| Key Financial Ratios of CSB Bank (in Rs. Cr.) |
Mar 20 |
Mar 19 |
Mar 18 |
Mar 17 |
Mar 16 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
0.88 |
-23.73 |
-12.04 |
0.21 |
-23.98 |
|
| Diluted EPS (Rs.) |
0.88 |
-23.73 |
-12.04 |
0.21 |
-23.98 |
|
| Cash EPS (Rs.) |
2.09 |
-21.04 |
-10.11 |
2.03 |
-18.95 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
104.00 |
148.17 |
90.05 |
103.12 |
101.31 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
113.00 |
166.53 |
109.74 |
123.36 |
124.41 |
|
| Dividend/Share (Rs.) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
87.02 |
156.74 |
160.07 |
164.95 |
206.64 |
|
| Net Profit/Share (Rs.) |
0.73 |
-22.96 |
-12.03 |
0.19 |
-20.86 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
4,712,504.68 |
4,490,221.26 |
4,542,226.97 |
4,920,084.32 |
5,102,840.33 |
|
| Net Profit/ Employee (Rs.) |
39,715.04 |
-657,844.72 |
-341,398.60 |
5,723.49 |
-515,225.05 |
|
| Business/ Employee (Rs.) |
84,759,777.78 |
85,768,444.52 |
84,161,140.81 |
84,795,641.02 |
76,706,987.27 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
36,736,897.81 |
32,160,272.08 |
30,802,988.12 |
31,368,424.88 |
34,566,093.24 |
|
| Net Profit/ Branches (Rs.) |
309,603.41 |
-4,711,675.42 |
-2,315,185.27 |
36,490.61 |
-3,490,079.25 |
|
| Business/ Branches (Rs.) |
660,755,055.96 |
614,298,572.79 |
570,736,477.43 |
540,621,974.18 |
519,604,906.76 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
1.51 |
0.08 |
0.47 |
0.95 |
-0.02 |
|
| CASA (%) |
29.17 |
27.84 |
27.02 |
24.77 |
0.00 |
|
| Net Profit Margin (%) |
0.84 |
-14.65 |
-7.51 |
0.11 |
-10.09 |
|
| Operating Profit Margin (%) |
1.56 |
-34.28 |
-19.10 |
0.26 |
-34.95 |
|
| Return on Assets (%) |
0.06 |
-1.16 |
-0.61 |
0.00 |
-0.95 |
|
| Return on Equity / Networth (%) |
0.70 |
-15.49 |
-13.35 |
0.18 |
-20.59 |
|
| Net Interest Margin (X) |
3.13 |
2.60 |
2.42 |
1.93 |
2.06 |
|
| Cost to Income (%) |
65.52 |
97.68 |
85.43 |
74.49 |
100.87 |
|
| Interest Income/Total Assets (%) |
8.00 |
7.96 |
8.17 |
8.23 |
9.47 |
|
| Non-Interest Income/Total Assets (%) |
1.17 |
0.80 |
0.79 |
1.73 |
0.66 |
|
| Operating Profit/Total Assets (%) |
-1.10 |
-1.97 |
-1.40 |
-1.72 |
-1.62 |
|
| Operating Expenses/Total Assets (%) |
2.82 |
3.32 |
2.74 |
2.73 |
2.76 |
|
| Interest Expenses/Total Assets (%) |
4.86 |
5.36 |
5.74 |
6.30 |
7.40 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
18,092.96 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| EV Per Net Sales (X) |
11.98 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Price To Book Value (X) |
1.14 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Price To Sales (X) |
1.36 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Retention Ratios (%) |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
0.01 |
0.00 |
0.00 |
0.00 |
0.00 |
|
Source : Dion Global Solutions Limited
