BUSINESS
Beyond tuition fees: The real cost of studying abroad
Students need to factor expenses like housing, health insurance, local transport, emergency travel, etc, and also currency fluctuations, which can significantly affect their finances.
BUSINESS
Home loan interest: Rates dip below 8%, PSBs faster in passing on repo rate cut benefit
Large private banks, such as ICICI Bank and Axis Bank, are yet to pass on the repo reduction benefits to new home loan borrowers.
BUSINESS
Mother’s Day Special: From ABC to SIP — how new-age moms make their kids money savvy
These financially-savvy mummies manage their own finances while raising the next generation of investors by starting them off when they’re as little as four, with a piggy bank and dreams of new toys.
BUSINESS
How Indian overseas-bound travellers are managing rising summer vacation costs, forex outgo
Given the impact of currency movements on travel budgets, international travellers should plan their foreign currency requirement wisely
BUSINESS
Banks offering up to 7.75% interest on 3-year fixed deposits post RBI repo rate cut
Banks have cut fixed deposit interest rates following the RBI’s repo rate reduction, but some still offer attractive three-year FD rates of up to 7.75 percent for the general public and 8.25 percent for senior citizens.
BUSINESS
Top financial changes in May: ATM fees up, home loan rates down and ITR filing tips
Key money changes in May: Some private banks might announce rate cuts on home loans for existing and new borrowers. Also, banks are hiking charges on ATM transactions.
BUSINESS
Income tax cuts, RBI's repo rate reduction and more: Here's how April will impact your wallets
With a host of financial changes set to take effect in April here's a quick guide to the developments that are bound to affect your wallets.
BUSINESS
Money Calendar 2025-26: Your guide to planning investments, taxes, loan repayments, & more
Ring in the new financial year by reviewing your investment plan, estimating your tax outgo, staying on top of deadlines, and reassessing your financial goals.
BUSINESS
Top money changes that will impact your wallet in April
With a flurry of financial changes set to take effect in April, it is important for investors to keep a close eye on the developments that are bound to affect their wallets.
BUSINESS
You can now have up to 4 nominees for bank accounts. Here are the new rules
Bank account holders can now appoint up to four nominees, choosing between 'successive' and 'simultaneous' nominations, enhancing flexibility, security, and convenience
BUSINESS
RBI repo rate cut: Home loan rates dip, but new borrowers may miss full benefit
Central Bank of India and Union Bank of India are offering the lowest interest rates starting at 8.10%, while private banks may cut rates soon to stay competitive.
BUSINESS
Bank, NBFC or international lender: Which is best for an overseas education loan?
Explore education loan options, covering benefits, eligibility, and repayment strategies to fund your child's education abroad
BUSINESS
From pocket change to prosperity: How small savings can help build a big corpus
Developing good financial habits from a young age, such as saving, budgeting, and investing, can lead to wealth creation and a secure financial future.
BUSINESS
Education loans for studying abroad: who offers the cheapest interest rates?
Indian Bank, Union Bank of India and Bank of Baroda offer interest rates between 8.6 and 9.45 percent on an education loan of Rs 50 lakh for a tenure of seven years
BUSINESS
ICICI's iShop credit card rewards: More benefits, but lack of air miles a miss
The private bank’s iShop portal offers greater rewards on flights and hotels for customers of its premium credit cards, but lack of conversion to air miles is a dampener.
BUSINESS
Double Delight: How joint home loans can help couples save big on taxes
If both partners fall in the 30 percent tax bracket, their combined annual tax savings could be approximately ₹2.1 lakh.
BUSINESS
Financial literacy | Kitty parties that are about business, not just banter
The appeal of such unregulated savings schemes cuts across socioeconomic strata, but women should not overly rely on them for investment.
BUSINESS
Indian women now prioritise retirement and travel as planning for kids’ weddings takes a back seat
International Women’s Day: Indian women are taking charge of their finances and prioritising their retirement security over children’s marriage goals, besides importance given to international travel as a key goal, say financial planners.
BUSINESS
Women borrowers on the rise, CIBIL-Niti Aayog report shows 22 percent CAGR over five years
Gold loans have emerged as a preferred borrowing option for women, with 4 crore loans worth Rs 4.7 lakh crore accounting for 38 percent of all loans taken by women in 2024. This represents a five-fold increase in gold loan volumes since 2019.
BUSINESS
5 changes that will impact your wallet in March
There’s a lot happening in the last month of the financial year. Be aware of the financial changes and dates that will affect your financials this month
BUSINESS
What's the smarter choice — to buy a flat or rent one?
One needs to decide based on one’s long-term career plans, finances, home loan eligibility, and lifestyle choices, among other factors.
BUSINESS
Rupee depreciation: How Indian students can minimise the impact on overseas education budget
Rupee depreciation acts as hidden inflation for Indian students aspiring to study abroad, significantly increasing the cost of education, even if universities do not raise tuition fees
BUSINESS
New India Co-op Bank crisis: Customers should change bank mandates for EMIs, redirect MF SIPs
Cancel ECS debit instructions issued to New India Co-op Bank for loan EMIs and pick another bank account to honour your repayment commitments. Change the bank mandates to ensure that your mutual fund redemption proceeds are credited to an alternative, functional account.
BUSINESS
RBI’s curbs on New India Co-op Bank: Here’s how deposit insurance can help affected depositors
The bank’s depositors will not be able to make withdrawals for six months. The RBI has also barred new loans and deposits. However, customers can file deposit insurance claims to the extent of Rs 5 lakh.
