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Nikhil Walavalkar

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Stuck with blocked MF route to global stocks? NSE, BSE offer alternative way

BUSINESS

Stuck with blocked MF route to global stocks? NSE, BSE offer alternative way

While the NSE offers the GIFT City route to invest in 50 shares, the BSE-backed India INX platform offers 131 stock exchanges, globally.

Explained: Why re-opening of international mutual funds may benefit only a few investors

BUSINESS

Explained: Why re-opening of international mutual funds may benefit only a few investors

Only select fund houses have opened their doors of international funds. And they may shut these if they breach their February 1, 2022 limits.

Interest rates on bank fixed deposits on the rise. Should you lock in?

BUSINESS

Interest rates on bank fixed deposits on the rise. Should you lock in?

When interest rates are rising investors are better off either laddering their money in fixed deposits or sticking to short term fixed deposits. Other options such as corporate fixed deposits, bonds also make sense, but with caveats.

Three years after its launch, India’s second largest quant fund is changing tack. What should investors do?

BUSINESS

Three years after its launch, India’s second largest quant fund is changing tack. What should investors do?

Wider criteria for stock selection and a risky derivative strategy are among measures that the fund house feels can help improve the performance of the DSP quant fund. SEBI’s rules allow existing investors an exit as these are fundamental attribute changes.

Equities have fallen, but mutual fund houses’ models indicate we aren’t out of the woods yet

BUSINESS

Equities have fallen, but mutual fund houses’ models indicate we aren’t out of the woods yet

Fund houses’ internal indicators say that equities are not overvalued anymore but caution against investing aggressively in a single asset class.

Rising Rates: Why investors are buying into gilt funds and 10-year constant maturity gilt funds

BUSINESS

Rising Rates: Why investors are buying into gilt funds and 10-year constant maturity gilt funds

Investors are looking for a high coupon and possible capital gains over the medium term. If interest rates do not move up much or move sideways before coming off the peak, then these investors may make decent gains over the medium term. But there are risks.

Date with debt funds: Taking a tough call amid soaring inflation, rising policy rates

BUSINESS

Date with debt funds: Taking a tough call amid soaring inflation, rising policy rates

Investing your hard-earned money in fixed income space is a tough call, given the anticipation of higher interest rates going forward

How to save and invest for your child’s foreign education goal

BUSINESS

How to save and invest for your child’s foreign education goal

Know the corpus you need for overseas education and start saving regularly for the same.

Debt investment returns drying up? Check out these options with a 3-5-year horizon

BUSINESS

Debt investment returns drying up? Check out these options with a 3-5-year horizon

Emerging mutual fund categories like target maturity funds, floating rate funds, as well as traditional investments now offer more options to investors

Worried about falling NPS returns? Here is what you can do

BUSINESS

Worried about falling NPS returns? Here is what you can do

The NPS is meant for individuals looking to save for their retirement goals. Many of them start saving early in the NPS. Short-term volatility, however, cannot be avoided.

How Invesco India mutual fund lost the debt game in India

BUSINESS

How Invesco India mutual fund lost the debt game in India

The AMC has seen sustained outflows from debt schemes over the last five years.

How to manage your portfolio in times of high inflation

BUSINESS

How to manage your portfolio in times of high inflation

Despite the RBI’s measures to control inflation, things may not improve quickly. Rising interest rates will lead to volatility in markets. Here’s what you can do to keep your portfolio going.

Arbitrage Mutual Funds: As the interest rates rise, many are moving to arbitrage funds for the short term. Should you join them?

BUSINESS

Arbitrage Mutual Funds: As the interest rates rise, many are moving to arbitrage funds for the short term. Should you join them?

Arbitrage Funds: Though these schemes work better with a timeframe of at least one year, investors are looking at it for the very short term, typically up to three months.

Given the rout in the markets, should you sell your international mutual funds?

BUSINESS

Given the rout in the markets, should you sell your international mutual funds?

Rising interest rates have led to a sharp fall in technology stocks in the US, a favourite among Indian investors for the past two years. That doesn’t mean you should sell them in a hurry, especially when fresh investments have been halted temporarily.

Have volatile markets driven investors out of mutual funds?

BUSINESS

Have volatile markets driven investors out of mutual funds?

Rising interest rates, volatile equity markets and a curb on new fund launches have slowed mutual fund inflows. Fund officials say this is temporary.

Is now a good time to buy gold?

BUSINESS

Is now a good time to buy gold?

Gold prices may not have stuck to the script of going up despite the Russia-Ukraine conflict. But gold is not to be used to generate returns. It is a hedge against inflation and uncertainty. And it’s best to invest in it, paperless.

Will mutual funds subscribe to LIC IPO? Looks likely, going by their past behaviour

BUSINESS

Will mutual funds subscribe to LIC IPO? Looks likely, going by their past behaviour

LIC IPO will not be the first listed insurance company for mutual funds to invest in. Already Rs 30,000 crore or 1.5% of the overall equity AUM is invested in shares of seven listed insurance companies.

Gold prices have fallen. Should you buy more gold now?

BUSINESS

Gold prices have fallen. Should you buy more gold now?

Experts advise against selling gold because prices have fallen. They say long-term investors should be guided by their portfolio asset allocations.

How the Franklin Templeton crisis led to reforms to make debt funds safer

BUSINESS

How the Franklin Templeton crisis led to reforms to make debt funds safer

From risk boundaries to provisioning for sudden withdrawals, the regulator has made debt funds safer in the past two years. But that doesn’t mean debt funds are risk-free.

Ban on pool accounts for MF investments gives stakeholders implementation headache

BUSINESS

Ban on pool accounts for MF investments gives stakeholders implementation headache

Mutual fund distributors, brokers and platforms using pool accounts have reported that investments in mutual funds are being delayed or rejected as they race to implement the new mechanism by July 1.

Two fixed income investments that outshine low interest options

BUSINESS

Two fixed income investments that outshine low interest options

In the current inflationary scenario, locking in rates for long term is not a wise scenario and the short term rates are not at all remunerative.

82% of large-cap schemes underperform benchmarks over the last 5 years: SPIVA report

BUSINESS

82% of large-cap schemes underperform benchmarks over the last 5 years: SPIVA report

The numbers for 2021 look better than the scorecard for 2020. The study showed 50 percent of the large cap equity funds underperformed the S&P BSE 100 index in 2021 compared with 80 percent in 2020.

Will Reserve Bank of India raise interest rates tomorrow?

BUSINESS

Will Reserve Bank of India raise interest rates tomorrow?

RBI has to ensure that economic growth continues, inflation stays under control and, at the same time, savers receive positive real rates of interest.

Investors should be in large-cap funds despite volatility: Rajesh Cheruvu of Validus Wealth

BUSINESS

Investors should be in large-cap funds despite volatility: Rajesh Cheruvu of Validus Wealth

As FY23 starts, Rajesh Cheruvu, Chief Investment Officer at Validus Wealth, shares his thoughts on asset classes such as stocks, bonds, gold and global equities.

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