Spending

With the right strategy, gift cards can help you control expenses and even reduce your tax outgo.

The hidden cost of your lifestyle: Is it draining your savings?

It is simple to underestimate the way your daily decisions—such as ordering takeout, buying upgrades to gadgets, or weekend consumerist splurges—will silently undermine your money health. These innocent-looking habits tend to slip into your life and steadily blow out your monthly budgets unnoticed. Here’s how to identify and fix them.

Centre to track construction spend by households and contribution to GDP in a new survey

The new survey, expected in the second half of 2025, will try to capture GVA or output from the informal sector along with households, and will be used in new series of GDP expected in February 2026.

Chart of the Day: As job creation improves, will consumption follow suit?

The good news is that improving job creation has come along with budgetary sops to reduce tax and drive up sluggish consumption

Budget 2025 should provide a boost to consumption, say economists in an MC poll

The majority of economists in a survey cite slowing consumption as a primary concern, say there is a case for rationalisation of income tax rates.

People from Bihar spend most on hospitalisation; Delhiites enjoy better reimbursements

Delhiites spent 0.2% of their per capita income on hospitalisation expenses, while urban residents of Haryana and Karnataka spent 0.4%, a Moneycontrol analysis of statistics ministry data showed

RBI flags NBFCs’ ‘growth at any cost’ approach: Retail borrowers would do well to heed the message

Governor Shaktikanta Das expressed concerns around lending practices adopted by certain NBFCs, which results in business driving retail credit growth rather than its actual demand. Retail borrowers, too, ought to take note of RBI’s cautionary tone, and avoid availing of easy credit to fund their discretionary purchases this festive season. Adhering to the basics of financial planning can help you enjoy your festive spends sans worries of future EMIs and the interest burden.

India’s health push during Covid helped bring down share of out-of-pocket spending: Study

Despite the increases, overall health spending remained at 1.82 percent of GDP compared with 1.14 percent a decade ago

City dwellers to splurge Rs 1.85 lakh cr, but top-tier may spend less this festive season: LocalCircles

Comparison of spending trends with the 2022 pan-India survey shows a slowdown in spending at top tier of people looking to spend Rs 50,000 and more

Ayushman Bharat turns 6: How Modi's flagship scheme changed the healthcare landscape?

A Moneycontrol analysis shows that less populated states like Tamil Nadu and Karnataka accounted for 26.5 percent of the total hospitalisation. In comparison, states like UP and Bihar had a 6.1 percent share of hospitalisations

How to create a minimalist budget and spend intentionally

Feel like you're always chasing your tail financially? It's easy to get caught up in the consumer frenzy and spend more than you make. But there is a way to break free from that cycle and actually enjoy your money.

No-spend challenge or how to stop unnecessary spending

A no-spend challenge is a popular personal finance strategy that involves restricting or eliminating non-essential spending for a set period. While it may seem daunting at first, the benefits can be significant. Want to know how to get started? Let's dive in!

Auto sector slump hits ER&D companies in Q1, recovery expected only next fiscal

Completion and non-renewal of long-term projects across companies suggests the net quarterly revenue decline is here to stay, analysts say.

Labour and skill ministries' spend to double from previous decade

A major boost is expected to go towards skill development, where spending over the next half a decade is expected to 5.2 times higher than what was spent between FY16 and FY24

Govt employee count rises for first time since FY19, spending per head also on the up

The average pay per government employee is, however, expected to drop, ending eight years of annual increases

Ratio of defence capex spending climbs a decadal high in FY25, shows Budget data

The government has set an ambitious target to more than triple defence production to Rs 3 lakh crore by FY29 and increase exports to Rs 50,000 crore

India ranks 10th with $1.4 billion private investment in AI, US tops Top 10 league

China is a distant second at investments worth almost $8 billion, trailed by the UK at almost $4 billion

Milk expenditure in Indian households: How does Karnataka compare?

Milk and milk products account for the second-highest share of food consumption in India; Karnataka reported the fastest milk inflation in May

New-age consumer brands to create $50-bn listed market capitalisation by 2030: Elevation Capital

Pet care, Leisure Travel, Personal Care, Quick Service Restaurants (QSRs), Apparel, Durables are the key categories that will create winners in the consumer tech and brand space.

Consumer confidence recovers before general election, boosting BJP’s prospects

The RBI’s consumer confidence survey for March 2024 shows sentiment improving, just as it did in March 2019, before the last general election

Mahanagar Gas expects to spend Rs 950 crore in FY25: MD Ashu Shinghal

The company reported a consolidated net profit of Rs 317.18 crore for the December 2023 quarter, up 84 percent from a year earlier on lower costs.

Spending on Gen AI in Asia-Pacific region to triple to $3.4 bn in 2024, says Infosys Research

China leads the region, with investment expected to grow by more than 160% to $2.1 billion, shows the finding from the research arm of Infosys.

UPI is more than ease of payments. It is adding to GDP too

Ease and convenience of spending has lowered the economy-wide cost of transaction. The resultant saving is triggering incremental spending. UPI is also enabling easier credit-driven household spending

Equity investing: the blur between price and value

Consumers who make value-buys in the general marketplace may not be able to replicate this behaviour in the financial markets due to certain reasons. Here's why

It’s time for a single QR code for all the world’s payments

A move toward integrating disparate apps so that one day a single QR will work anywhere in the world should lead to a vast open loop in which even the smallest of businesses can go cashless and accept funds from any customer, local or foreign