| Key Financial Ratios of HDFC Bank (in Rs. Cr.) |
Mar 23 |
Mar 22 |
Mar 21 |
Mar 20 |
Mar 19 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
79.25 |
66.80 |
56.58 |
48.01 |
78.65 |
|
| Diluted EPS (Rs.) |
78.89 |
66.35 |
56.32 |
47.66 |
77.87 |
|
| Cash EPS (Rs.) |
79.05 |
69.54 |
58.81 |
50.07 |
81.59 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
502.18 |
432.95 |
369.54 |
311.83 |
547.89 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
502.18 |
432.95 |
369.54 |
311.83 |
547.89 |
|
| Dividend/Share (Rs.) |
19.00 |
15.50 |
6.50 |
2.50 |
15.00 |
|
| Operating Revenue / Share (Rs.) |
289.60 |
230.37 |
219.23 |
209.39 |
363.43 |
|
| Net Profit/Share (Rs.) |
79.05 |
66.65 |
56.44 |
47.89 |
77.40 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
0.00 |
9,023,451.15 |
10,063,719.49 |
9,815,479.98 |
10,092,906.51 |
|
| Net Profit/ Employee (Rs.) |
0.00 |
2,610,652.37 |
2,591,035.71 |
2,244,771.35 |
2,149,495.24 |
|
| Business/ Employee (Rs.) |
0.00 |
206,813,042.29 |
205,498,809.40 |
183,054,361.58 |
177,699,813.90 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
0.00 |
201,439,796.75 |
215,510,389.62 |
211,987,907.87 |
193,948,756.61 |
|
| Net Profit/ Branches (Rs.) |
0.00 |
58,280,282.56 |
55,485,957.92 |
48,481,009.97 |
41,305,438.57 |
|
| Business/ Branches (Rs.) |
0.00 |
4,616,900,617.16 |
4,400,671,989.48 |
3,953,480,747.42 |
3,414,740,633.16 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.97 |
3.22 |
3.42 |
3.33 |
3.34 |
|
| CASA (%) |
100.00 |
48.16 |
46.11 |
42.23 |
42.37 |
|
| Net Profit Margin (%) |
27.29 |
28.93 |
25.74 |
22.86 |
21.29 |
|
| Operating Profit Margin (%) |
7.97 |
5.83 |
4.89 |
2.60 |
3.48 |
|
| Return on Assets (%) |
1.78 |
1.78 |
1.78 |
1.71 |
1.69 |
|
| Return on Equity / Networth (%) |
15.74 |
15.39 |
15.27 |
15.35 |
14.12 |
|
| Net Interest Margin (X) |
3.52 |
3.48 |
3.71 |
3.67 |
3.87 |
|
| Cost to Income (%) |
38.35 |
41.05 |
40.37 |
38.52 |
38.41 |
|
| Interest Income/Total Assets (%) |
6.55 |
6.17 |
6.91 |
7.50 |
7.95 |
|
| Non-Interest Income/Total Assets (%) |
1.26 |
1.42 |
1.44 |
1.51 |
1.41 |
|
| Operating Profit/Total Assets (%) |
0.52 |
0.36 |
0.33 |
0.19 |
0.27 |
|
| Operating Expenses/Total Assets (%) |
1.93 |
1.81 |
1.87 |
2.00 |
2.09 |
|
| Interest Expenses/Total Assets (%) |
3.03 |
2.69 |
3.20 |
3.83 |
4.07 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
2,871,191.65 |
2,429,205.81 |
2,196,567.47 |
1,692,584.96 |
1,624,316.38 |
|
| EV Per Net Sales (X) |
17.77 |
19.01 |
18.17 |
14.74 |
16.41 |
|
| Price To Book Value (X) |
3.21 |
3.40 |
4.04 |
2.76 |
4.23 |
|
| Price To Sales (X) |
5.56 |
6.38 |
6.81 |
4.12 |
6.37 |
|
| Retention Ratios (%) |
100.00 |
100.00 |
100.00 |
75.09 |
80.77 |
|
| Earnings Yield (X) |
0.05 |
0.05 |
0.04 |
0.06 |
0.03 |
|
Source : Dion Global Solutions Limited
