BUSINESS
Investors earn fewer returns than mutual funds: Axis MF study
To earn bigger returns, investors have to bring more discipline to the way they invest.
BUSINESS
Equity funds stare at drying coffers as market volatility shrinks cash flow by 31%
Investors are still showing keen interest in systematic investment plans (SIPs). Contributions to SIPs have gone up to Rs 12,693 crore in August, compared to Rs 12,139 crore in July. SIP accounts went up to 5.71 crore in August, compared to 5.61 crore in July
BUSINESS
Inflation pressure sends yellow metal into the red. Should you dump your gold now?
Gold plays a key role in your investments and has traditionally been seen as a hedge against inflation. It can support your portfolio in tough times when all other asset classes are losing money.
BUSINESS
As the Indian economy triples in size in the next 15 years, bet on these sectors, says Ravi Gopalakrishnan of Sundaram MF
Ravi Gopalakrishnan is bullish on the long-term growth potential of the Indian economy and advises investors to remain invested for the long term.
BUSINESS
Debt funds report changes in risk-o-meters to riskier levels. Should you be worried?
Rising interest rates and fall in equity markets have given opportunities to fund managers to shuffle their portfolios. Any such changes can lead to a change in the risk-o-meters of schemes.
BUSINESS
SIP with a twist: Fintech platforms and mutual funds tweak the plain, old SIP. Is it worth it?
Using technology and research, some online distributors and fund houses now offer variations to a SIP. Value SIPs (invest more when markets go up and vice-versa) and top-up SIPs allow you to periodically change your SIP amounts. The aim: to outperform the market.
BUSINESS
This mutual fund manager sees money in a beaten-down mutual fund category. What’s the secret?
Canara Robeco AMC has launched the Canara Robeco Banking & PSU Debt Fund – a category that has disappointed over the past year. Fund managers like Avnish Jain say things are going to turn around for the category pretty soon.
BUSINESS
Don’t forget to check your ETF iNAV before buying units
Now, you don’t have to wait till the end of market hours to get the NAV to decide whether to buy or sell. The iNAV of equity ETFs are disclosed at a maximum lag of 15 seconds, and debt, a minimum of four times a day. One can get these numbers from the respective fund house’s website in the ETF or NAV sections.
BUSINESS
IT sector funds are down but not out. How safe is it to invest in tech stocks?
Indian IT stocks were riding on the global positive sentiment, and though things changed earlier in 2022 on fears of a recession in the key US market, the sector has a long growth path and valuations are reasonable compared to six months ago, but be aware of the risks.
BUSINESS
Sebi seeks views on execution-only platforms for direct investment in MF schemes
Investors who transact on such platforms currently do not have any legal recourse if things go wrong. The regulator intends to plug that gap
BUSINESS
NFO review | Motilal Oswal S&P BSE Financials ex Bank 30 Index Fund. Should you invest?
The product has a narrow mandate. That makes useful for very savvy investors looking for a significant exposure to some segments of the BFSI sector, and not the average mutual fund investor.
BUSINESS
In volatile markets, dividend yield funds may perform better than stocks
Though investing on your own may help you customise the portfolio and decide on high yield stocks, the mutual fund route brings in better post-tax returns.
BUSINESS
Want to buy your dream home? The rainy season might help
A good-looking property might have cracks and leakages that get exposed during the monsoon. House inspections during the rains reveal a home’s true strength.
BUSINESS
July 1: New rules to invest in mutual funds, teething troubles initially, but a safer future
All those SIPs will stop where your broker used to transfer funds from your broking account balance to the mutual fund house. You have to sign up for fresh NACH mandates.
BUSINESS
MC Explains | How sovereign gold bonds received Rs 16,000 crore in 2021-22
Traditionally, investors looked at gold as an effective hedge against volatility in the stock market. Over the last few years, increasing digitisation also ensured that more investors get to invest in a convenient manner.
BUSINESS
Stuck with blocked MF route to global stocks? NSE, BSE offer alternative way
While the NSE offers the GIFT City route to invest in 50 shares, the BSE-backed India INX platform offers 131 stock exchanges, globally.
BUSINESS
Explained: Why re-opening of international mutual funds may benefit only a few investors
Only select fund houses have opened their doors of international funds. And they may shut these if they breach their February 1, 2022 limits.
BUSINESS
Interest rates on bank fixed deposits on the rise. Should you lock in?
When interest rates are rising investors are better off either laddering their money in fixed deposits or sticking to short term fixed deposits. Other options such as corporate fixed deposits, bonds also make sense, but with caveats.
BUSINESS
Three years after its launch, India’s second largest quant fund is changing tack. What should investors do?
Wider criteria for stock selection and a risky derivative strategy are among measures that the fund house feels can help improve the performance of the DSP quant fund. SEBI’s rules allow existing investors an exit as these are fundamental attribute changes.
BUSINESS
Equities have fallen, but mutual fund houses’ models indicate we aren’t out of the woods yet
Fund houses’ internal indicators say that equities are not overvalued anymore but caution against investing aggressively in a single asset class.
BUSINESS
Rising Rates: Why investors are buying into gilt funds and 10-year constant maturity gilt funds
Investors are looking for a high coupon and possible capital gains over the medium term. If interest rates do not move up much or move sideways before coming off the peak, then these investors may make decent gains over the medium term. But there are risks.
BUSINESS
Date with debt funds: Taking a tough call amid soaring inflation, rising policy rates
Investing your hard-earned money in fixed income space is a tough call, given the anticipation of higher interest rates going forward
BUSINESS
How to save and invest for your child’s foreign education goal
Know the corpus you need for overseas education and start saving regularly for the same.
BUSINESS
Worried about falling NPS returns? Here is what you can do
The NPS is meant for individuals looking to save for their retirement goals. Many of them start saving early in the NPS. Short-term volatility, however, cannot be avoided.
