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Bank Nifty often reacts negatively or with muted gains on Budget Day
In Union Budget 2026, the government had set disinvestment target of Rs 80,000 crore under miscellaneous capital receipts for FY27 which includes sale of shares in PSUs as well as asset monetisations.
The Centre has pegged net market borrowing at Rs 11.7 lakh crore for FY27, around Rs 50,000 crore higher than FY26, reflecting a calibrated increase to support higher capital spending. Gross market borrowing, however, has been set at Rs 17.2 lakh crore, a sharp jump from the current year. This increase is largely explained by the maturity profile of government securities, with redemptions in FY27 estimated at Rs 5.47 lakh crore.
Nifty PSU Bank Index tanks more than 4% following announcement of comprehensive review of banking sector
The Finance Minister’s announcement of a banking panel suggests a shift — from fixing bank balance sheets to questioning what banks are meant to do next
Changes aim to ease compliance, reduce litigation, and simplify deductions under the Income Tax Act
At present, this interest is treated like regular taxable income
According to a Moneycontrol poll of economists, treasury heads, and market participants showed that government is expected to budget Rs 2-3 lakh crore as dividend income from the Reserve Bank of India (RBI) and public sector banks (PSBs) in the Union Budget 2026, higher than the Rs 2.56 lakh crore estimated in the previous budget.
On January 29, Economic Survey had said that India’s corporate bond market, despite incremental reforms, remains shallow and underdeveloped compared with global peers, limiting its ability to channel long-term capital efficiently.
Shares of Power Finance Corporation and REC rallied over 4% each after the finance minister proposed restructuring the two state-run lenders.
Government borrowings are among the most important determinants of interest rates in the economy. Higher-than-expected borrowings can push up rates for all bond issuers — sovereign and corporate — while interest rates can decline if it tightens its belt and borrows less than anticipated.
A central element of the strategy is the proposed restructuring of PFC and REC
On January 29, Economic Survey had said that Municipal green bonds have the potential to mobilise between $2.5-6.9 billion for local bodies driven climate action over the next 5-10 years, according to the Economic Survey tabled by finance minister Nirmala Sitharaman on January 29.
While announcing budget, Sitharaman said that the government proposed to introduce Rs 10,000 crore SME growth fund, and top up self-reliant India fund with Rs 2,000 crore, and providing liquidity support.
The Centre will also facilitate engagement with multiple financial institutions, banks, non-banking financial companies (NBFCs), startups, and think tanks.
Murthy described legendary banker Aditya Puri as 'India’s finest entrepreneur post-Independence,' drawing a contrast between the paths taken by Infosys and HDFC Bank in building scale and influence.
According to Bloomberg data, the domestic currency is down by 2.22%, so far in January. Thus far in the current financial year, the local unit is down by 7.02%
During an interaction with Moneycontrol post Q3 FY26 earnings, Revankar said the company is “working towards” the higher range, signalling confidence in the operating environment while maintaining a measured outlook
Currently, the liquidity in the banking system is in surplus of Rs 82,967.95 crore
The company said its approach is aimed at prioritising consumer protection over product complexity, positioning itself as a life insurer defined by what it refuses to sell rather than by product diversification
Banks’ profit after tax increased by 16.9 per cent (YoY) in FY25 and by 3.8 per cent (YoY) by September 2025.
Economic Survey showed that Vadodara Municipal Corporation, Ahmedabad Municipal Corporation, Indore Municipal Corporation and Ghaziabad Municipal Corporation, have issued green bonds in India. The cumulative amount raised by these corporations are Rs 694 crore, between February 2024 and May 2025.
The survey links structural reforms in the insurance ecosystem to the creation of a stable, long-duration capital base required for infrastructure financing
Unless these cost inefficiencies are dismantled, insurance will remain expensive for customers and limited in reach, despite the sector’s strong balance sheets and financial stability, the report says
Move aims to strengthen policyholder protection and tighten regulatory enforcement across insurance and intermediary ecosystem
Rupee’s valuation does not accurately reflect India’s stellar economic fundamentals, says survey.
The Economic Survey says India’s inflation rate, headline and core, excluding precious metals, will likely be higher in FY27
Budget 2026 is expected to place renewed emphasis on attracting stable foreign capital. Measures such as enhancing FDI limits in select sectors and offering tax incentives to overseas investors are likely to be considered, say experts
The company’s NIM stands at around 3.63%, within the guided range. The strategy is to increase the share of affordable, emerging and construction finance businesses, which offer better yields and help sustain margins, Shukla tells Moneycontrol
Strong Q3 show, bullish broker calls and sector tailwinds push Axis past Kotak for the first time since 2024
Dhru, who is set to step down as as MD & CEO, on April 1, tells Moneycontrol that he will be around to ensure a smooth transition and time will bear out his decision to handover control to Mahesh Dayani
As Parliament readies a revamped insolvency law, the Budget must address the system’s slow bleed and unlock growth trapped in delay
According to the survey, close to 30 percent respondents think that the central bank will hold rates
According to the survey, 46.7 percent are somewhat confident, while 15.6 percent are very confident on the central bank controlling inflation at 4 percent.
In this mechanism, RBI buys U.S. Dollars from banks in exchange for Rupees (first leg) and agrees to sell them back at a pre-determined future date along with a premium (reverse leg).
The auction will take place on January 29, between 9:30 AM and 10:30 AM on the Reserve Bank of India Core Banking Solution (E-Kuber) system.
With bancassurance continuing to account for a large share of business, especially via parent banks, both insurers said alignment with their bank partners will remain central to growth recovery in FY27
The IRDAI has played a central role in this expansion through a series of phased structural reforms.
The Centre has reiterated a consolidation path, with the fiscal deficit targeted at 4.4% of GDP for FY26 and a stated intent to keep the glidepath intact.
India’s states are no longer on the same demographic clock — and that is quietly reshaping their fiscal future.
Bank Strike News: Digital banking services, including UPI and internet banking, are expected to function normally, though ATM cash availability could face localised disruptions due to logistical issues.
Mumbai, Jan 23 The Reserve Bank on Friday said it will inject over Rs 2 lakh crore of liquidity into the system through a slew of avenues. "On a review..
Responding to questions on the nature of the investigation, the bank confirmed that the qualified conclusion relates to BFIL’s role as a business correspondent in the microfinance segment, and is linked to certain practices in past years, including around collections.
In a note to accounts, the bank said it had assessed the roles and responsibilities of individuals involved in earlier irregularities and fixed accountability in line with its internal code of conduct.
We are aiming the 60:40 ratio in FY26-27. Most likely, this will materialise by Q3 or Q4 of that year, as building a high-quality RAM book takes time, Chandra tells Moneycontrol in an interview
At 11.55 am, the currency was trading at 91.57 against the US dollar, a day after it sank to a new low of 91.74
In November, the Indian rupee remained in the range of 88.56-89.45 against the US dollar.
Data showed that foreign banks have transmitted 107 bps of rate cut on fresh deposit and 100 bps on outstanding deposit. On the other hand, state-owned banks have seen a transmission of 101 bps and private banks of 93 bps on fresh deposit, and 33 bps for PSU banks and 34 bps for private banks on outstanding deposits.
Flaws were detected by the RBI on how Axis Bank, ICICI Bank and HDFC Bank treated their agriculture loans as priority sector loans in the annual supervision for FY25, necessitating the banks to make higher provisions.
