Find the complete list of IFSC and MICR codes for all the bank branches in India. You can search by bank, state, district, and branch to find correct IFSC or MICR codes for NEFT, RTGS, and IMPS transactions.
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Oct 07, 2025 02:00 PMIFSC and MICR codes are very important for online money transfer or filling out banking forms. If you are looking for the IFSC or MICR code of your bank branch, you have come to the right page. Here you can search, browse, and locate the official codes for all Indian banks—public, private, cooperative, and regional rural—based on bank name, state, district, and branch.
What is an IFSC Code?
The full form of IFSC is - Indian Financial System Code. IFSC is an 11-character alphanumeric code used to identify specific bank branches participating in electronic fund transfer systems like NEFT, RTGS, and IMPS. IFSC code for each bank branch is unique to ensure that money is transferred to the correct branch during an online transaction.
What is a MICR Code?
The full form of Magnetic Ink Character Recognition (MICR) code. MICR code is a 9-digit numeric code printed on cheques. MICR code helps in faster processing and clearing of cheques by banks using MICR technology. This code is primarily used in the Electronic Clearing System (ECS).
What's the Difference Between IFSC and MICR Codes?
Both IFSC and MICR codes are very important for safe, accurate, and timely banking transactions—whether you are transferring money online or depositing a cheque. Here are the key differences between IFSC and MICR codes:
Feature | IFSC Code | MICR Code |
Format | 11 characters (alphanumeric) | 9 digits (numeric) |
Purpose | Online fund transfers | Cheque processing |
Usage | NEFT, RTGS, IMPS | ECS, Cheque clearing |
Example | SBIN0000123 | 110002345 |