17.01 |
14.80 |
25.89 |
233.04 |
204.51 |
|
| Revenue from Operations/Share (Rs.) |
8.55 |
7.33 |
10.54 |
89.31 |
81.80 |
|
| PBDIT/Share (Rs.) |
6.67 |
5.73 |
7.63 |
67.06 |
58.23 |
|
| PBIT/Share (Rs.) |
6.60 |
5.69 |
7.56 |
66.32 |
57.35 |
|
| PBT/Share (Rs.) |
2.97 |
2.69 |
2.81 |
24.39 |
19.16 |
|
| Net Profit/Share (Rs.) |
2.22 |
1.99 |
2.08 |
18.04 |
14.48 |
|
| NP After MI And SOA / Share (Rs.) |
2.22 |
1.99 |
2.08 |
18.04 |
14.48 |
|
| Profitability Ratios |
|
|
|
|
|
|
| PBDIT Margin (%) |
77.98 |
78.05 |
72.42 |
75.08 |
71.18 |
|
| PBIT Margin (%) |
77.27 |
77.53 |
71.73 |
74.25 |
70.10 |
|
| PBT Margin (%) |
34.80 |
36.61 |
26.67 |
27.31 |
23.42 |
|
| Net Profit Margin (%) |
25.95 |
27.16 |
19.78 |
20.20 |
17.70 |
|
| NP After MI And SOA Margin (%) |
25.95 |
27.16 |
19.78 |
20.20 |
17.70 |
|
| Return on Networth/Equity (%) |
13.03 |
13.49 |
8.07 |
7.76 |
7.11 |
|
| Return on Capital Employed (%) |
36.93 |
24.06 |
19.87 |
19.06 |
19.13 |
|
| Return on Assets (%) |
3.80 |
4.34 |
2.79 |
2.87 |
2.50 |
|
| Total Debt/Equity (X) |
2.31 |
2.00 |
1.83 |
1.64 |
1.53 |
|
| Asset Turnover Ratio (%) |
0.16 |
0.18 |
0.15 |
0.14 |
14.16 |
|
| Liquidity Ratios |
|
|
|
|
|
|
| Current Ratio (X) |
1.41 |
2.02 |
1.99 |
2.18 |
2.01 |
|
| Quick Ratio (X) |
1.41 |
2.02 |
1.99 |
2.18 |
2.01 |
|
| Inventory Turnover Ratio (X) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Dividend Payout Ratio (NP) (%) |
0.00 |
5.01 |
4.90 |
5.54 |
6.90 |
|
| Dividend Payout Ratio (CP) (%) |
0.00 |
4.92 |
4.73 |
5.32 |
6.50 |
|
| Earnings Retention Ratio (%) |
0.00 |
94.99 |
95.10 |
94.46 |
93.10 |
|
| Cash Earnings Retention Ratio (%) |
0.00 |
95.08 |
95.27 |
94.68 |
93.50 |
|
| Coverage Ratios |
|
|
|
|
|
|
| Interest Coverage Ratios (%) |
1.83 |
1.90 |
1.64 |
1.60 |
1.50 |
|
| Interest Coverage Ratios (Post Tax) (%) |
1.83 |
1.90 |
1.64 |
1.60 |
1.50 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Cr.) |
6,516.78 |
8,074.36 |
4,456.10 |
5,150.98 |
4,599.71 |
|
| EV/Net Operating Revenue (X) |
8.45 |
12.26 |
9.42 |
13.13 |
13.29 |
|
| EV/EBITDA (X) |
10.84 |
15.70 |
13.00 |
17.49 |
18.67 |
|
| MarketCap/Net Operating Revenue (X) |
3.98 |
8.25 |
5.00 |
8.89 |
9.61 |
|
| Retention Ratios (%) |
0.00 |
94.98 |
95.09 |
94.45 |
93.09 |
|
| Price/BV (X) |
2.00 |
4.10 |
2.04 |
3.42 |
3.86 |
|
| Price/Net Operating Revenue |
3.98 |
8.25 |
5.00 |
8.89 |
9.61 |
|
| Earnings Yield |
0.07 |
0.03 |
0.04 |
0.02 |
0.02 |
|
Source : Dion Global Solutions Limited
